How Financial Planning Makes a Difference

93% of couples and individuals with a financial plan feel financially prepared for their retirement. Of those without a plan, only 70% feel prepared.¹

When you work with an Ameriprise financial advisor, you're creating the foundation for a more secure, more fulfilling future.

Recent research shows ...

• People who have written plans are less likely to be worried about retirement than those who don't.
• A financial plan provides a higher level of satisfaction with the management of one's financial affairs.
• Those with a written plan tend to review it regularly: more than a third do so every year; more than a fourth do so quarterly.

Over time, your dreams may change. Your financial situation may change. As your goals and needs evolve, your Ameriprise financial advisor will revisit your plan and make adjustments to help you stay on track.

Talking to and working with an experienced financial advisor—someone who takes a genuine interest in your financial success—can help you take action to increase both your wealth and confidence.

When you decide to work with an advisor, you're making the same smart choice as others who have enjoyed long-term financial success.

• The older and more prosperous people become, the more they tend to use the services of financial planners.
• People in upper income brackets are moving away from doing their own financial planning. Instead, they rely on financial advisors as a primary resource for information on financial products.
• A large majority of people who use financial planners feel highly satisfied with their advisors and look forward to continuing their relationships.

It doesn't matter how much you have (or haven't) saved. An Ameriprise financial advisor can help put you on track to make your dreams reality.