Brokerage Commissions and Fees

Commissions and fees may vary for clients who take advantage of the professional guidance of an Ameriprise financial advisor. Please contact your advisor directly for further details.

Stocks¹

Fee Description	Commission/Fee
Online Trade	$19.95
Easy Access Line Quotes and Trading System	$19.95
Customer Service Representative	$75

¹ The above commissions apply to accounts opened on or after 9/15/03. For trades of more than 1,000 shares, add $0.03 per share above 1,000. For good-till-canceled (GTC) orders partially executed over several days, separate commissions will apply based on each day's transactions. The above commissions do not apply to the sale of restricted stock. Fees and commissions are subject to change.

Options²

Fee Description	Commission
Equity and Index Options3	$40 plus $2 per contract
Option Exercises and Assignments	$44.95
Options trades must be placed with a representative. Call (800) 297-7378.

² Employee Stock Option exercises are subject to separate fees and commissions. To learn about rates or to exercise Employee Stock Options call (800) 555-9826.

³ Add $5 for Limit and Stop orders.

Fixed-Income

Fixed-Income	Commission
Corporate, Municipal, U.S. Govt. Agencies, Mortgage-Backed Securities	Buys: Mark-up included in price4 Sells: $40 commission per transaction
U.S. Treasuries (Bills, Notes, Bonds and Zero Coupons)	$40 commission per transaction
Unit Investment Trusts (UITs)	Sales charge prospectus available
Fixed-Income trades must be placed with a representative. Call (800) 297-7378.

⁴Ameriprise Financial Services, Inc. acts as a riskless principal in these transactions. Rates are subject to change.

Mutual Funds — Fees and Minimum Investments

Fund Type	Fee
No-Load Mutual Funds5	No Transaction Fee6: Free With Transaction Fee: $39.95
Load Funds	Refer to the prospectus. Load fund trades must be placed with a representative. Call (800) 297-7378.

Initial Purchases and Additional Investments	Minimum Investment7
New Accounts	$2,000
Retirement Accounts	$1,000
Add-On Purchases	$500
Systematic Investment Plan (after initial minimums are met)	$100

Ameriprise Financial provides record keeping and shareholder services for, and receives remuneration from, unaffiliated funds. You can buy shares directly from the fund itself, or its principal underwriter or distributor, without paying brokerage transaction fees.

⁵ Other fees and expenses may apply. Please refer to prospectus for details.

⁶ Ameriprise Financial may impose a brokerage fee if held fewer than 180 days. An early redemption fee may be imposed by the fund. Please refer to the prospectus for details.

⁷ Investment minimums for individual mutual funds may be required by the fund company. Please refer to the prospectus.

Account Maintenance Fees

Fee Description	Commission/Fee
Ameriprise ONE Financial Account	$20 per quarter8
Brokerage Account	$10 per quarter9
IRA Custodial	$40 per year10

⁸ Brokerage accounts with Ameriprise ONE Financial Account features will not be subject to the Brokerage account maintenance fee, but will be subject to a $20 quarterly Ameriprise ONE Financial Account maintenance fee, unless one of the following exemptions is met:

• The account or combined household balance⁺ is greater than $100,000.
• The account has direct deposit of $3,000 per month or $9,000 per quarter.
• The account is open less than three months

⁹ Basic Brokerage accounts will be subject to a $10 quarterly account maintenance fee unless one of the following exemptions applies:

• The account balance is greater than $25,000 or combined household balance⁺ is greater than $100,000.
• One or more general security trades are settled in each quarter prior to the date the fee is determined. This exemption applies to direct brokerage accounts only. Not applicable for brokerage accounts with an advisor.
• The account is open less than three months.

The Basic Brokerage account maintenance fee does not apply to Individual Retirement Accounts (IRAs) or other retirement accounts, Premier Portfolio Services (Premier), or Investing at Work accounts.

¹⁰ Brokerage accounts held in an Individual Retirement Account (IRA) will be subject to a $40 annual custodial fee unless the account or combined household balance⁺ is greater than $100,000.

⁺ Households are defined by the primary household account for an individual, his or her spouse or domestic partner and any accounts owner for, by or with their unmarried children under the age of 21. Products included in the household definition include Brokerage Accounts, SPS Advantage, RiverSource^® Mutual Funds, Certificates, Accumulation Plans, Limited Partnerships, Real Estate Investment Trusts (REITs), Tax-sheltered Custodial Accounts (TSCAs), IRAs, and may include Fixed or Variable Annuities, Cash-Value Life Insurance policies and other products as they become available.

Margin Lending

The following structure and rates apply:

Average daily debt balances	Margin Rate	Effective Rate
$500,000 - above	Base - 0.90%	5.85%
$100,000 - $499,999	Base - 0.30%	6.45%
$50,000 - $99,999	Base11	6.75%
$25,000 - $49,999	Base + 0.50%	7.25%
$0 - $24,999	Base + 1.00%	7.75%

Base Rate as of 05/01/2008 is 6.75%

This information is subject to change.

¹¹ Margin interest charges will be calculated based on a sliding scale of percentages added to or subtracted from a "base lending rate," set at the discretion of Ameriprise Financial, Inc., with reference to commercially recognized interest rates, industry conditions regarding the extension of margin credit and general credit conditions.

Brokerage Service Fees

Trade Related Fees	Fee
Order Handling Fee12	$4
Late Trade Settlement	$15 ($30 maximum client charge per settlement date)
Transaction Fee	Nominal transaction fees13 collected by brokerage firms on all equity and options sale transactions include recovery of costs assessed by regulators for supervision and regulation of the securities markets and securities professionals.
Quotes	500 real-time quotes free with account opening. 100 free quotes for each executed trade. Additional quotes are $0.01 each.

Additional Transactions	Fee
Wire Transfer Out - Domestic	$25
Express Mail - Domestic	$25
Wire Transfer Out - International14	$35
Express Mail - International	$35
Returned Check or ACH	$15
Limited Partnership Transfer	$45 per issue
Legal Transfers	$20
Private Placement - Initial/Annual	$150 initial / $100 annually thereafter
Transfer Out	$75
Voluntary Physical/Reorganization	$35
Certificate Delivery	$15
Non-Standard Custody/Safekeeping	$25 annually per CUSIP
Statement Reprint	$5
Account Closure	$50
Stop Payment or Reissue	$10 for home office issued disbursements
Invalid Certificate Fee15	$45

Banking Fees

Fee Description	Fee
Non-Sufficient Funds (NSF)	$29 per item, with no per day cap
Overnight Delivery	$25
Check Copy	$3 per check
Research	$25 per hour
Legal Process	$40 per order
Stop Payment or Reissue	$25 per item
Debit Card Receipt Copies	$10 per item

ATM Fees

Fee Description

Fee

ATM Owner Surcharges

Other ATM networks may impose surcharges. In those instances, Ameriprise Financial offers a rebate program for clients who are recognized as Ameriprise Achiever Circleor Ameriprise Achiever CircleElite members. Achiever Circle members will receive rebates for up to five surcharged transactions totaling up to $10 per month in rebates. Achiever Circle Elite members will receive rebates for all surcharged transaction fees. The ATM surcharges will be rebated based on your Achiever Circle status at month end.