Ameriprise MasterCard®
The Ameriprise MasterCard® credit card will help you stay on track to achieve your financial goals. It offers competitive rates, no annual fee, worldwide acceptance and rewards points that you can invest in the future.
The Ameriprise MasterCard is designed to help:
- Save more—with no gimmicks, this card is a smart, convenient way to make everyday purchases. You get a great low rate and enjoy a special balance transfer introductory offer.
- Spend wisely—track everyday spending and amplify purchasing power with a card that earns rewards points for every purchase.
- Invest in the future—redeem rewards today, or convert points to a deposit in a qualifying Ameriprise Financial® investment account for tomorrow3. Get started early with double rewards points for your first 60 days!
Card benefits
Enriching rewards
Earn points which can be redeemed for rewards, donated to charity or deposited into a qualifying Ameriprise Financial investment account.
Low rates
- Special 1.99% introductory offer on balance transfers for six months. Then enjoy a low [Prime+5%] variable APR1
- Purchases equal [Prime + 5%] variable APR
- Cash advances equal [Prime + 7%] variable APR
No annual fee
For all Ameriprise Financial clients
Worldwide acceptance
MasterCard is accepted at more than 25 million locations worldwide.
Built-in protection
Includes protection features for purchases, car rentals and emergencies including:
- Price Protection2, Extended Warranty2 and Purchase Assurance2 coverage for purchases made with your card
- MasterRental Insurance2 coverage for most rental vehicles
- Emergency roadside assistance in the United States
- Emergency card replacement and cash advances
Ameriprise Rewards Program3
Earn one Ameriprise Rewards point for every dollar spent using the Ameriprise MasterCard. Redeem points for life experiences, travel, dining, entertainment and merchandise. Clients can also apply points to making dreams come true, whether that means designing a unique reward or making a charitable donation to a favorite cause.
Ameriprise exclusive: Invest rewards for tomorrow
Convert rewards points into a cash deposit into a qualifying Ameriprise Financial investment account.3 Rewards points can be redeemed for up to 1% cash back. This is an easy way to fund future dreams.
Special bonus offer
Earn double points for the first 60 days you use the Ameriprise MasterCard credit card. Thereafter, earn one point per dollar in the new Ameriprise Rewards program for purchases made with the card.
Apply now
To get the Ameriprise MasterCard, you can apply online, call 866-485-4973, or speak with an Ameriprise financial advisor.
1 As an Ameriprise Financial client, the 1.99% introductory Annual Percentage Rate (APR) on balance transfers and convenience checks is applicable for the first six billing cycles after your account is opened (the “Introductory Period”). The introductory APR may end early if we do not receive timely payments, if you exceed your credit line or if we receive a payment that is not honored by your bank. Ameriprise will allocate your payment to lower APR balances before higher APR balances. This means your savings will be lower if you engage in transactions that result in balances subject to higher APR balances. The APR may vary for purchases, and for balance transfers and convenience checks after the Introductory Period, and currently the rate is P+5% for the Ameriprise MasterCard. The current variable APR for Cash Advances is P+7%. Minimum monthly finance charge: $1.00 ($0.50 for residents of Iowa).
Balance transfer and convenience check fee: 3% (min. $5, max. $50). Cash advance fee: 3% ($5, min.). Other restrictions apply. This information is accurate as of 2/18/08 and may be subject to change after this date.
2 Certain terms, conditions and exclusives apply. Please see your Guide to Benefits for complete program terms and conditions.
3 Subject to Ameriprise Rewards program terms and conditions. You may redeem points for cash back into the following eligible Ameriprise Financial accounts: Active Portfolios® Account, Ameriprise® Strategic Portfolio Services (SPS) Advantage Account, Ameriprise ONE® Financial Account, Ameriprise Brokerage Account, Ameriprise Personal Savings Account.
The Ameriprise Bank MasterCard® credit cards are offered by Ameriprise Bank, and are issued by Barclays Bank Delaware ("Barclays"). Upon opening your account may be subsequently transferred from Barclays to Ameriprise Bank, FSB ("Ameriprise"). MasterCard is a registered trademark of MasterCard International, Inc., and is used pursuant to a license.
Other Ameriprise credit cards may carry an annual fee – which may be waived based on credit card type, amount of annual transactions and your Achiever Circle level. Rewards and fee waivers associated with this Program may have a tax impact. You are solely responsible for any tax consequences as a result of points earned and/or redeemed or fee waivers. Please consult your tax advisor if you have tax questions about the program.
Ameriprise Bank, FSB, an Equal Housing Lender, provides certain deposit, lending and personal trust products and services for Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial Services, Inc. are subsidiaries of Ameriprise Financial, Inc.
Brokerage, investment and financial advisory services are available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.
You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.
