Ameriprise World MasterCard®
The Ameriprise World MasterCard credit card can help you save more, spend wisely, invest in the future and protect what’s important. Enjoy exclusive use of a personal concierge service to assist with everything from reservations at fine restaurants to event and performance tickets. You can also revolve balances, pay over time, and transfer cash back into your Ameriprise Financial® account. The Ameriprise World MasterCard provides convenience, worldwide acceptance, low rates and built-in protection.
Card benefits
Enriching rewards
Redeem points for rewards, donate them to charity or transfer cash back into a qualifying Ameriprise Financial account. Get started today with 1,000 bonus points the first time you use your card!
Low rates
- Special 1.99% introductory offer on balance transfers for six months. Then a low [Prime+3.75%] variable APR1
- Low [Prime + 3.75%] variable APR on purchases and cash advances from the start
Annual fee waiver
The annual fee is waived each year for Ameriprise Achiever Circle members2.
Worldwide acceptance
MasterCard is accepted at more than 25 million locations worldwide.
Purchasing power
No pre-set spending limit3
Built-in protection
You are protected by:
- MasterAssist Travel Assistance services for emergency help, legal assistance and medical care while traveling abroad
- $250,000 travel accident insurance
- Automatic insurance for trip cancellation/interruption when travel arrangements are booked with your card
- MasterRental Insurance4 coverage for most rental vehicles
- Emergency roadside assistance in the United States
- Price Protection4, Extended Warranty4 and Purchase Assurance4 coverage for purchases made with your card
- ID theft resolution services
Ameriprise Rewards Program
Earn points in the Ameriprise Rewards program5 every time you use the card.
- Earn one Ameriprise Rewards point for every dollar you spend with the card.
- Redeem points for premium travel, dining, entertainment, merchandise and once-in-a-lifetime experiences.
- Use points to design a unique reward, including making a charitable donation to a favorite cause
Ameriprise exclusive: Invest rewards for tomorrow
Choose to convert rewards points into a cash deposit into a qualifying Ameriprise Financial investment account5. Rewards points can be redeemed for up to 1.25% cash back. No other card nurtures dreams this way.
Special bonus offer
Clients earn 1,000 Ameriprise Rewards bonus points the first time you use the Ameriprise World MasterCard credit card. Thereafter, they earn one point per dollar in the new Ameriprise Rewards Program for purchases made with the card.
Apply now
To get your World MasterCard card, you can apply online, call (866) 485-5123, or speak with an Ameriprise financial advisor.
The Ameriprise Bank MasterCard® credit cards are offered by Ameriprise Bank, and are issued by Barclays Bank Delaware ("Barclays"). Upon opening your account may be subsequently transferred from Barclays to Ameriprise Bank, FSB ("Ameriprise"). MasterCard is a registered trademark of MasterCard International, Inc., and is used pursuant to a license.
Ameriprise Bank, FSB, an Equal Housing Lender, provides certain deposit, lending and personal trust products and services for Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial Services, Inc. are subsidiaries of Ameriprise Financial, Inc.
Brokerage, investment and financial advisory services are available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.
You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.
1 As an Ameriprise Financial client, the 1.99% introductory Annual Percentage Rate (APR) on balance transfers and convenience checks is applicable for the first six billing cycles after your account is opened (the “Introductory Period”). The introductory APR may end early if we do not receive timely payments, if you exceed your credit line or if we receive a payment that is not honored by your bank. Ameriprise will allocate your payment to lower APR balances before higher APR balances. This means your savings will be lower if you engage in transactions that result in balances subject to higher APR balances. The APR may vary for purchases, and for balance transfers and convenience checks after the Introductory Period, and currently the rate is P+3.75% for the Ameriprise World MasterCard and P+5% for the Ameriprise MasterCard. The current variable APR for Cash Advances is P+3.75% for the Ameriprise World MasterCard and P+7% for the Ameriprise MasterCard. Minimum monthly finance charge: $1.00 ($0.50 for residents of Iowa).
Balance transfer and convenience check fee: 3% (min. $5, max. $50). Cash advance fee: 3% ($5, min.) Other restrictions apply. This information is accurate as of 2/18/08 and may be subject to change after this date.
2 Annual Fee: $75. The annual fee will be waived every year for Achiever Circle and Achiever Circle Elite members. We may from time to time waive your annual fee. We reserve the right to waive your annual fee in any year without waiving our right to assess and annual fee on your account in subsequent year. The annual fee may be waived based on credit card type, amount of annual transactions and your Achiever Circle level. Rewards and fee waivers associated with this Program may have a tax impact. You are solely responsible for any tax consequences as a result of points earned and/or redeemed or fee waivers. Please consult your tax advisor if you have tax questions about the Program.
3 We may permit you to incur charges that cause your Current Balance to exceed your revolving credit line. A no preset spending limit does not mean unlimited spending. Each charge that causes your balance to exceed your revolving credit line will be evaluated based upon your Account spending and performance, your payment history with us, and your experience with other creditors. If we authorize these charges, you must pay, with your minimum amount due, the amount by which your Current Balance exceeds your revolving credit line, including amounts due to purchases, cash advances, finance charges, fees or other charges.
4 Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for complete program terms and conditions.
5 Subject to Ameriprise Rewards program terms and conditions. You may redeem points for cash back into the following eligible Ameriprise Financial accounts: Active Portfolios® Account, Ameriprise® Strategic Portfolio Services (SPS) Advantage Account, Ameriprise ONE® Financial Account, Ameriprise Brokerage Account, Ameriprise Personal Savings Account.
Depending on our review of your application, you may not be approved for an Ameriprise World MasterCard® Account and instead you may receive an Ameriprise MasterCard Account with a credit line of less than $5,000. The benefits and account terms on this Account will differ from those of the World MasterCard card. Please review the materials provided herein and with your Cardmember Agreement for more details.
