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Unit Value Report

RiverSourceSM Flexible Annuity Unit Values (for New York residents only)

As of close of business 11/18/2008

FLEXIBLE PORTFOLIO ANNUITY ACCUMULATION UNIT VALUE
Threadneedle VP-International Opt Fund 1.303
RVS VP-Strategy Aggressive Fund 1.801
RVS VP-Large Cap Equity Fund 3.983
RVS VP-Diversified Bond Fund 4.945
RVS VP-Cash Management Fund 2.770
RVS VP-Balanced Fund 3.410
RVS VP-Global Bond Fund 1.537
RVS VP-High Yield Bond Fund 1.197
RVS VP-New Dimensions Fund 1.738
RVS VP-Diversified Equity Income Fund 0.975
RVS VP-Growth Fund 0.494
RVS VP-Mid Cap Growth Fund 0.648
AllianceBernstein VPS Growth and Income Fund 0.665
Wells Fargo Advantage VT Small Cap Growth Fund 0.660

*** IMPORTANT ***

THIS IS NOT AN OFFERING OR A SOLICITATION TO INVEST THEREIN.

RiverSource Distributors, Inc. (Distributor), Member FINRA. Insurance and annuity products are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.

You should consider the investment objectives, risks, charges and expenses of the variable product carefully before investing. Read the prospectus carefully before you invest.

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