Ameriprise MasterCard®
The Ameriprise MasterCard credit card is designed to help you:
- Save more. With no gimmicks, the Ameriprise MasterCard is a smart, convenient way to make everyday purchases. You get a great low rate and enjoy a special balance transfer introductory offer.
- Spend wisely. Track everyday spending and amplify purchasing power with a card that earns rewards points for every purchase.
- Invest in the future. Redeem rewards for cash back into a qualifying Ameriprise® financial account or toward Ameriprise Financial Planning Service fees. Get started early with double rewards points for your first 60 days!
Ameriprise MasterCard benefits
Earn Ameriprise Rewards points with every purchase
There's no limit to how many Ameriprise Rewards points you can earn.
- Get one Ameriprise Rewards point for every dollar you spend with your Ameriprise MasterCard.
- Earn double Ameriprise Rewards points for the first 60 days your account is opened.
Redeem for rewards or up to 1.50% cash back2
- Redeem your Ameriprise Rewards points for rewards, cash, airline tickets, premium travel3, entertainment and more. Or get exclusive access to MasterCard Unique Experiences including offers for unique dining, high end shopping, and once-in-a-lifetime experiences. View rewards catalog
- Invest what you've earned. 1.00% cash back when you redeem your points into a qualifying Ameriprise financial account.
- Help get your plan on track. Get 1.50% cash back when you redeem your points for a certificate for discounts on your Ameriprise Financial Planning Service fees.
Pay no annual fee
- No annual fee.4
To get the Ameriprise MasterCard credit card, apply online, call 866.570.5469 or speak with an Ameriprise financial advisor.
1 Offer subject to credit approval. For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.
2 Subject to Ameriprise Rewards program terms and conditions. Points are redeemed in increments of 10,000 for each $150 financial planning certificate. You may redeem points for 1.00% cash back into the following eligible Ameriprise® Accounts: Ameriprise Savings Account, Active Portfolios® Account, Ameriprise Strategic Portfolio Services (SPS) Advantage Account, Ameriprise ONE® Financial Account, Ameriprise Brokerage Account and the Ameriprise Personal Savings Account. Please visit ameriprise.com/ameripriserewards for the Ameriprise Reward Program Terms and Conditions for complete details.
3 Points cannot be used to redeem travel except for the You Name It rewards.
4 For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.
Ameriprise Bank, FSB, Equal Housing Lender and Member FDIC, provides deposit, lending and personal trust products, rewards and services to Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial Services are subsidiaries of Ameriprise Financial, Inc. Ameriprise financial advisors may receive compensation for selling bank products.
You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.
The Ameriprise Financial MasterCard® credit cards are offered through Barclays Bank Delaware and issued by Ameriprise Bank, FSB. Upon opening, your Account may be subsequently transferred to Ameriprise Bank, FSB. MasterCard is a registered trademark of MasterCard International Incorporated, and is used pursuant to a license.
Enjoy travel protection and peace of mind
When you book your trip using your Ameriprise MasterCard, you'll receive:
- Complimentary MasterAssist® Travel Assistance2, providing travel related assistance services including legal and medical referrals, lost luggage assistance and pre-trip destination information for cardholders traveling 50 miles or more from home.
- Coverage for most rental vehicle insurance at no charge.2
- Emergency roadside assistance in the United States, including jumpstart, towing, gas delivery and tire change.2
To get the Ameriprise MasterCard credit card, apply online, call 866.570.5469 or speak with an Ameriprise financial advisor.
1 Offer subject to credit approval. For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.
2 Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for complete program terms and conditions.
Ameriprise Bank, FSB, Equal Housing Lender and Member FDIC, provides deposit, lending and personal trust products, rewards and services to Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial Services are subsidiaries of Ameriprise Financial, Inc. Ameriprise financial advisors may receive compensation for selling bank products.
You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.
The Ameriprise Financial MasterCard® credit cards are offered through Barclays Bank Delaware and issued by Ameriprise Bank, FSB. Upon opening, your Account may be subsequently transferred to Ameriprise Bank, FSB. MasterCard is a registered trademark of MasterCard International Incorporated, and is used pursuant to a license.
Low rates, plus no annual fee
- Enjoy a special 1.99% introductory offer on balance transfers for the first six months after your account is opened, then a low 11.24% variable APR [Prime + 7.99%]2
- 11.24% variable rate on all purchases [Prime + 7.99%] and 13.24% variable APR on all Cash Advances [Prime + 9.99%]
- No annual fee.3
To get the Ameriprise MasterCard credit card, apply online, call 866.570.5469 or speak with an Ameriprise financial advisor.
1 Offer subject to credit approval. For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.
2 As an Ameriprise client, the 1.99% introductory Annual Percentage Rate (APR) on balance transfers and convenience checks is applicable for the first six billing cycles after your account is opened (the "Introductory Period"). The introductory APR may end early if we do not receive timely payments, if you exceed your credit line or if we receive a payment that is not honored by your bank. Ameriprise will allocate your payment to lower APR balances before higher APR balances. This means your savings will be lower if you engage in transactions that result in balances subject to higher APR balances. After February 22, 2010 generally, we will allocate any amount over your minimum payment to the highest APR balances first.
3 For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.
Ameriprise Bank, FSB, Equal Housing Lender and Member FDIC, provides deposit, lending, rewards and personal trust products and services to Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial Services are subsidiaries of Ameriprise Financial, Inc. Ameriprise financial advisors may receive compensation for selling bank products.
You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.
The Ameriprise Financial MasterCard® credit cards are offered through Barclays Bank Delaware and issued by Ameriprise Bank, FSB. Upon opening, your Account may be subsequently transferred to Ameriprise Bank, FSB. MasterCard is a registered trademark of MasterCard International Incorporated, and is used pursuant to a license.
Built-in protection
Your Ameriprise MasterCard credit card gives you access to:
- Price protection.2 Refunds the price difference when you find a lower price for an item that you purchased with your card.
- Extended warranty.2 Doubles the original manufacturer’s warranty time period and duplicates the coverage of most items purchased with your card for up to one year.
- Purchase security.2 Eligible items purchased with your card are protected in the event an item is damaged or stolen within 100 days of purchase.
Purchasing convenience
- Enjoy unsurpassed acceptance in over 150 countries and 25 million locations worldwide.
- Pay the full balance or enjoy the flexibility to pay over time.
- Get additional cards, free of charge.
To get the Ameriprise MasterCard credit card, apply online, call 866.570.5469 or speak with an Ameriprise financial advisor.
1 Offer subject to credit approval. For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.
2 Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for complete program terms and conditions.
Ameriprise Bank, FSB, Equal Housing Lender and Member FDIC, provides deposit, lending, rewards and personal trust products and services to Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial Services are subsidiaries of Ameriprise Financial, Inc. Ameriprise financial advisors may receive compensation for selling bank products.
You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.
Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.
Investment products made available through Ameriprise Financial are not federally or FDIC insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks, including possible loss of principal and fluctuation in value.
The Ameriprise Financial MasterCard® credit cards are offered through Barclays Bank Delaware and issued by Ameriprise Bank, FSB. Upon opening, your Account may be subsequently transferred to Ameriprise Bank, FSB. MasterCard is a registered trademark of MasterCard International Incorporated, and is used pursuant to a license.
