Ameriprise World MasterCard®
You're on track to reach your financial goals, and that's a great achievement. Now it's time to get rewarded for your responsible actions.
The Ameriprise World MasterCard is designed exclusively for Ameriprise Financial clients – the deeper your relationship with us, the more you'll be rewarded.
Use the Ameriprise World MasterCard credit card for everyday purchases and receive exclusive rewards - including cash back, low rates, complimentary concierge services and price protection — all with no annual fee. Plus, as an Ameriprise client, you'll be rewarded for saving, investing and more.
Ameriprise World MasterCard benefits
Earn Rewards points for every purchase
- Get one Ameriprise Rewards point for every dollar you spend with your Ameriprise World MasterCard.
- Receive 1,000 Ameriprise Rewards points just by using your card the first time.
- Earn an additional 24,000 Ameriprise Rewards points when you spend $500 within the first 90 days of opening an account if you are an Ameriprise Achiever Circle client.
Everyone rewards spending. We also reward saving, investing and more
- 25,000 points with a $50,000 deposit of non-retirement assets if you are an Achiever Circle client.
- 3,000 bonus points with $30,000 in annual spending on your Ameriprise World MasterCard credit card
- 1 point each month for every $100 in an eligible savings or CD account
- 1,350 points for each $10,000 borrowed on a new mortgage with Ameriprise Bank
- 500 points for a completed home or auto insurance quote for Achiever Circle clients
- Rewards points for other financial products and services. Ameriprise Rewards Program Terms and Conditions apply.
More reward for your dollar. Cash back of up to 1.50% to reinvest in your dreams.
- Redeem your Ameriprise Rewards points for rewards, cash, airline tickets, premium travel2, entertainment and more. Or get exclusive access to MasterCard Unique Experiences & Offers including unique dining, high end shopping, and once-in-a-lifetime experiences. View rewards catalog
- Invest what you've earned. Up to 1.25% cash back when you redeem your points into a qualifying Ameriprise® financial account.
- Help get your plan on track. Get 1.50% redemption value when you use your points for a certificate for discounts on your Ameriprise Financial Planning Service fees.
Pay no annual fee
- No annual fee. Similar cards with premium reward programs and low rates charge as much as $150 per year.3
To get an Ameriprise World MasterCard credit card, apply online, call 866.570.5469 or speak with an Ameriprise financial advisor.
Ameriprise World MasterCard Terms and Conditions apply
1 SUBJECT TO AMERIPRISE REWARDS PROGRAM TERMS AND CONDITIONS. Points for cash back redemption into a qualifying account must be redeemed in 30,000 point increments. Points are redeemed in increments of 10,000 when being redeemed towards the $150 financial planning fee. You may redeem points for 1.25% cash back into the following eligible Ameriprise® Accounts: Ameriprise Savings Account, Active Portfolios® Account, Ameriprise Strategic Portfolio Services (SPS) Advantage Account, Ameriprise ONE® Financial Account, Ameriprise Brokerage Account and the Ameriprise Personal Savings Account. Please visit ameriprise.com/ameripriserewards for the Ameriprise Reward Program Terms and Conditions for complete details. Ameriprise Achiever Circle members will receive an additional 24,000 bonus points for spending at least $500 in net retail purchases in the first 90 days the Account has been open that are not later returned, disputed, or rescinded. The bonus points shall be awarded as follows: 1,000 points upon first use of the Account, regardless of the amount of the retail purchase transactions; an additional 24,000 points will be awarded after 90 days of your Account open date if at least $500 in net retail purchase transactions have occurred in your Account within the first 90 days of your Account open date. Offers are subject to change.
2 Points cannot be used to redeem travel except for the You Name It rewards.
3 For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.
Get up and go with complimentary concierge services
- Enjoy complimentary premium level concierge service for everything from restaurant reservations to events and performances. 24 hours/day, 365 days a year.
- MasterCard is accepted in over 150 countries and 25 million locations worldwide.
Enjoy travel protection and peace of mind
When you book your trip using your World MasterCard credit card, you'll receive:
- Complimentary MasterAssist® Travel Assistance1, providing travel related assistance services including legal and medical referrals, lost luggage assistance and pre-trip destination information for cardholders traveling 50 miles or more from home.
- Automatic insurance for trip cancellation/interruption and lost or damaged luggage.1
- Coverage for most rental vehicle insurance at no charge.1
- Emergency roadside assistance in the United States, including jumpstart, towing, gas delivery and tire change and $250,000 travel accident insurance.
To get an Ameriprise World MasterCard credit card, apply online, call 866.570.5469 or speak with an Ameriprise financial advisor
1 Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for complete program terms and conditions.
Low rates, plus no annual fee
- No annual fee.1
- Special 1.99% introductory offer on balance transfers for the first six months after your account is opened, then a low 9.24% variable APR [Prime + 5.99%]2
- 9.24% variable rate on all purchases [Prime + 5.99%] and 11.24% variable APR on all Cash Advances [Prime + 7.99%]
To get an Ameriprise World MasterCard credit card, apply online, call 866.570.5469 or speak with an Ameriprise financial advisor.
1 For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.
2 As an Ameriprise client, the 1.99% introductory Annual Percentage Rate (APR) on balance transfers and convenience checks is applicable for the first six billing cycles after your account is opened (the "Introductory Period"). The introductory APR may end early if we do not receive timely payments, if you exceed your credit line or if we receive a payment that is not honored by your bank. Ameriprise will allocate your payment to lower APR balances before higher APR balances. This means your savings will be lower if you engage in transactions that result in balances subject to higher APR balances. After February 22, 2010 generally, we will allocate any amount over your minimum payment to the highest APR balances first.
Built-in protection
Your Ameriprise World MasterCard credit card gives you access to:
- ID theft resolution services.1 Provides education on preventing identity theft, tools to help you detect identity theft and 24/7 assistance if you become a victim of identity theft.
- Price protection.1 Refunds the price difference when you find a lower price for an item that you purchased with your card.
- Extended warranty.1 Doubles the original manufacturer's warranty time period and duplicates the coverage of most items purchased with your card for up to one year.
- Purchase security.1 Eligible items purchased with your card are protected in the event an item is damaged or stolen within 100 days of purchase.
Purchasing convenience
- Enjoy unsurpassed acceptance in over 150 countries and 25 million locations worldwide.
- Pay the full balance or enjoy the flexibility to pay over time.
- Be in control of your finances with powerful tools such as account transaction downloads to Quicken, account alerts, annual account summaries and more, only at ameriprise.com/myfinancialaccounts.
- Get additional cards, free of charge.
To get an Ameriprise World MasterCard credit card, apply online, call 866.570.5469 or speak with an Ameriprise financial advisor.
1 Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for complete program terms and conditions.
* Offer subject to credit approval. Benefits will vary depending upon the card for which you are approved. Not everyone will qualify for the Ameriprise World MasterCard or the Ameriprise World Elite MasterCard credit card. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your current obligations, we may not be able to open an account for you or you may receive an Ameriprise MasterCard credit card. See Terms and Conditions for information about the account terms and benefits that will apply if you are not approved for a World MasterCard or World Elite MasterCard credit card. For information about the annual fee, rates, fees, other costs, and the rewards program rules and benefits associated with the use of this credit card program, please see the Terms and Conditions.
Ameriprise Bank, FSB, Equal Housing Lender and Member FDIC, provides deposit, lending, rewards points and personal trust products to Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial Services are subsidiaries of Ameriprise Financial, Inc. Ameriprise financial advisors may receive compensation for selling bank products.
Ameriprise Rewards Terms and Conditions apply to certain offers. Offers subject to change.
The Ameriprise Financial MasterCard® credit cards are offered through Barclays Bank Delaware and issued by Ameriprise Bank, FSB. Upon opening, your Account may be subsequently transferred to Ameriprise Bank, FSB. MasterCard is a registered trademark of MasterCard International Incorporated, and is used pursuant to a license.
