True financial planning is based on a long-term, one-to-one relationship with an advisor and involves a comprehensive, ongoing approach to managing all areas of your financial life. For many people, having a financial plan helps them feel more confident about their financial future.

Recent reports show that those with a written financial plan report that they are feel more "on track" for retirement (75% vs. 40%) and "confident about their personal financial future" (69% vs. 38%) than those who do not have a plan for retirement.¹

What can financial planning can do for you?

Increase your confidence about financial matters

Recent research shows that people who have written plans say they:

• Are more likely to feel their “retirement has worked out the way they planned.”¹
• Are more likely to have determined the amount of money needed to save for retirement.¹
• Have a clear financial direction.²
• Feel prepared, even during changing market conditions.²

Feel more prepared for whatever the future holds

Your life changes, so your plan should too. Working with a knowledgeable financial advisor – someone who takes a genuine interest in your financial success – can help keep you on track with your objectives.

• Review your plan regularly and track your progress toward your goals.
• Apply new solutions, strategies and tactics as your needs change.

Develop an ongoing relationship with a financial advisor

A growing number of people have found that working with a professional financial advisor can help them feel more confident about their financial future²:

• As people age and acquire more assets, the more they use financial planners.
• People of higher income do less of their own financial planning and rely more on advisors.
• People experiencing a major life change (new job, divorce, etc.) often realize their financial needs have changed and their plan requires adjustment.
• Most people who use a financial planner feel very satisfied and maintain an ongoing relationship with their advisor.