Study Results

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What is a comprehensive financial plan?

See for yourself. The study results are dramatic. People with a financial plan are more likely to be optimistic about their financial future. In fact, those with a plan are more likely to feel they are on track to achieve their financial goals.

According to the Financial Planning Association^® (FPA^®), a comprehensive, written financial plan is one that you develop with a paid, professional advisor and includes 3 or more of the following components:

Retirement planning
Investment (asset allocation) planning
Savings planning
Insurance planning (life, disability, long-term care, etc.)
Estate planning
Tax planning
Managing or reducing debt
College savings planning

50% of those with a comprehensive financial plan feel very or completely in control of their financial future as compared to just 29% of those with no professional support.

General financial planning

People with a comprehensive financial plan are more than twice as likely as those with no professional support to report taking actions such as rebalancing their portfolio.

Market volatility

More than three quarters (78%) of those with a comprehensive financial plan agree they are well prepared for retirement, as compared to less than half (46%) of those with no professional support.

Retirement

More than two thirds of those with a comprehensive financial plan say they save at least 8% of their gross income, as compared to less than half (45%) of those with no professional support.

Protection & preparedness

FPA^® and Ameriprise^® Value of Financial Planning study conducted by Harris Interactive, August 2008.

The FPA - Ameriprise Value of Financial Planning Study

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*Ameriprise helped pioneer the financial planning process more than 30 years ago. Our unique Dream > Plan > Track >^® approach is about more than just numbers, it's both science and art. We have more financial planning clients and more CERTIFIED FINANCIAL PLANNER™ professionals than any other company in the U.S. based on data filed at adviserinfo.sec.gov and documented by the Certified Financial Planner Board of Standards, Inc. as of Dec. 31, 2008.

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Study Results

What is a comprehensive financial plan?

According to the Financial Planning Association® (FPA®), a comprehensive, written financial plan is one that you develop with a paid, professional advisor and includes 3 or more of the following components:

The FPA - Ameriprise Value of Financial Planning Study

Ameriprise Financial

According to the Financial Planning Association^® (FPA^®), a comprehensive, written financial plan is one that you develop with a paid, professional advisor and includes 3 or more of the following components: