Experience for yourself all the Ameriprise MasterCard® credit cards have to offer:

No annual fee

Cards with similar benefits have fees in excess of $400.

Premium Travel Benefits

Personalized VIP treatment and concierge services wherever you travel, including complimentary access to airport lounges.

Rich rewards

1.5% cash back toward financial planning fees or into a qualified Ameriprise account in addition to points redemption for airline tickets and other rich rewards1.

Best in class ongoing rates

Should you choose to carry a balance our rates are as low as Prime + 1.25%2.

Worldwide acceptance

MasterCard accepted at over 25 million locations worldwide.

Purchasing power

No preset spending limit3.

Built-in protection

Carry with confidence, knowing you're protected with benefits including:

  • MasterAssist Travel Assistance services for emergency help, legal assistance and medical care while traveling abroad
  • $500,000 common carrier travel accident insurance
  • Automatic insurance for trip cancellation/interruption and supplemental lost or damaged luggage when travel arrangements are booked with the card
  • Emergency roadside assistance in the United States
  • Price Protection and Purchase Assurance coverage for purchases made with the card
  • ID theft resolution services

1 Points are redeemed in increments of 10,000 for each $150 financial planning certificate. You may redeem points for cash back into the following eligible Ameriprise® Accounts: Active Portfolios® Account, Ameriprise Strategic Portfolio Services (SPS) Advantage Account, Ameriprise One® Financial Account, Ameriprise Brokerage Account, and the Ameriprise Personal Savings Account. Cardholders who do not have a qualifying Ameriprise Financial account can redeem points for cash back which will appear as a statement credit on their card account. Rewards associated with this Program may have a tax impact. You are solely responsible for any tax consequences as a result of points earned and/or redeemed. Please consult your tax advisor if you have tax questions about the Program. Please visit ameriprise.com/ameripriserewards for the Ameriprise Reward Program Terms and Conditions for complete details.

2 Please see the Terms and Conditions for the Ameriprise MasterCard for additional information including the allocation of payments, the APR for Purchases, the APR for all new and outstanding Balance Transfers and Convenience Checks after the introductory period, the APR for Cash Advances, and the Default APR that will apply to all new and outstanding balances (including any introductory rate balances) if your payment is received late, you exceed your credit line, or your payment is not honored by your bank. There is a fee for Balances Transfers and Convenience Checks (see Terms and Conditions for more information).

3 We may permit you to incur charges that cause your Current Balance to exceed your revolving credit line. A "no pre-set spending limit", does not mean unlimited spending. Each charge that causes your balance to exceed your revolving credit line will be evaluated based upon your Account spending and performance, your payment history with us and your experience with other creditors. If we authorize these charges, you must pay, with your minimum amount due, the amount by which your Current Balance exceeds your revolving credit line.

Credit Reports - You agree that we have a right to obtain a credit report in connection with our review of your application, and after we establish an Account, to administer the Account. You agree that we may report to others our credit experience with you. At your request we will provide the name and address of each consumer-reporting agency from which we obtained a report about you. You also agree that we have a right to share with Ameriprise Financial your application, your credit information and your credit report to assist us in connection with our review of your application and your account.

Ameriprise Bank, FSB, an Equal Housing Lender, provides certain deposit, lending and personal trust products and services for Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial Services, Inc. are subsidiaries of Ameriprise Financial, Inc.

I understand that I am applying for an Ameriprise credit card Account offered to me by Barclays Bank Delaware ("Barclays") and that upon opening my Account may be subsequently transferred/sold to Ameriprise Bank, FSB ("Ameriprise Bank"). For purposes of these Terms and Conditions, "We" and "Us" shall mean Barclays or Ameriprise Bank or both as applicable. You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. The Ameriprise ONE® Financial Account is a brokerage account with cash management features. Investment products are not insured by the FDIC, are not deposits or obligations of or guaranteed by a financial institution, involve investment risks including possible loss of principal, and may fluctuate in value.

© 2009 Ameriprise Financial, Inc. All rights reserved.