Investments

Investing in the financial markets can help you reach your future dreams of retirement, education or world travel. Whether you already know a lot about the market or you want someone to help you make sense of investing, an Ameriprise financial advisor can help.

IRAs & retirement plans

Roth and Traditional IRAs offer tax advantages for retirement savings. Find out if it makes sense to consolidate by rolling over the assets in a 401(k) or 403(b) account to an IRA.* Retirement Plan Solutions for businesses can offer tax-deductible contributions and tax-deferred growth opportunities. Through strategic alliances with industry-leading retirement plan providers, Ameriprise Advisors are able to provide an array of 401(k) products to meet a wide range of needs.

*Before requesting a rollover or transfer, talk to your financial and tax advisor to be sure that you are considering all the relevant issues.

Mutual funds

Diversify your investments with professionally managed mutual funds. Choose from over 3,500 available mutual funds for efficient and cost-effective money management.

Stocks & exchange traded products (ETPs)

Stocks and ETPs can play a role in a long-term, diversified investment strategy. An Ameriprise financial advisor can help you build a portfolio that works for your immediate needs and your future dreams.

Bonds and individual fixed income securities

Bonds are a debt security that can provide a predictable income stream. By working with an Ameriprise financial advisor, you have access to a wide variety of bonds to help diversify your investment portfolio.

Education savings

Get the rundown on options for saving for your children's, grandchildren's or your education using accounts such as 529 plans and Coverdell Education Savings Accounts (CESAs).

Real estate and alternative investments

Ameriprise Financial offers a wide variety of alternative investments that may help you diversify your portfolio.

Managed accounts

A managed account provides access to investment professionals that select and monitor investments based on your investing goals and needs. Choose active involvement in regular account activities or delegate it entirely to investment professionals.

Structured products

Structured products are bundled investments often designed to provide principal protection with market exposure, though some only offer a partial buffer against market performance or no protection at all.

Certificates

A solid investment for your cash reserve needs. Certificates offer guaranteed rates and principal, no account fees with flexible investment options.

Options

Options are complex and sophisticated investments that give the holder the right or the obligation to buy or sell securities at a predetermined price within a set period of time.

Unit investment trusts (UITs)

UITs are professionally-selected securities in a passively managed portfolio that offer access to a variety of investing styles, sectors and asset classes.

Syndicates

A syndication is a means of bringing a new security to the market. Ameriprise Financial participates in two types of syndicate offerings: closed-end funds and preferred stock.

Work with an investment professional

Contact an Ameriprise financial advisor today to help you take a look at your overall financial situation and offer ideas and recommendations about investment solutions that fit your goals, risk tolerance and timeline.

You should consider the investment objectives, risks, charges and expenses of a mutual fund before investing. For a free copy of a prospectus, which contains this and other information about the mutual fund, call 1.800.862.7919. Read the prospectus carefully before investing.

Ameriprise Financial is a distributor of non-traded REIT offerings and does not participate in selecting, managing, or selling real property or other investments, except as described in the prospectus. Non-traded REIT products are limited to investors who meet the financial suitability standards as specified in the prospectus, in addition to the Ameriprise Financial minimum suitability requirements.

You should consider the investment objectives, risks, charges and expenses of certificates carefully before investing. Download a free prospectus which contains this and other important information about our certificates. Read the prospectus carefully before you invest.

Certificates are backed by reserves of cash and qualified assets on deposit. The assets backing the certificates have varying ratings and generally increase in market value as interest rates fall and decrease in market value as interest rates rise. There are risks associated with certificate investments, including credit risk, interest rate risk, and prepayment and extension risk.

Ameriprise® Certificates are not federally or FDIC-insured and involve investment risks including possible loss of principal.

Ameriprise Certificates are issued by Ameriprise Certificate Company and distributed by Ameriprise Financial Services, Inc. Member FINRA and SIPC.

Options involve risk and are not suitable for all investors. Before entering into any options transaction, you must receive the document entitled Characteristics and Risks of Standardized Options. This document is available by contacting the Options Clearing Corporation by calling 1.888.OPTIONS or 1.888.678.4667, or this document can be found on ameriprise.com by searching with the keyword "options." Always consult your tax adviser before entering into any options transaction. Please consult with your legal and tax advisers regarding your individual situation.

Investing involves risk, including the risk of loss of principal. Selling options contracts involves significant risk, including the potential for losses far greater than the proceeds received from the sale of the options contract.

Diversification does not assure a profit or protect against loss.

Throughout your financial planning relationship, you can count on a continuous level of support, even though you may work with different advisors over time as circumstances dictate.

Investment products, including shares of mutual funds, are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC.