Investments

Investing in the financial markets can help you reach your future dreams of retirement, education or world travel. Whether you already know a lot about the market or you want someone to help you make sense of investing, an Ameriprise financial advisor can help.

IRAs & retirement plans

Roth and Traditional IRAs offer tax advantages for retirement savings. Consolidate or rollover the assets in a 401(k) and 403(b) account to enjoy a complete picture of your retirement savings plan.

Mutual funds

Diversify your investments with professionally managed mutual funds. Choose from over 3,500 available mutual funds for efficient and cost-effective money management.

Stocks & ETFs

Stocks can play a role in a long-term, diversified investment strategy. A financial advisor can help you build a portfolio that works for your immediate needs and your future dreams.

Bonds

Bonds are a debt security that can provide a predictable income stream. By working with an Ameriprise financial advisor, you have access to a wide variety of bonds to help diversify your investment portfolio.

Education savings

Get the rundown on options for saving for your children's education (or yours!), including 529 plans, Coverdell accounts, and UTMA custodial accounts.

Real estate and alternative investments

If you are looking for "atypical" investment options, our alternative investments may help you diversify your portfolio.

Managed accounts

A managed account provides access to investment professionals that select and monitor investments based on your investing goals and needs. Choose active involvement in regular account activities, or delegate it entirely to investment professionals.

Structured products

Our structured products are designed to provide various levels of principal protection and potential performance returns.

Certificates

A solid investment for your cash reserve needs. Since 1894,
Ameriprise® Certificates have been offering guaranteed principal, flexible terms and competitive rates.

Options

Options are complex and sophisticated investments that give the holder the right or the obligation to buy or sell securities at a predetermined price within a set period of time.

Unit Investment Trusts (UITs)

Unit investment trusts (UITs) are professionally-selected securities in a passively managed portfolio that offer access to a variety of investing styles, sectors, and asset classes.

Syndicates

A syndication is a means of bringing a new security to the market. Ameriprise Financial participates in two types of syndicate offerings: closed end funds and preferred stock.

Work with an investment professional

Contact an Ameriprise financial advisor today to help you take a look at your overall financial situation and offer ideas and recommendations about investment solutions that fit your goals, risk tolerance and timeline.

Investment products, including shares of mutual funds, are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

You should consider the investment objectives, risks, charges and expenses of a mutual fund before investing. For a free copy of a prospectus, which contains this and other information about the mutual fund, call 800.862.7919. Read the prospectus carefully before investing.

Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.

Throughout your financial planning relationship, you can count on a continuous level of support, even though you may work with different advisors over time as circumstances dictate.

Diversification helps you spread risk throughout your portfolio, so investments that do poorly may be balanced by others that do relatively better.

Diversification is not a guarantee of overall portfolio profit and does not protect against loss.

You should consider the investment objectives, risks, charges and expenses of certificates carefully before investing. Download a free prospectus  which contains this and other important information about our certificates. Read the prospectus carefully before you invest.

Certificates are backed by reserves of cash and qualified assets on deposit. The assets backing the certificates have varying ratings and generally increase in market value as interest rates fall and decrease in market value as interest rates rise. There are risks associated with certificate investments, including credit risk, interest rate risk, and prepayment and extension risk.

Ameriprise Certificates are not federally or FDIC-insured and involve investment risks including possible loss of principal.

Ameriprise Certificates are issued by Ameriprise Certificate Company and distributed by Ameriprise Financial Services, Inc. Member FINRA and SIPC.

Ameriprise Financial is a distributor of REIT offerings and does not participate in selecting, managing, or selling real property or other investments, except as described in the prospectus. REIT products are limited to investors who meet the financial suitability standards as specified in the prospectus, in addition to the Ameriprise Financial minimum suitability requirements.