Maximize your savings

While it's not possible to predict the market or control all the events that shape your life, you can take charge of your retirement savings. A few key strategies may help you make the most of your savings throughout your life.

Manage your taxes

To help take full advantage of your savings in retirement, you can try to reduce your taxes. Learn what is and isn't taxable so you can keep more of your hard-earned money for yourself.

Make your savings last

Now that you're in retirement, you'll want to make sure your savings last the rest of your life. Learn how your asset withdrawal rate and life expectancy can affect your income strategy.

Working in retirement

Along with the potential benefits of earning additional income by working in retirement, you should understand the implications for health care, Social Security, and pension payments.

Ameriprise Financial and its representatives do not provide tax or legal advice. Consult your tax advisor or attorney regarding specific tax issues.

How much to save for retirement?

Understand how much you need to stay on track — or get back on track toward your retirement goals.

Maximize your contributions

As retirement nears, it's important to contribute as much as possible to your retirement and short-term savings accounts. Learn about your account options and the contribution limits for each.

Make catch-up contributions

Catch-up contributions give individuals age 50 and older an opportunity to save more in their tax-qualified retirement accounts.

Saving strategies

Saving more for retirement can be difficult. By applying a few important tips, you can increase potential for your savings so you have more to live on in retirement.

Ameriprise Financial and its representatives do not provide tax or legal advice. Consult your tax advisor or attorney regarding specific tax issues.

How much to save for retirement?

You may know more about when you want to retire than how much you need to save. Learn about the factors you'll need to consider.

Start saving now

At this point in life, time is your greatest asset. Saving a small amount of money now can grow into a significant amount over time through the power of compounding interest.

Maximize your contributions

You may not be able to contribute the maximum yet, however some smart saving techniques can help you balance saving money for retirement with short-term needs.

Saving strategies

Establishing a few essential savings habits now can make a significant difference when the time comes to retire. After all, time is on your side.

Ameriprise Financial Services, Inc. Member FINRA and SIPC.