Costco Member Benefits

Love Your Membership Even More!

Your Costco membership packs a powerful punch. Costco Gold Star and Executive Members receive an exclusive discount1 just for insuring your auto or home with Ameriprise Auto & Home Insurance.

How valuable is this discount?

Costco members report an average saving of $540.20 on auto insurance in the first year when they switch!2 That’s more than a little something to love.

Get more mileage from your Executive Membership.

The benefits of being a Costco Executive Member extend beyond the exclusive auto and home insurance discount you receive. We’ve developed a custom benefits package exclusively for Costco Executive Members. It includes:3

Roadside Assistance

Travel with confidence.

Whether you’re traveling for business or pleasure, hitting the highways or savoring the scenic route, our Roadside Assistance benefit keeps your travel worry-free. If you get a flat tire, have a dead battery, run out of gas or something else unexpected happens, Roadside Assistance coverage gets you back on the road.

Lifetime Renewability3

Talk about security.

As a Costco Executive Member, you receive lifetime renewability for your auto insurance policy. If something unexpected happens—or if it happens more than once—we’re with you. That means regardless of the number of accidents you have, we will not cancel your auto policy.

Glass Repair Reimbursement

Enjoy the view. It’s covered.

If a window in your home or condo is broken and you are a Costco Executive Member, we will reimburse you for glass repairs up to $1,000. You can have as many as two glass repair claims in a 12-month period.

Home Lockout Assistance

Count on us to help you get back in.

Should you lock your keys in your home or condo, you’ll never be out in the cold. You will be reimbursed for locksmith services, for up to two home lockouts per year.

1 Costco discount is subject to eligibility and underwriting criteria. It is not available in TN, on home insurance in MI, or on auto insurance of non-Executive members in MA.

2 Savings data represents information provided only by those Costco members who became new auto insurance policyholders and reported qualifying first-year savings with Ameriprise Auto & Home Insurance between 7/1/15 and 12/31/15. Not all members have experienced or will experience savings. Individual experience may vary based upon a variety of factors including, but not limited to, driving experience, type of automobile insured, type and availability of a policy and past losses.

3 Lifetime renewability applies to auto insurance and is not available in MD and MI or to policyholders who have major violations, fail to pay premium, do not provide requested underwriting information, move to a state where Ameriprise Auto & Home Insurance products are not available, purchase a vehicle we do not insure or if there is a substantial change in the condition of the vehicle insured. Roadside assistance applies to vehicles covered through the program and covers up to $75 per occurrence. The home glass repair reimbursement benefit covers up to $1000 per occurrence, limited to two claims within any consecutive 12-month period. This $1000 limit is included in the limit of liability for Dwelling Coverage and is subject to the conditions, limitations and exclusions described in the policy. Home lockout assistance covers up to $100 per occurrence, is limited to two claims within any consecutive 12-month period and may be subject to specific conditions. Executive home benefits are not available on renters policies.