Ford Auto Insurance

Affordable insurance, handled with care.

With an average savings of $5241, Ameriprise Auto & Home Insurance offers Ford customers auto insurance at a great price, backed by great service—plus so much more! Discover all of the discounts and benefits Ford customers may enjoy.

Auto Insurance Discounts Available to Ford Customers

We offer a full range of auto insurance discounts, including:

Collision Deductible Discount

Save $100.2

As a Ford customer, you’ll get $100 off of your collision deductible if something unexpected happens and you have an accident.

Safe Driving Discounts

You're rewarded for accident–free driving.

You're rewarded for safe driving even if your accident–free record started with another company.

Auto Safety Discounts

Your vehicle-safety features come with a bonus.

Your car, truck or van is a model of safety. From anti-lock brakes to air bags and anti-theft devices, your vehicle has it all. As a Ford customer, you can have it all plus the possibility of an additional discount.

Good Student and Education Discounts

Good grades pay for students and grads.

Ford customers who are or have a high school student with good grades may earn our Good Student discount. Already a college grad? We recognize that, too, with eligibility for a post–high school education discount. How smart!

Multi-Vehicle Discounts

Cars. Trucks. Vans. Insure more than one with us and save.

Ford customers who insure more than one vehicle on their policy qualify for a Multi–Vehicle discount.

Loyalty Discounts

Loyalty has its advantages.

Insure where you live and what you drive with us and, you’ll get our Multi–Policy discount for your loyalty. Adding an umbrella policy to your auto or home policy works the same way.

Tenure Discounts

Stay—and save!

Ford customers insured with Ameriprise Auto & Home Insurance for three years or more may earn a Tenure discount.

Auto Insurance for Ford Customers, Handled with Care

Ameriprise Auto & Home Insurance makes the "little extras" a standard part of every auto policy and interaction with Ford customers, including:

Choose Your Repair Facility

You have options.

Ford customers involved in an accident have the first and final say in which licensed repair facility is used to fix any damage. When you take your vehicle to select Ford repair shops or dealerships, your vehicle repairs are handled by factory–trained technicians, using the original manufacturer’s parts.

Lifetime Guarantee

Your repairs are covered.2

We’ll stand by them, as long as you own the vehicle. Period.

Accident Forgiveness

At-fault doesn’t put your coverage at risk.

Ford customers who have been accident–free with Ameriprise Auto & Home Insurance for at least three years won’t lose their Safe Driving History discount if they experience an at–fault accident.

Exceptional Customer Service

We’re here when you need us.

Our sales and service teams are ready. Call us to get a quote, update a policy or report a claim.

Flexible Payment Options

Find a payment schedule that fits your life.
Direct Full Pay

You can pay your full premium using a personal check, money order, or VISA®, MasterCard® or American Express® credit card.


You can pay by credit or debit card or by pre-authorized withdrawal from your checking or savings account (a small convenience fee applies). For those who choose to pay in installments, you will receive one payment-free month:

Windshield Repair Deductible Savings

Get your windshield deductible waived.

If your windshield needs repair (not replacement) from damage that occurred while you’re insured with Ameriprise Auto & Home Insurance, your policy deductible may be waived.

1 This data represents information provided by Ford Motor Company Insurance Services program customers who became new auto insurance policyholders. These Ford customers from across the country reported savings with Ameriprise Auto & Home Insurance between 01/01/2013 and 06/30/2013. Individual savings and experience may vary based on a variety of factors including, but not limited to, driving experience and type of vehicle insured. Discounts and savings vary by state and apply to certain coverages.

2 The $100 collision deductible reduction is not available in MA, CO, AZ, MS, NC, NH, SD, OR, and TX. Benefits subject to state availability and apply to covered repairs performed by select repair shops or dealerships within insurer’s referral repair shop program. Visit ameriprise.com/auto-home-insurance/Ford/ma-body-shops.asp to obtain a complete list of all registered repair shops in MA. Where available, the specific features, credits and discounts may vary. Applicants are individually underwritten, and some individuals may not qualify. Certain limitations apply.

3 In Massachusetts, auto policy terms are 12 months in length. Premiums are paid over 11 months, providing one month without an insurance payment. Residents may also choose semi-annual installments. With semi-annual installments, residents make two credit card payments: one on the policy effective date and one six months later.