What is medical payments coverage?
This coverage helps pay for medical expenses when a visitor or guest is accidentally injured on your property or when you accidentally injure someone—it is coverage that applies no matter who is at fault. This could be a guest slipping in your kitchen or a neighbor falling on an icy patch on your sidewalk.
What does medical payments insurance cover?
Generally, the limits of medical payments insurance are lower and cover events that are considered “less severe.” Maximum amounts are specified in your policy.