Renters Insurance Benefits

Renters insurance covers your personal property and more. It’s just one more way we offer affordable insurance, handled with care.

Credit Card and Checking Account Fraud Protection

Our renters insurance policy protects you from losses due to unauthorized credit card use or check fraud. If your credit card is lost, stolen or hacked, or a fraudulent check is written on your account, you are covered for the expenses you incur trying to remedy the situation. And, here’s one more way we can help reduce your worries: If your credit card or checking account is compromised, there’s no deductible to pay on the related claim.

Identity Theft Protection

There is only one you. That is why we help you protect your identity. We’ve made Identity Theft Protection a standard part of our renters insurance policies. In fact, if your identity is stolen, your policy will cover up to $5,000 in costs you incur related to resolving the identity theft. Other insurance companies may charge extra for this benefit, but we include it at no additional charge. Consider it a little something extra, with our thanks for choosing us for your renters insurance company.

Flexible Payment Options

With Ameriprise Auto & Home, you’ll find a payment schedule that fits your life. In most states, we offer two ways to pay:

  • Direct full pay: Pay in full using a personal check, money order, or VISA®, Mastercard® or American Express® credit card.
  • Installments: For a small convenience fee, you may be able to pay by credit or debit card or by pre-authorized withdrawal from your checking or savings account. For those who choose to pay in installments, you will have one payment-free month, called a "payment holiday".

Exceptional Customer Service

We are here when you need us. Our sales and service teams are ready. Call us to get a quote, update a policy or report a claim.