Understanding Insurance Coverage

Choosing the right insurance coverage means understanding your options. Find your need-to-know insurance information here.

Roof insurance coverage

What does homeowners insurance cover when it comes to roofs? Learn more about roof damage and replacement, including wind and hail damage deductibles.

Why non-profit and corporate board members and officers may need D&O insurance

Check out the reasons corporate and non-profit board members and officers may find D&O insurance positively affects their personal insurance policies.

Is an umbrella insurance policy right for you?

An umbrella insurance policy covers you when the limits on your auto or home policies have been exhausted. See if umbrella insurance is right for you.

4 questions to ask about car and home insurance when you move

Moving to a new home? Ameriprise Auto & Home provides you with the four questions you need to ask about home and car insurance when you move.

Home market value vs. home replacement cost

When determining how much to insure your home for, it's important to understand the difference between your home's market value and it's replacement cost.

Homeowners insurance declaration page basics

A homeowner's declaration page outlines your insurance coverage. Take a look at this guide for a simple breakdown of your homeowner insurance terms.

Actual cash value of a total loss vehicle: What you need to know

If your car is deemed a total loss vehicle after an accident, it's important to know how to calculate actual cash value. Learn more now.

Insurance for college students

Wondering about insurance for college students? From student renters insurance to car insurance for college students – get answers to your coverage questions.

Old car insurance: Effective coverage for your aging vehicle

If you drive an older car, you may be able to adjust your coverage to save money. Learn about old vehicle insurance and removing physical damage coverage.

Understanding property damage mitigation

Do you know how to prevent additional property damage when filing a home insurance claim? Learn about damage mitigation from Ameriprise Auto & Home today.

Understanding replacement cost coverage

What is Replacement Cost Coverage? Review this breakdown and learn about the differences between Replacement Cost Value and Actual Cash Value today.

Understanding your car insurance deductible

Learn how your car insurance deductible works and how it affects your insurance premium. Raising your deductible can even help lower your car insurance.

Water damage insurance claims vs. flood claims

Has water damaged your home? Determine if you need to file a water damage insurance claim or a flood damage insurance claim with our helpful guide.

Understanding negligence and liability

Understanding negligence and liability can be tricky. We break it down and answer common questions including: What is negligence? Learn more now.

What is umbrella insurance?

What is Umbrella Insurance? It's the insurance that protects your assets. Check out the scenarios that may call for an Umbrella Insurance policy.

What to know when shopping for car insurance

Shopping for car insurance? You may be feeling the stress. Let us help you figure out what you need to know before getting an auto insurance quote.

Car storage insurance

When you put your vehicle in storage, you want it to be properly insured. Learn about storage insurance for cars & other options with these car storage insurance tips.

Become street savvy: Earn a defensive driving discount

Protect yourself and your wallet. Learn how to earn a defensive driving discount with these tips from Ameriprise Auto & Home Insurance.

Do you need insurance for a trailer?

If you have asked yourself “do I need insurance for a trailer?”, this infographic can help you decide. Learn more about adding utility trailer insurance to your auto policy.

Auto insurance for your rental car

More than 60 percent of consumers are unaware their auto policy provides rental car coverage. Here’s what you need to know about rental car insurance.

Car insurance rates after an accident

How much does insurance go up after an accident? Get guidance on car insurance after an accident and learn how your car insurance rates may be impacted.

How to add a driver to car insurance

There are a number of reasons why you may need to add a driver to car insurance. Follow these tips to help guide you to getting proper protection for all.

Liability car insurance: Understanding liability limits

Learn about liability limits and how they pertain to your liability car insurance policy with this infographic from Ameriprise Auto & Home.

Guide to new car replacement insurance and GAP coverage

If you drive a new car and are in an accident, will you have the insurance to replace it? Discover new car replacement insurance and GAP coverage.

Do you need rental reimbursement coverage?

What is rental reimbursement? Find out about coverage for car rental reimbursement and how it can come in handy in the event of an accident.

A drive-by look at Ameriprise Auto & Home roadside assistance

Whether you have a flat tire or a dead battery, roadside assistance can come in quite handy. Learn more about Ameriprise roadside assistance.

Car insurance coverage you need to help protect you from an uninsured motorist or underinsured motorist

Learn how your car insurance policy's Uninsured Motorist Coverage helps protect you in case of an accident with an uninsured or underinsured motorist.

What does car insurance cover?

What does car insurance cover? Every driver should know. Get the answers to your questions about what car insurance covers.

Understanding excluded drivers and your auto insurance policy

Does someone in your household have a separate policy or a poor driving record? Here’s what an excluded driver on insurance means for your auto policy.

Whose insurance covers when you borrow a car?

When you borrow a car, you may also be borrowing the car insurance. Here's what you need to know before you borrow the car.

Tips for working with your insurance adjuster

If you have a claim, an insurance adjuster will need your help to resolve it. Here are some tips.

Understanding electronic insurance

It’s crucial to know whether your home policy includes computer insurance or laptop insurance. Use this guide to understand your electronic insurance coverage.

Condo insurance explained

If you own a condominium, or if you plan to buy a condo, it's important to know what kind of condo insurance coverage you'll need.

Condo insurance vs. townhome insurance

There are many differences when it comes to a townhouse vs. condo – especially insurance policies. View this infographic for a comprehensive breakdown.

Understanding the benefits of electronics insurance coverage

Protecting your electronic devices is simple with our Home Media endorsement. Learn how it provides computer insurance, TV insurance coverage and more.

Medical payments to others vs. personal liability coverage

If an accident occurs in your home, you’ll want to have an understanding of guest medical protection. Learn about Medical Payments to Others & Personal Liability.

Your guide to scheduled personal property coverage

From engagement ring insurance to coverage for other valuable items, protecting your possessions is crucial. Learn about personal property coverage today.

Solar panel insurance FAQ

If you’re considering solar panels for your home, you’re probably wondering about solar panel insurance. Get answers to your questions now.

Water backup coverage and how to fortify your home

Basement water damage can happen in a matter of minutes. Learn how water backup coverage and other preventive steps can help reduce water damage in your home.

Do I Need an Umbrella Policy?

Learn how umbrella insurance works to provide protection so you can answer the common question, “Do I need umbrella insurance?” today.

International car insurance

Driving abroad? Here's all the important information about International car insurance that will lead to a safe and successful trip.

Do I need flood insurance?

Standard home insurance policies don't cover flood damage. Review our flood insurance FAQ to learn about flood insurance coverage and National Flood Insurance.

Identity theft protection tips

Every two seconds someone is the victim of identity theft in the U.S. – learn how to protect yourself with these identity theft protection tips.

Event insurance

If you're hosting a wedding, family reunion or other special event, you may need event insurance. Here's how homeowners and umbrella insurance fit in.

Umbrella insurance for when your home liability runs out

Umbrella insurance covers you when your home insurance limits run out.

Umbrella policy for renters

Having additional coverage under an umbrella policy could come in handy, particularly for renters. Find out what an umbrella insurance policy protects.

Car insurance rates explained

How is car insurance calculated? Car insurance rates are set by a number of influencing factors such as age, gender, driving history and more.

Contents Insurance Guide

Contents insurance provides coverage for your belongings. Learn how home contents insurance works to protect items in your house, condo or apartment.

What is renters insurance?

Ask yourself: Do I need renters insurance? Learn how it helps to protect your personal possessions and find out other benefits of renters insurance.

Payment holidays

Are you missing a chance to celebrate? Find out by learning more about payment holidays.

What is specialty insurance?

Specialty insurance covers unique items. Learn about types of specialty insurance & discover how to stay protected with flood insurance, boat insurance & more.