Do I Need an Umbrella Policy?
5 real-life scenarios to help you decide who needs umbrella insurance
You’re in an accident. You have car insurance. Is that enough? We’ve combed through our claims files to find real-life scenarios to help explain how umbrella insurance works and who needs it. Based on true stories, these examples showcase when and how umbrella insurance works to help you answer the question, “Do I need an umbrella policy?”.
Real-life Scenario #1: You Seriously Injure a Pedestrian
Real-life Scenario #2: You are Hit by an Uninsured Driver
Real-life Scenario #3: A Moped Driver is Seriously Injured
Real-life Scenario #4: Injury Costs Exceed Auto Insurance Limits
Real-life Scenario #5: A Woman Dies in a Multi-vehicle Accident