What is medical payments coverage?
This coverage helps pay for medical expenses in the following situations:
- When a visitor or guest is accidentally injured on your property
- When you accidentally injure someone
It is coverage that applies no matter who is at fault. So it could involve any number of situations, like a guest slipping in your bathroom, a guest's foot being injured by a dropped plate, or a neighbor falling on an icy patch on your sidewalk.
What does medical payments insurance cover?
Generally, the limits of medical payments insurance are lower and cover events that are considered “less severe.” Maximum amounts are specified in your policy.