Renters Insurance Discounts

Affordable insurance, handled with care

If you are looking for ways to save on your renters insurance, check out the discounts we offer qualifying customers.

Advisor Affinity Discount

You have a relationship with an Ameriprise financial advisor. So, we may be able to offer you a discount on your auto policy simply for your connection to Ameriprise Financial. There are no hoops to jump through; just provide your advisor’s name or client ID at the time you purchase a policy. We’ll take it from there. Being an Ameriprise Financial client has other benefits as well – find out more.

Home Safety Features Discount

If you rent an apartment or house that includes certain safety features, you may receive a discount on your renters insurance. Safety features like:

  • Smoke alarms
  • Fire extinguishers
  • Deadbolt locks
  • Security alarms
  • A sprinkler system

Here’s to your safety. And, here’s to protecting the things that matter most to you!

Tenure Discount

Celebrate certain anniversaries with Ameriprise Auto & Home. After you’ve been insured with us three years, the longer you stay, you may earn certain discounts. It’s just one way we can say happy anniversary.

Multi-Product Discount

There is more than one benefit to purchasing all of your policies from a single insurance company. Convenience is one. Multi-product discounts are another. We offer these insurance discounts when you pair both your auto insurance and renters insurance with us. An even deeper discount may be available when you add an umbrella policy as a third area of coverage!

Now, that’s a powerful combination.

Claims Free Discount

If you haven’t filed a home insurance claim in the last three years, you’re eligible for the Claims Free discount. If you did but the payment was less than $500, don’t worry about it – we won’t consider that claim when determining eligibility for the discount.