Roadside assistance and towing insurance guide

When your journey stops due to an unexpected problem, towing coverage helps you get back on the road. It covers the cost of having to have your car towed to a repair shop as well as certain labor costs performed at the “site of the disablement.” Ameriprise Auto & Home Insurance partners with a roadside assistance vendor who they call when you need services. Depending on where you are and what services you need, a specific service provider will be sent to help you.

What is roadside assistance insurance?

Roadside assistance helps drivers when they've been stranded with a broken-down vehicle. Since there are various things that can go wrong with your car while you’re on the road, this insurance is very beneficial. Think about how often you drive and how far you go. Do you have a long commute to work? Do you often take weekend road trips? These kinds of things make you a good candidate for roadside assistance insurance.

Roadside assistance coverage is typically available on all auto policies.

What do towing and roadside assistance insurance cover?

Towing insurance and roadside assistance cover the following situations:

  • If you need to have your vehicle towed to a service station
  • If your battery dies
  • If you need a flat tire repaired
  • If you need gas delivered to fill your tank (however, the cost of gas is not included)
  • If you are stuck in the snow
  • If you are locked out of your vehicle

Get more facts about Roadside Assistance in our Learning Center.