Car Insurance Rates Explained

Have you ever wondered how your car insurance company calculates your premium? As this infographic shows, car insurance premiums start with a base rate. The insurance company looks at your age, gender, driving record, claims history, where you live, the car you drive and other factors to determine whether to add to or discount the base rate. The influence of these factors varies by state. Check out our infographic showing just some of the wide range of factors that affect car insurance rates.