Costco Member Insurance Benefits

Love Your Membership Even More!

There's a lot of value in your Costco membership. Costco Gold Star and Executive Members receive an exclusive discount1 just for insuring your auto or home with Ameriprise Auto & Home Insurance.

Just how valuable is your membership?

Costco members who saved on their auto insurance reported an average of $592.16 in savings in the first year of their switch.2 That's more than a little something to love.

Costco Gold Star Member Benefits

When you insure your auto with Ameriprise Auto & Home Insurance, you may also receive:

  • Your choice of licensed repair facility for auto repairs
  • 24/7 claims reporting
  • Multiple payment options
  • Windshield repair deductible waiver
  • Additional discounts available for safe driving, safety
    features, education, good grades, loyalty, multiple policies, and more
  • Your policy, handled with care

And that's just the beginning - earn even more benefits with your Executive Membership.

The benefits of being a Costco Executive Member extend beyond the exclusive auto and home insurance discount you receive. We've developed a custom benefits package exclusively for Costco Executive Members that includes:3

Roadside Assistance

Travel with confidence.

Whether you're traveling for business or pleasure, hitting the highways or savoring the scenic route, our Roadside Assistance benefit keeps your travel worry-free. If you get a flat tire, have a dead battery, run out of gas or something else unexpected happens, Roadside Assistance will cover up to $75 per occurrence to get you back on the road.

Lifetime Renewability

Talk about security.

As a Costco Executive Member, you receive lifetime renewability for your auto insurance policy. If something unexpected happens — or if it happens more than once—we're with you. That means regardless of the number of accidents you have, we will not cancel your auto policy. Exclusions apply.

Glass Repair Reimbursement

Enjoy the view. It's covered.

If a window in your home or condo is broken and you are a Costco Executive Member, we will reimburse you for glass repairs up to $1,000. You can have as many as two glass repair claims in a 12-month period.

Home Lockout Assistance

Count on us to help you get back in.

Should you lock your keys in your home or condo, you'll never be out in the cold. You will be reimbursed for locksmith services up to $100 per occurrence. You can have as many as two claims in a 12-month period.