A diverse set of solutions for a lifetime of needs
At Ameriprise Financial, you'll have access to a broad range of products and solutions offered by hundreds of providers — both nonproprietary and those under our Ameriprise, RiverSource and Columbia Threadneedle Investments brands. This wide variety means you have choices when it comes to determining the best course of action for each client.
At Ameriprise Financial, we believe all sound investment strategies first start with reputable investment research. The Ameriprise Investment Research Group (IRG) is dedicated to delivering independent and objective research based on their 600+ years of combined industry experience that includes nearly 30 professional certifications such as Chartered Financial Analyst, Chartered Alternative Investment Analyst, Chartered Market Technician and Certified Financial Planner Professional, among others.
Once you have done your due diligence and are ready to recommend investments to your clients, you have access to a wide range of solutions based on the needs of your clients.
Solutions in four key areas
- Advisory solutions (managed accounts - client, advisor and manager directed options)
- Capital markets (derivatives, equities, fixed-income, syndicates, unit investment trusts, margin, pledge loans)
- Third-party products (alternative investments, structured products, mutual funds, 529 plans, retirement plans)
- Product-neutral domestic and global research
- Daily economic and market commentary
- Detailed equity sector analysis
- Mutual fund and ETF research
- Fixed income research and strategy
- Strategic asset allocation recommendations
- Special reports and white papers
Banking and cash
- Ameriprise ONE® Financial Account — a brokerage account with cash management features — allows you to hold both cash and investments. It also helps you move your money to the financial solutions you choose to meet your saving, spending, investing and protection goals.
- Money market funds
- Ameriprise® certificates
- Mortgage lending
- Ameriprise® Visa Signature® credit cards
- Brokerage-based sweep accounts with access for some to checking, online bill pay and ATM/debit card
Choose products from RiverSource, our industry-leading insurance company, or from a variety of life and health insurers.
- Life insurance, including variable universal life, indexed universal life, whole life , universal life, term, life/long term care hybrid, life with long term care chronic care rider
- Disability income insurance through RiverSource, Assurity, Fidelity, Guardian, Lloyd’s of London, Mutual of Omaha, Principal, The Standard
- Long-term care insurance from Mutual of Omaha and Transamerica, with products for both in-home or assisted living/nursing facility care
- Life/Long-Term Care Hybrid insurance through RiverSource, Lincoln National, Nationwide, OneAmerica, and Pacific Life
- Annuity solutions through RiverSource, as well as variable annuity choice through AIG, AXA, Brighthouse, Lincoln National and Minnesota life
- Personal trust services through Ameriprise® Personal Trust Services (PTS), where clients access the expertise of a professional trustee, while continuing to work with you to make sure their legacy and trust goals fit within their total financial plan
For more information and to see a complete list of our products and services, ask your transition manager for a copy of our Product and Service Listing.