Ameriprise MasterCard®

The Ameriprise MasterCard credit card is designed to help you:

  • Save more. With no gimmicks, the Ameriprise MasterCard is a smart, convenient way to make everyday purchases. You get a great low rate and enjoy a special balance transfer introductory offer.
  • Spend wisely. Track everyday spending and amplify purchasing power with a card that earns rewards points for every purchase.
  • Invest in the future. Redeem rewards for cash back into a qualifying Ameriprise® financial account or toward Ameriprise Financial Planning Service fees. Get started early with 10,000 rewards points when you have $500.00 in Purchases or Balance Transfers charged to your new account in the first 90 days after account opening.
Ameriprise MasterCard benefits

Earn Ameriprise Rewards points with every purchase

There's no limit to how many Ameriprise Rewards points you can earn.

  • Get one Ameriprise Rewards point for every dollar you spend with your Ameriprise MasterCard.
  • Earn 10,000 rewards points when you have $500.00 in Purchases or Balance Transfers charged to your new account in the first 90 days after account opening.2

Redeem for rewards or up to 1.50% cash back2

  • Redeem your Ameriprise Rewards points for rewards, cash, airline tickets, premium travel3, entertainment and more. Or get exclusive access to MasterCard Unique Experiences including offers for unique dining, high end shopping, and once-in-a-lifetime experiences. View rewards catalog
  • Invest what you've earned. 1.00% cash back when you redeem your points into a qualifying Ameriprise financial account.
  • Help get your plan on track. Get 1.50% cash back when you redeem your points for a certificate for discounts on your Ameriprise Financial Planning Service fees. 

Pay no annual fee

  • No annual fee.1

To get the Ameriprise MasterCard credit card, apply online, call 800.340.0562 or speak with an Ameriprise financial advisor.

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Terms and conditions

Business or trust accounts are not eligible for the Ameriprise Rewards program.

1 Offer subject to credit approval. For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.

2Subject to Ameriprise Rewards program terms and conditions. Points are redeemed in increments of 10,000 for each $150 financial planning certificate. You may redeem points for 1.00% cash back into the following eligible Ameriprise® Accounts: Active Portfolios® Account, Ameriprise Strategic Portfolio Services (SPS) Advantage Account, Ameriprise ONE® Financial Account, and the Ameriprise Brokerage Account.  Business or trust accounts are not eligible for the Ameriprise Rewards program. Please visit ameriprise.com/rewards for the Ameriprise Reward Program Terms and Conditions for complete details. Cardmembers will be awarded ten thousand (10,000) bonus points after at least $500.00 in Net Purchases, Balance Transfers and/or Cash Advances (that are not later returned or rescinded) has been charged to the new account in the first 90 days after account opening.  There is a fee for Balance Transfers and Cash Advances. The bonus points will appear on the monthly billing statement within 1 to 2 billing cycles after the qualifying transactions have posted.

3 Points cannot be used to redeem travel except for the You Name It rewards.

You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.

The Ameriprise Financial MasterCard® credit cards are issued by Barclays Bank Delaware pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated

Enjoy travel protection and peace of mind

When you book your trip using your Ameriprise MasterCard, you'll receive:

  • Complimentary MasterAssist® Travel Assistance2, providing travel related assistance services including legal and medical referrals, lost luggage assistance and pre-trip destination information for cardholders traveling 50 miles or more from home.
  • Coverage for most rental vehicle insurance at no charge.2
  • Emergency roadside assistance in the United States, including jumpstart, towing, gas delivery and tire change.2

To get the Ameriprise MasterCard credit card, apply online, call 800.340.0562 or speak with an Ameriprise financial advisor.

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Terms and conditions

1 Offer subject to credit approval. For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.

2 Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for complete program terms and conditions.

You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.

The Ameriprise Financial MasterCard® credit cards are issued by Barclays Bank Delaware pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

Competitive rates, plus no annual fee

  • Enjoy a special 0.00% introductory APR offer on balance transfers for the first twelve months after your account is opened, then a low 15.99% variable APR [Prime + 12.74%]2
  • 0.00% introductory variable APR on all purchases for the first twelve months after your account is opened, then a low 15.99% variable APR [Prime + 12.74%] and 23.99% variable APR on all Cash Advances [Prime + 20.74%]
  • No annual fee.3

To get the Ameriprise MasterCard credit card, apply online, call 800.340.0562 or speak with an Ameriprise financial advisor.

APPLY NOW

Terms and conditions

1 Offer subject to credit approval. For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.

2The 0.00% introductory Annual Percentage Rate (APR) on balance transfers and convenience checks is applicable for the first twelve billing cycles after your account is opened (the "Introductory Period"). The introductory APR may end early if we do not receive timely payments, if you exceed your credit line or if we receive a payment that is not honored by your bank. Generally, we will allocate any amount over your minimum payment to the highest APR balances first. The APRs on your account will be determined each billing cycle by adding a margin to the Prime Rate (which will be the highest rate published in the Money Rates column of The Wall Street Journal each month). The APRs noted above are current as of 05/30/2013 using a Prime Rate of 3.25% and are subject to change after this date. The minimum monthly finance charge will be $1 ($0.50 for residents of Iowa at time of account opening).

3 For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.

You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.

The Ameriprise Financial MasterCard® credit cards are issued by Barclays Bank Delaware pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

Built-in protection

Your Ameriprise MasterCard credit card gives you access to:

  • Price protection.2 Refunds the price difference when you find a lower price for an item that you purchased with your card.
  • Extended warranty.2 Doubles the original manufacturer’s warranty time period and duplicates the coverage of most items purchased with your card for up to one year.
  • Purchase security.2 Eligible items purchased with your card are protected in the event an item is damaged or stolen within 100 days of purchase.

Purchasing convenience

  • Enjoy unsurpassed acceptance in over 150 countries and 25 million locations worldwide.
  • Pay the full balance or enjoy the flexibility to pay over time.
  • Get additional cards, free of charge.

To get the Ameriprise MasterCard credit card, apply online, call 800.340.0562 or speak with an Ameriprise financial advisor.

APPLY NOW

Terms and conditions

1 Offer subject to credit approval. For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.

2 Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for complete program terms and conditions.

You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.

Financial planning services and investments offered through Ameriprise Financial Services, Inc. Member FINRA and SIPC.

The Ameriprise Financial MasterCard® credit cards are issued by Barclays Bank Delaware pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated