Ameriprise World Elite MasterCard®

You've dreamed big, planned carefully and worked hard. Get the card that recognizes your achievements and rewards the smart financial moves you already make. With an Ameriprise World Elite MasterCard, you'll earn points for more than just purchases — you'll also receive points for saving, investing, and more — all the things that you're already doing as part of your overall financial plan.

Plus, in addition to rich cash-back and exclusive rewards, the Ameriprise World Elite MasterCard delivers premium travel benefits. And Ameriprise Achiever Circle Elite clients pay no annual fee.1

Learn more about the World Elite MasterCard ®

Ameriprise World Elite MasterCard benefits

Earn Ameriprise Rewards points with every purchase

  • Get one Ameriprise Rewards point for every dollar you spend with your Ameriprise World Elite MasterCard. There's no limit on how many Ameriprise Rewards points you can earn and your points never expire.
  • Earn 10,000 rewards points when you have $500.00 in Purchases or Balance Transfers charged to your new account in the first 90 days after account opening.2

Everyone rewards spending. We also reward saving, investing and more2

  • 25,000 points with a $50,000 deposit of non-retirement assets if you are an Achiever Circle client.3
  • 500 points for a completed home or auto insurance quote for Achiever Circle clients
  • Rewards points for other financial products and services. Please see the Ameriprise Rewards Program Terms and Conditions for each of the reward offers mentioned above.

More reward for your dollar. Cash back of up to 1.50% to reinvest in your dreams2

  • Redeem your Ameriprise Rewards points for rewards, cash, airline tickets, premium travel4, entertainment and more.5 Or get exclusive access to MasterCard Unique Experiences & Offers including unique dining, high end shopping, and one in a lifetime experiences. View rewards catalog
  • Invest what you've earned. 1.5% cash back when you redeem your points into a qualifying Ameriprise® financial account or redeem points for a certificate for discounts on your Ameriprise Financial Planning Service fees.6

Waived annual fee

  • A low annual fee of $150. Similar cards with premium reward programs, travel benefits and low rates charge as much as $450 per year.
  • Annual fee is waived for Ameriprise Achiever Circle Elite members.1

To get the Ameriprise World Elite MasterCard, apply online, call 800.340.0562 or speak with an Ameriprise financial advisor.

APPLY NOW

Terms and conditions

Business or trust accounts are not eligible for the Ameriprise Rewards program.

1 Annual Fee Waiver for Achiever Circle Elite Members: If you are an Ameriprise Achiever Circle Elite member the annual fee on a World Elite card will be waived. The Annual Fee may or may not be waived in any year based on factors we Barclays Bank Delaware may determine from time to time without waiving your Annual Fee in subsequent years. If at any time you are no longer a member of Achiever Circle Elite, you will be assessed an Annual Fee of $150. Please see your Cardmember Agreement for more details. Please refer to ameriprise.com or your Financial Advisor for more information about your Achiever Circle status and how this status may change.

2Subject to Ameriprise Rewards program terms and conditions. Points are redeemed in increments of 10,000 for each $150 financial planning certificate. You may redeem points for 1.50% cash back into the following eligible Ameriprise® Accounts: Active Portfolios® Account, Ameriprise Strategic Portfolio Services (SPS) Advantage Account, Ameriprise ONE® Financial Account, and the Ameriprise Brokerage Account.  Business or trust accounts are not eligible for the Ameriprise Rewards program. Please visit ameriprise.com/rewards for the Ameriprise Reward Program Terms and Conditions for complete details. Cardmembers will be awarded ten thousand (10,000) bonus points after at least $500.00 in Net Purchases, Balance Transfers and/or Cash Advances (that are not later returned or rescinded) has been charged to the new account in the first 90 days after account opening.  There is a fee for Balance Transfers and Cash Advances. The bonus points will appear on the monthly billing statement within 1 to 2 billing cycles after the qualifying transactions have posted.

3 New money bonus points offer. Achiever Circle and Achiever Circle Elite members can earn 25,000 Ameriprise Rewards points when they add $50,000 or more of new funds to an eligible non-qualified account. Eligible accounts include Ameriprise® Strategic Portfolio Service (SPS) Advantage, SPS Advisor, Ameriprise ONE® Financial Accounts and Ameriprise® Brokerage Accounts. Eligible funds are cash or cash equivalents. Asset transfers, exchanges and direct at fund transactions are not eligible. This promotional offer is limited to one per household. To be eligible, a client's overall Ameriprise Financial account activity in a calendar month must result in a net increase of at least $50,000. Transferring funds from an existing Ameriprise Financial account to another within 90 days of the eligible deposit are not considered an eligible increase. The client's Ameriprise Financial account must remain open with the qualifying funding for two years from the date that the qualifying assets are first received in the eligible account. Ameriprise Financial reserves the right to charge a fee of $312.50 if these funds are withdrawn from the Firm within the two year time frame.

4 Points cannot be used to redeem travel except for the You Name It rewards

5 Your points remain in effect as long as your World Elite Master Card is open.

6 Points are redeemed in increments of 10,000 when being redeemed towards financial planning certificates. Planning certificates are non-refundable, not replaceable in the event of loss or destruction, and are not redeemable for cash or cash equivalents. The amount of the Ameriprise Financial Planning Certificate will be deducted from the Personal Financial Plan purchase amount. Any unused portion will not be returned as cash. Planning certificates are void where prohibited by law. Other terms apply.

For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.

Ameriprise Rewards Terms and Conditions apply to certain offers. Offers subject to change.

You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.

Financial planning services and investments offered through Ameriprise Financial Services, Inc. Member FINRA and SIPC.

Get up and go with travel perks and complimentary services

  • Enjoy complimentary premium level concierge service for everything from restaurant reservations to events and performances. 24 hours/day, 365 days a year.
  • Receive up to $200 in an annual Airline Credit that you can use towards any air travel purchase including tickets, incidentals, baggage fees and more.1
  • Access to MasterCard Travel Services,TM which provides a suite of world-class services, benefits and premium offers from a select group of best-in-class service providers designed to deliver truly priceless travel experiences.2
  • MasterCard is accepted in over 150 countries and 25 million locations worldwide. Use your Ameriprise World Elite MasterCard almost everywhere you go.

Enjoy travel protection and peace of mind

When you book your trip using your Ameriprise World Elite MasterCard, you'll receive:

  • Complimentary MasterAssist® Travel Assistance3, providing travel related assistance services including legal and medical referrals, lost luggage assistance and pre-trip destination information for cardholders traveling 50 miles or more from home.
  • Trip Delay Coverage – coverage for costs associated with flight cancellations and delays (including delays because of weather).4
  • Automatic insurance for trip cancellation/interruption and lost or damaged luggage.
  • Coverage for most rental vehicle insurance at no charge.
  • Emergency roadside assistance in the United States, including jumpstart, towing, gas delivery and tire change and $250,000 travel accident insurance.

To get the Ameriprise World Elite MasterCard, apply online, call 800.340.0562 or speak with an Ameriprise financial advisor.

APPLY NOW

Terms and conditions

1 Effective Jan. 1, 2012, Ameriprise World Elite account holders that are active and in good standing will be eligible for an annual Airline Credit of $50.  In addition, account holders whose net purchases exceed $36,000 during either the previous or current single calendar year (2011 or 2012 in this case) will be eligible for an additional $150 credit in 2012.  For example, if the account’s net purchases in calendar year 2012 exceed $36,000, the account is eligible for the additional $150 credit in 2012 and in 2013.  To receive their credit, account holders must enroll each year (enrollment details to follow) and then use their Ameriprise World Elite MasterCard on a commercial airline for tickets, baggage fees, upgrades, in-flight incidentals, and lounge access.  Credits up to the full eligible amount will be applied to the card statement after qualifying charges are made.   The maximum credit available per calendar year is $200 and this benefit is subject to change at any time at the sole discretion of Ameriprise.

2 To take advantage of any World Elite® travel benefits provided by MasterCard Travel Services, World Elite MasterCard® cardholders must book through MasterCard Travel Services (powered by Carlson Wagonlit Travel) and must reserve and pay in full for reservations, including deposit and final payment, with a valid World Elite MasterCard. One of the travelers must be the holder of a valid World Elite MasterCard card issued in the U.S., Mexico, Puerto Rico, or the U.S. Virgin Islands. All benefit travel must commence by 12/31/12 unless otherwise noted. All benefits and offers are subject to availability and are subject to change or cancellation without notice. Benefits may generally be redeemed multiple times, subject to specific travel service provider limitations, and are valid on new bookings only. Multiple World Elite travel benefits provided by MasterCard Travel Services may be booked, but such benefits may not be combinable with a travel service provider's other offers. Best available price varies depending on time of purchase, may be restricted, non-qualified and excludes discount or negotiated rates not available to the general public, including, but not limited to: membership, corporate, government, promotional, group, packages, unpublished or rates only available on auction websites. Blackout dates and additional terms, conditions and restrictions may apply. Specific travel benefits are not available for certain card programs. Please visit www.world.mastercard.com/worldelite or contact one of our program travel advisors for additional program details and terms and conditions. Airline booking and other fees may apply. Carlson Wagonlit Travel, MasterCard, World Elite MasterCard issuers and benefit travel service providers are not responsible for printing or typographical errors. Travel-related services are provided by or through one or more travel service providers and such travel service providers and benefits, as well as the terms and conditions contained herein, are subject to change at any time by MasterCard without notice. All benefits are subject to availability. The goods and services described herein are offered and provided by third party merchants and MasterCard is not responsible for any losses related to the offer, fulfillment or use of the goods or services. MASTERCARD, WORLD ELITE, MASTERCARD TRAVEL SERVICES and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. All rights reserved.

3 Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for complete program terms and conditions.

4 If a travel is delayed for 12 or more hours as a result of covered reason, we will pay up to $500 on a one-time basis for reasonable, additional accommodations, meal and travel expenses incurred. Expenses must be incurred by the cardmember and may not have been provided by the Common Carrier or any party free of charge. Covered reasons are: carrier caused delay (including bad weather); lost or stolen passports, money or travel documents; quarantine; hijacking; unannounced strikes; natural disasters; or civil disorder or unrest. This benefit is excess of any other insurance or indemnity available to the Insured Person. All of these benefits require that you use your World Elite MasterCard card for the particular purchase or transaction.

You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.

The Ameriprise Financial MasterCard® credit cards are issued by Barclays Bank Delaware pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

Competitive rates, plus low or no annual fee1

  • 0% introductory APR on balance transfers and purchases for the first twelve months after your account is opened, then a low variable rate of 13.99% or 15.99%, depending on your credit worthiness.2
  • A low annual fee of $150. Similar cards with premium reward programs, travel benefits and low rates charge as much as $450 per year.3
  • Annual fee is waived for Ameriprise Achiever Circle Elite members.1

To get the Ameriprise World Elite MasterCard, apply online, call 800.340.0562 or speak with an Ameriprise financial advisor.

APPLY NOW

Terms and conditions

1 Annual Fee Waiver for Achiever Circle Elite Members: If you are an Ameriprise Achiever Circle Elite member the annual fee on a World Elite card will be waived. The Annual Fee may or may not be waived in any year based on factors we Barclays Bank Delaware may determine from time to time without waiving your Annual Fee in subsequent years. If at any time you are no longer a member of Achiever Circle Elite, you will be assessed an Annual Fee of $150. Please see your Cardmember Agreement for more details. Please refer to ameriprise.com or your Financial Advisor for more information about your Achiever Circle status and how this status may change.

2 The 0% introductory Annual Percentage Rate (APR) on balance transfers and purchases is applicable for the first twelve billing cycles after your account is opened (the "Introductory Period"). The introductory APR may end early if we do not receive timely payments, if you exceed your credit line or if we receive a payment that is not honored by your bank. Generally, we will allocate any amount over your minimum payment to the highest APR balances first.

Offer subject to credit approval. Benefits will vary depending upon the card for which you are approved. Not everyone will qualify for the Ameriprise World MasterCard or the Ameriprise World Elite MasterCard credit card. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your current obligations, we may not be able to open an account for you or you may receive an Ameriprise MasterCard credit card. See Terms and Conditions for information about the account terms and benefits that will apply if you are not approved for a World MasterCard or World Elite MasterCard credit card. For information about the annual fee, rates, fees, other costs, and the rewards program rules and benefits associated with the use of this credit card program, please see the Terms and Conditions.

You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.

The Ameriprise Financial MasterCard® credit cards are issued by Barclays Bank Delaware pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

Built-in protection

Your Ameriprise World Elite MasterCard credit card gives you access to:

  • ID theft resolution services.1 Provides education on preventing identity theft, tools to help you detect identity theft, and 24/7 assistance if you become a victim of identity theft.
  • Price protection.1 Refunds the price difference when you find a lower price for an item that you purchased with your card.
  • Extended warranty.1 Doubles the original manufacturer's warranty time period and duplicates the coverage of most items purchased with your card for up to one year.
  • Purchase security.1 Eligible items purchased with your card are protected in the event an item is damaged or stolen within 100 days of purchase.

Purchasing convenience

  • Enjoy unsurpassed acceptance in over 150 countries and 25 million locations worldwide.
  • Pay the full balance or enjoy the flexibility to pay over time.
  • Be in control of your finances with powerful tools such as account transaction downloads to Quicken, account alerts, annual account summaries and more, only on the secure site on ameriprise.com
  • Get additional cards, free of charge.

To get the Ameriprise World Elite MasterCard, apply online, call 800.340.0562 or speak with an Ameriprise financial advisor.

APPLY NOW

Terms and conditions

1 Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for complete program terms and conditions.

You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.

The Ameriprise Financial MasterCard® credit cards are issued by Barclays Bank Delaware pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.