Cards

Whether you're just beginning to define your financial goals or are well on your way to achieving them, it makes sense to use a card that aligns with your objectives. With our Ameriprise MasterCard® and American Express card offerings, Ameriprise Financial clients have access to it all — exclusive perks, premium services, purchasing convenience and rewards.

Ameriprise World MasterCard®
Designed for Ameriprise Achiever Circle members.

World MasterCard apply now

Ameriprise World Elite MasterCard®
Designed for Ameriprise Achiever Circle Elite members.

World Elite MasterCard apply now

  • Earn 10,000 rewards points when you have $500.00 in Purchases or Balance Transfers charged to your new account in the first 90 days after account opening.2
  • Earn Ameriprise Rewards points with every purchase. Get one rewards point for every dollar you spend. Redeem for rewards, donate them to charity or transfer cash back.
  • Cash back. Get up to 1.25% cash back when you redeem your rewards points into a qualifying Ameriprise® financial account or up to 1.50% cash back toward an Ameriprise financial plan.1
  • Personal concierge for assistance with entertainment, special gifts, car rentals and more.

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  • Earn 10,000 rewards points when you have $500.00 in Purchases or Balance Transfers charged to your new account in the first 90 days after account opening.2
  • Earn Ameriprise Rewards points with every purchase. Get one rewards point for every dollar you spend. Redeem points for rewards, donate them to charity or transfer cash back.
  • Exclusive travel benefits. Airline travel credit, trip delay coverage, premium 24/7 concierge and personal traveler advisor service.
  • Cash back. Get up to 1.5% cash back when you redeem your rewards points into a qualifying Ameriprise financial account.1

View more Ameriprise World Elite MasterCard details

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Everyone else rewards spending, we also reward saving, investing and more.

Carrying one of the Ameriprise Financial MasterCard credit cards automatically enrolls you in the Ameriprise Rewards program,

Reward yourself for doing the everyday things that help put your dreams and goals more within reach. You could earn rewards points for setting up a monthly direct deposit, getting an auto or home insurance quote, registering for online account access, online document delivery or online bill pay, and for other financial products and services. Learn more about Ameriprise Rewards.

Card members: visit ameriprise.com and select My Account. Or, call 1.866.483.8438.
Non Card members: request a copy of a generic Card Member Agreement.

American Express® Cards

Platinum Card® from American Express for Ameriprise Financial2

American Express Platinum apply now

American Express® Gold Card for Ameriprise Financial2

American Express Gold apply now

  • $0 introductory annual fee for the first year, then $450.3
  • Get 5,000 Membership Rewards® points after you spend $20,000 in purchases on your Card, up to 30,000 additional points per calendar year.4
  • Airport Club Access and Priority Pass Select The Platinum Card has two complimentary airport lounge programs: Priority Pass Select5 and the Airport Club Access Program.6 These programs give you access to over 600 domestic and international lounges including the Delta Sky Club® and The CenturionSM Lounges7 (You must enroll to participate in the Priority Pass Select Program).
  • Additional Cards Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Each additional Platinum Card after first 3 Cards is $175.3 Plus, set individual spending limits with Custom Limits®8
  • $0 introductory annual fee for the first year, then $125.9
  • Get 2,500 Membership Rewards® points after you spend $10,000 in purchases on your Card, up to 20,000 additional points per calendar year.10
  • Access to Retail Benefits Use your Card for all of your eligible purchases and you can have access to Return Protection11, Purchase Protection12 and Extended Warranty13.
  • Additional Cards Additional Cards can also be added for an introductory fee of $0 for the first year, then $35 for up to 5 Additional Gold Cards. Each additional Gold Card after first 5 Cards is $35.9 Plus, set individual spending limits with Custom Limits®8

Investment products provided through Ameriprise Financial are not federally or FDIC insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks, including possible loss of principal and fluctuation in value.

Ameriprise Financial MasterCard credit cards

1Cardmembers will be awarded ten thousand (10,000) bonus points after at least $500.00 in Net Purchases, Balance Transfers and/or Cash Advances (that are not later returned or rescinded) has been charged to the new account in the first 90 days after account opening.  There is a fee for Balance Transfers and Cash Advances. The bonus points will appear on the monthly billing statement within 1 to 2 billing cycles after the qualifying transactions have posted. Subject to Ameriprise Rewards program terms and conditions. Points are redeemed in increments of 10,000 for each $150 financial planning certificate. You may redeem points for cash back into the following eligible Ameriprise® Accounts: Active Portfolios® Account, Ameriprise Strategic Portfolio Services (SPS) Advantage Account, Ameriprise ONE® Financial Account, and the Ameriprise Brokerage Account. Business or trust accounts are not eligible for the Ameriprise Rewards program. Please visit ameriprise.com/rewards for the Ameriprise Reward Program Terms and Conditions for complete details.

Annual Fee Waiver for Achiever Circle Elite Members: If you are an Ameriprise Achiever Circle Elite member we will waive the annual fee on a World Elite card. The Annual Fee may or may not be waived in any year based on factors Barclays Bank Delaware may determine from time to time without waiving your Annual Fee in subsequent years. If at any time you are no longer a member of Achiever Circle Elite, you will be assessed an Annual Fee of $150. Please see your Cardmember Agreement for more details. Please refer to ameriprise.com or your Financial Advisor for more information about your Achiever Circle status and how this status may change.

You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.

The Ameriprise Financial MasterCard® credit cards are issued by Barclays Bank Delaware pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

Financial planning services and investments offered through Ameriprise Financial Services, Inc. Member FINRA and SIPC.

Offer subject to credit approval. Benefits will vary depending upon the card for which you are approved. Not everyone will qualify for the Ameriprise World MasterCard or the Ameriprise World Elite MasterCard credit card. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your current obligations, we may not be able to open an account for you or you may receive an Ameriprise MasterCard credit card. See Terms and Conditions for information about the account terms and benefits that will apply if you are not approved for a World MasterCard or World Elite MasterCard credit card. For information about the annual fee, rates, fees, other costs, and the rewards program rules and benefits associated with the use of this credit card program, please see the Terms and Conditions.

Ameriprise Rewards Terms and Conditions apply to certain offers. Offers subject to change.

American Express Cards

2 The Platinum Card® from American Express and the American Express® Gold Card are issued by American Express Bank, FSB. ©2014 American Express Bank, FSB. All rights reserved. Your ability to have this Card product is contingent on a relationship between you and Ameriprise Financial, Inc. If no relationship exists, or if your relationship with Ameriprise Financial ends, American Express has the right to cancel your Card account or transfer your account to another American Express Card product that will have different features and benefits.

3 Basic Platinum Card: $0 introductory fee for the first year; then $450. Additional Platinum Cards: $0 introductory fee for the first year; then $175 for up to three Additional Platinum Cards and $175 for each Additional Platinum Card after the first three. Additional Gold Cards: $0 introductory fee for the first year; then $45 for up to five Additional Gold Cards and $45 for each Additional Gold Card after the first five. Foreign Transaction Fee: None.

4 As an Ameriprise client, 5,000 additional points will be awarded to your Membership Rewards® program account for every $20,000 in Eligible Purchases on the Card. A maximum of 30,000 additional points can be earned in each calendar year. Eligible Purchases are purchases for goods and services minus returns and other credits. Eligible Purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional points will be credited to your program account within 6-8 weeks after the billing period in which you achieved $20,000 of Eligible Purchases, provided that your Card Account is open and in good standing on the bonus crediting date. Additional points will be awarded only on Platinum Card Accounts obtained through an arrangement between American Express and Ameriprise. Additional point awards will cease upon termination of the arrangement between American Express and Ameriprise. Bonus ID: 0695. Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.

5 These Terms and Conditions govern Platinum Card Members' participation in and use of the Priority Pass Select program. Priority Pass is an independent airport lounge access program. By enrolling in Priority Pass Select, you agree that you will be responsible for all accompanying guest visits and will be automatically charged $27 per guest to your Platinum Card® from American Express after you have signed for the visit and it has been reported to Priority Pass by the participating lounge. Additionally, you acknowledge and agree that American Express will verify your Card account number and provide updated Card account information to Priority Pass from time to time. Priority Pass will use this information to fulfill on the Priority Pass Select program and may use this information for marketing related to the program. Once enrolled, Platinum Card Members in good standing may access participating Priority Pass Select lounges by presenting your Priority Pass Select card and airline boarding pass. In some lounges, Priority Pass Select member must be 21 years of age to enter without a parent or guardian. Priority Pass Select members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass Select lounge partners and locations are subject to change. All Priority Pass Select members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at www.prioritypass.com. Upon receipt of your enrollment information, Priority Pass will send your Priority Pass Select card and membership package which you should receive within 10–14 business days. If you have not received the Priority Pass card after 14 days, please contact American Express using the number on the back of your American Express® Card. Please note, additional Gold Card Members are not eligible for membership.

6 The Platinum Member must present his or her valid Card, government-issued I.D., and same-day corresponding airline ticket to club agents. Code-share and affiliated lounge agreements may not apply to provide complimentary club access in all cases. Age requirements and policies for admittance to airport club lounges vary by airline and location. Card Members must adhere to all house rules of participating clubs. Partners and locations subject to change without notice. Additional guest access subject to Delta Sky Club's then-current access policy. This information is accurate as of 12/27/2013.

7 The Platinum Card Member must present his or her valid Card and upon request, same-day airline ticket on any carrier and a government-issued I.D. Age requirements and restrictions may vary by location. Access is subject to space availability. Locations and hours are subject to change. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice.

8 When you request that we apply a limit as described below on Charges incurred by an Additional Card Member on your Account, you agree to these terms. These terms supplement, and are incorporated by reference into, the terms of your Card Member Agreement. At your request, we may agree to apply a limit to the total dollar amount of Purchases, during each billing period, that are charged to Card numbers associated with one or more specified Additional Card Members on your Account. At your request, we may agree to apply a limit to the total dollar amount of cash access transactions at ATMs, during each billing period, that are made using Card numbers associated with one or more specified Additional Card Members on your Account. If we agree to apply a limit, it is not a guarantee that the Additional Card Member will be able to make Purchases or cash access transactions up to the applicable limit. In applying any limit we will not take in to account any credits (such as for returned merchandise or for payments), even if a credit relates to a Purchase made by the Additional Card Member. Any request that we change a limit may not be effective until a subsequent billing period. Any Charges (as defined below) incurred by the Additional Card Member prior to the date during a billing period that we apply the limit will not be subject to the limit for that billing period. Because of systems or administrative considerations, arrangements with merchants, or for other business reasons, we may, but are not required to, treat some Purchases and/or cash access transactions (collectively, Charges) as not being subject to any such limits. You agree to pay all Charges without regard to whether any Charges exceed a limit, and you agree that we are not liable to you or any other person when a limit is not applied to any Charges and/or when Charges are incurred and billed that exceed a limit. While we typically require merchants to obtain an authorization for purchases and submit final transaction documentation for payment in a timely manner, a limit may not apply or may be exceeded when a merchant does not obtain an authorization for any reason; when a merchant obtains an authorization for a partial amount of the final charge submitted to us for payment; or when such submissions are not submitted or processed at the same time that the authorization is obtained. Examples may include, but are not limited to: Charges made outside of the U.S., in duty-free stores, or on board airplanes or cruise vessels; international airline ticket Purchases; vehicle rentals; lodging stays extended beyond original reservation period; certain mail order Purchases; Purchases billed on a recurring basis; Purchases at gas stations; telecommunications charges, including charges incurred with calling cards; taxicab charges; security deposits; late, damage or other fees in connection with rentals; Purchases billed in installments; restaurant tips and other gratuities; and Charges that occur before the end of billing period, if the Charge is posted to your Account after the Closing Date of that billing period. Any limit will not be applied to Charges for foreign currency or for travelers cheques or gift cheques obtained other than by telephone from us.

9 Basic Gold Card: $0 introductory fee for the first year; then $125. Additional Cards: $0 introductory fee for the first year; then $35 for up to five Additional Cards and $35 for each Additional Card after the first five. Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.

10 As an Ameriprise client, 2,500 additional points will be awarded to your Membership Rewards® program account for every $10,000 in Eligible Purchases on the Card. A maximum of 20,000 additional points can be earned in each calendar year. Eligible Purchases are purchases for goods and services minus returns and other credits. Eligible Purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional points will be credited to your program account within 6-8 weeks after the billing period in which you achieved $10,000 of Eligible Purchases, provided that your Card Account is open and in good standing on the bonus crediting date. Additional points will be awarded only on Gold Card Accounts obtained through an arrangement between American Express and Ameriprise. Additional point awards will cease upon termination of the arrangement between American Express and Ameriprise. Bonus ID: 0694. Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.

11 Return Protection can refund you for eligible purchase(s) charged entirely on an eligible American Express® Card. Coverage is limited to 90 days from purchase, up to $300 per item and up to a maximum of $1,000 per Card Member account per calendar year. Shipping and handling costs for the purchase will not be refunded. Items are eligible if they are in "like new" condition and if they cannot be returned to the merchant from which they were originally purchased. Certain purchases are not eligible for refund, e.g. motorized vehicles, perishable items, computer software, cellular phones, and jewelry. Other important exclusions apply. Purchases must be made in the 50 United States of America, the District of Columbia, Puerto Rico or the U.S. Virgin Islands. You may be required to send the purchased item to us, in which case we will reimburse you for shipping cost. To be eligible for claim payment, your account must be in good standing. Return Protection is subject to additional important terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/RPterms.

12 Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX0951, Policy AX0952, Policy AX0956, or Policy PP-IND. For residents of GU, MP, FM, MH, and PW, the Plan is underwritten by Tokio Marine Pacific Insurance Limited, Hagatna, Guam under Policy CRCB000000105. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policy. Shipping and handling costs for the purchase will not be refunded. Certain purchases are not covered, e.g. items lost by Card Member, consumable and perishable items, motorized vehicles, and items damaged partially or entirely by natural disaster or normal wear and tear. Other important exclusions apply. You will only be reimbursed for the amount charged to your eligible Card; coverage is limited up to $1,000 per occurrence; not to exceed $50,000 per Card Member account per calendar year. You may be required to send the purchased item to us, in which case we will reimburse you for shipping cost. To be eligible for claim payment, your account must be in good standing. This product provides secondary coverage. This means it pays eligible benefits not paid by any primary insurance that you have. For full Terms and Conditions, see americanexpress.com/PPterms.

13 Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX0953, Policy AX0954, Policy EW-AX0958, or Policy EW-IND. For residents of GU, MP, FM, MH, and PW, the Plan is underwritten by Tokio Marine Pacific Insurance Limited, Hagatna, Guam under Policy CRCB000000104. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policy. Shipping and handling costs for the purchase will not be refunded. Certain purchases are not covered, e.g. items with physical damage, damage as a result of natural disaster, software, motorized devices and vehicles and their parts. Other important exclusions apply. You will only be covered up to the amount charged on your eligible Card; coverage is limited up to a maximum of $10,000 per occurrence; not to exceed $50,000 per Card Member account per calendar year. You may be required to send the purchased item to us, in which case we will reimburse you for shipping cost. This product is in excess of other warranty plans that you have in place for the eligible item. To be eligible for claim payment, your account must be in good standing. For full Terms and Conditions, see americanexpress.com/EWterms.