Everyone rewards spending.
We also reward saving, investing and more.

Ameriprise Rewards is a unique program that rewards your entire relationship with us. Not only will you earn points for your everyday purchases with an Ameriprise Financial MasterCard credit card — you'll also earn points for saving, investing and more. The result — you can earn more points, faster, with Ameriprise Rewards which can be redeemed for up to 1.5% cash back.1

See how you can earn a little extra on the things you do every day.

Spending Achiever Circle Elite Achiever Circle Non-Achiever Circle
  1 point for every dollar spent on purchases 1 point for every dollar spent on purchases 1 point for every dollar spent on purchases
Bonus points for spending $500 in purchases or balance transfers on your new account in the first 90 days.

World Elite MasterCard 10,000 bonus points. $150 annual fee waived

World MasterCard 10,000 bonus points

World Elite MasterCard 10,000 bonus points

World MasterCard 10,000 bonus points

World Elite MasterCard 10,000 bonus points

World MasterCard 10,000 bonus points

Saving & Investing Achiever Circle Elite Achiever Circle Non-Achiever Circle

Invest $50,000 in new non-qualified assets

Eligible accounts include Ameriprise© Strategic Portfolio Service (SPS) Advantage, SPS Advisor, Ameriprise ONE© Financial Accounts and Ameriprise© Brokerage Accounts.

25,000 points 25,000 points N/A
Complete an auto insurance quote 500 points 500 points N/A
Complete a home, renters or condo insurance quote 500 points 500 points N/A
Pay your Ameriprise Auto & Home Insurance premiums using your Ameriprise Financial MasterCard credit card 2 points for every $1 insurance premium 2 points for every $1 insurance premium 2 points for every $1 insurance premium
Everyday Activities Achiever Circle Elite Achiever Circle Non-Achiever Circle
Sign up for monthly direct deposit of $300 or more per month to an eligible account 500 points each quarter 500 points each quarter N/A
Activate Ameriprise ONE® account online bill pay 500 points 500 points N/A
Register for the secure site on ameriprise.com 1000 points 1000 points 500 points
Sign up for eDelivery 2000 points 2000 points 1000 points

Great rewards or cash-back of up to 1.5%1

Redeem for cash back to reinvest up to 1.5% cash back into an eligible Ameriprise account.1 Redeem points in increments of 30,000 for cash back directly into your eligible Ameriprise account.

Plan on savings. Pay for all or part of your financial plan with points. Redeem points in increments of 10,000 for 1.5% cash back towards a financial planning certificate.

Or redeem for other great rewards. Choose from free or discounted airline tickets, gift cards, your favorite brand-name goods and more.

Apply to start earning Ameriprise Rewards today.

You’ll be automatically enrolled in the Ameriprise Rewards program when you apply and are approved for one of these cards:

Compare the benefits of the Ameriprise MasterCard Credit Cards

Getting Started
Great rewards or cash back
Apply to start earning your Rewards today
Redeem Your Rewards
 
Learn more about our cards

1The following accounts are eligible for cash back: Ameriprise Financial — Active Portfolios® Account, Ameriprise® Strategic Portfolio Services (SPS) Advantage Account, Ameriprise ONE® Financial Account and Ameriprise® Brokerage and Cash Reserve Certificates Account. Points for cash back redemption into an eligible account must be redeemed in 30,000 point increments. Cash back values into an eligible account are:

  • Ameriprise World Elite MasterCard: 1.50% into eligible account.
  • Ameriprise World MasterCard: 1.25% into eligible account.
  • Ameriprise MasterCard: 1.00% into eligible account

Cash back values are subject to change. For all cash back Ameriprise Rewards, you must provide the full account number for the established eligible account where you would like the cash back amount deposited. If the account number provided is not valid, the cash back request will not be processed and the Points will be returned to your Account. Please allow up to 15 business days for the deposit to show in your account.

View Ameriprise Rewards Program Terms & Conditions