Ameriprise Rewards

Earn Ameriprise Rewards Points automatically for everyday purchases made with your Ameriprise® Visa Signature® credit card—whether you're grabbing a latte or a flight to London. And at Ameriprise, there’s no limit to the number of Rewards Points you can earn.

Choose from a range of valuable rewards

Cash back

Redeem your Rewards Points for cash back and your everyday card purchases could help fund a college account, home remodel, vacation — whatever you’re saving for. And, when you redeem Rewards Points for cash back into an eligible Ameriprise financial account or toward an Ameriprise financial planning certificate, you get a 25% bonus.

Travel

Book with major airlines (no blackout dates!), more than 325,000 hotels worldwide, popular car rental agencies and cruise lines. Not enough points saved yet? No problem — combine points with cash, and you’re on your way. Gain access to unique travel experiences and special tours, too.

Merchandise

Shop for everything from household basics to high-end electronics and designer jewelry—shipping and handling included.

Gift cards and more

Don’t know what to choose? Keep your options open with gift cards or statement credits.

Redeeming points is easy

Simply log in to ameriprise.com and select your Rewards account from the Overview page. Or call the Rewards Service Center at 800.867.0843 with your Rewards account number in hand. For more details about redeeming Rewards Points, visit our FAQ.

Choose the card with the benefits and rewards that work for you

Ameriprise Premier Visa Signature

Ameriprise® Premier Visa Signature®

  • 1.5 Rewards Points for every $1 you spend in eligible net purchases1
  • 25% bonus when you redeem Rewards Points for cash back into your eligible Ameriprise Financial account or for an Ameriprise financial planning certificate—that's an effective 1.875% cash back per $1 spent on your card2
  • 15,000 Bonus Rewards Points after spending $1,500 in eligible net purchases within the first 90 days of account opening3

Take the next step

Apply Now

or Apply by phone:  800.736.7523.

Click here for Terms and conditions

Learn more

Ameriprise Visa Signature

Ameriprise® Visa Signature®

  • 1 Rewards Point for every $1 you spend in eligible net purchases4
  • 25% bonus when you redeem Rewards Points for cash back into your eligible Ameriprise Financial account or for an Ameriprise financial planning certificate—that's an effective 1.25% cash back per $1 spent on your card5
  • 10,000 Bonus Rewards Points after spending $1,000 in eligible net purchases within the first 90 days of account opening6

Take the next step

Apply Now

or Apply by phone: 800.736.7523

Click here for Terms and conditions

Learn more

 

Compare Ameriprise Visa Signature credit cards

For more information on the Ameriprise Rewards Program and important disclosures, view the Ameriprise Rewards Program Terms & Conditions.

We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1 Account must be open and in good standing to earn and redeem rewards and benefits.  Upon approval, please refer to your Cardmember Agreement for additional information.

You will earn 1.5 Rewards Points per $1 in eligible net purchases (net purchases are purchases minus credits and returns). Certain transactions are not eligible for Rewards Points, including Advances (as defined in the Cardmember Agreement, including wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.

You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your account is closed to future transactions (including, but not limited to, Program misuse, failure to pay, bankruptcy, or death). Rewards Points that are earned through the use of the account but not redeemed will expire and be forfeited five (5) years from the date the earned Rewards Points post to your Rewards account. Rewards Points will be redeemed and expired on a first-in, first-out basis. Refer to your Rewards Program Terms and Conditions located at ameriprise.com/rewards for additional information.

2 The 1.875% cash back rewards value applies only to Rewards Points redeemed for a deposit into an eligible Ameriprise account or for an Ameriprise financial planning certificate. You earn 1.5 Rewards Points for each $1 spent in eligible net purchases. If you choose to redeem for cash back into an Ameriprise Financial account, you will receive 1.25% cash back per Rewards Point when doing so. $1 spend = 1.5 Rewards Points earned. 1.5 Rewards Points * 1.25% = 1.875% cash back per $1 of spend. Example: If you spend $20,000 on eligible net purchases, you’ll earn 30,000 Rewards Points; and if you choose to redeem these Rewards Points earned for cash back into an eligible Ameriprise account or for an Ameriprise financial planning certificate, you will receive $375. Rewards Points redemption minimums as well as other restrictions may apply. Please refer to the Rewards Program Terms and Conditions for more details located at ameriprise.com/rewards.

The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back into an Eligible Ameriprise account or for an Ameriprise financial planning certificate, such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards.

Eligible Ameriprise accounts include Ameriprise® Active Portfolios® account, Ameriprise® Strategic Portfolio Services (SPS) Advantage account, Ameriprise ONE® Financial account and Ameriprise® Brokerage and Cash Reserve Certificate account.

3 To receive this one-time bonus, you must spend at least $1,500 in eligible net purchases within the first 90 days of account opening. 15,000 Rewards Points will be credited to your account 6-8 weeks after the 90-day period. Purchase requirement is met by purchases only; advances, convenience checks, balance transfers, interest charges, fees, credit insurance charges, or transactions to fund certain prepaid card products are not eligible. Your account must be open and in good standing at the time of fulfillment to receive the bonus Rewards Points. This bonus Rewards Points offer is available only to new Ameriprise Premier Visa Signature accounts. Existing and previous Ameriprise Premier Visa Signature cardmembers are not eligible for this offer. 

4 You will earn 1 Rewards Point per $1 in eligible net purchases (net purchases are purchases minus credits and returns). Certain transactions are not eligible for Rewards Points, including Advances (as defined in the Cardmember Agreement, including wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.

You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your account is closed to future transactions (including, but not limited to, Program misuse, failure to pay, bankruptcy, or death). Rewards Points that are earned through the use of the account but not redeemed will expire and be forfeited five (5) years from the date the earned Rewards Points post to your Rewards account. Rewards Points will be redeemed and expired on a first-in, first-out basis. Refer to your Rewards Program Terms and Conditions located at ameriprise.com/rewards for additional information.

5 The 1.25% cash back rewards value applies only to Rewards Points redeemed for a deposit into an eligible Ameriprise account or for an Ameriprise financial planning certificate. You earn 1 Rewards Point for each $1 spent in eligible net purchases. Example: If you spend $30,000 on eligible net purchases, you’ll earn 30,000 Rewards Points; and if you choose to redeem these Rewards Points earned for cash back into an eligible Ameriprise account or for an Ameriprise financial planning certificate, you will receive $375. Rewards Points redemption minimums as well as other restrictions may apply. Please refer to the Rewards Program Terms and Conditions for more details located at ameriprise.com/rewards. 

The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards.

Eligible Ameriprise accounts include Ameriprise® Active Portfolios® account, Ameriprise® Strategic Portfolio Services (SPS) Advantage account, Ameriprise ONE® Financial account and Ameriprise® Brokerage and Cash Reserve Certificate account.

6 To receive this one-time bonus, you must spend at least $1,000 in eligible net purchases within the first 90 days of account opening. 10,000 Rewards Points will be credited to your account 6-8 weeks after the 90-day period. Purchase requirement is met by purchases only; advances, convenience checks, balance transfers, interest charges, fees, credit insurance charges, or transactions to fund certain prepaid card products are not eligible. Your account must be open and in good standing at the time of fulfillment to receive the bonus Rewards Points. This bonus Rewards Points offer is available only to new Ameriprise Visa Signature accounts. Existing and previous Ameriprise Visa Signature cardmembers are not eligible for this offer. 

Elan Financial Services is the creditor and issuer of Ameriprise® Visa Signature® credit cards, pursuant to a license from Visa U.S.A. Inc., and does not administer the account Rewards Program.

Ameriprise Bank, FSB administers all operational aspects of the Rewards Program. Please visit ameriprise.com/rewards for the Ameriprise Reward Program Terms and Conditions details. Offers are subject to change.

© 2019 Elan Financial Services

© 2019 Ameriprise Financial, Inc. All rights reserved.