You are solely responsible for User-Generated Content that you post. Under no circumstances will We be liable in any way for any User-Generated Content.
Because We do not control the User-Generated Content, We cannot and do not represent, warrant or guarantee the accuracy, truthfulness, integrity, suitability, or quality of that User-Generated Content. You also agree and understand that by accessing an Ameriprise Website, You may encounter User-Generated Content that You may consider to be objectionable. We have no responsibility for any such User-Generated Content, including without limitation any errors or omissions therein. We are not liable for any loss or damage of any kind You claim was incurred as a result of Your viewing or use of any User-Generated Content posted, emailed, transmitted or otherwise made available on or through an Ameriprise Website. The User-Generated Content posted on or through an Ameriprise Website expresses the personal opinions of the individual who posted it and does not reflect the views of Ameriprise or any person or entity associated with Ameriprise.
You may own User-Generated Content, but We may use it for any purpose We deem suitable to our needs. You may own the copyright in any original User-Generated Content you post. We do not claim any copyrights in User-Generated Content. However, by using an Ameriprise Website, You are granting Ameriprise a nonexclusive, fully paid, worldwide, perpetual, irrevocable, royalty-free and transferable license (with the right to sublicense through unlimited levels of sublicensees) to use, copy, modify, distribute, publicly display and perform, publish, transmit, remove, retain repurpose, commercialize and prepare derivative works from User-Generated Content You post, and We may exercise any of these rights in any and all media or form of communication whether now existing or hereafter developed, without obtaining additional consent, without the need to provide any attribution, without restriction, without the need to notify You, and without a duty or obligation to compensate You in any way. You also agree that We have the absolute right to authorize others to do all of the foregoing things by or for themselves with respect to the User-Generated Content. For this reason, You should not post any User-Generated Content that You do not wish to license to Ameriprise under these terms and conditions, including any confidential information or product ideas.
You agree to indemnify Ameriprise and its affiliates for all claims arising from or in connection with any claims to any rights in any User-Generated Content or any damages arising from any User-Generated Content that You provide. You further agree to indemnify and hold Ameriprise, its officers, directors, and employees (collectively the "Releasees") harmless from any and all claims by any third party against any of the Releasees (and related damages, expenses, costs, including reasonable attorney’s fees, liabilities, verdicts, judgments and settlements) arising out of use of any User-Generated Content posted by You, or any breach of your representations and warranties herein, including but not limited to claims of infringement, misappropriation, or violation of trademark, copyright, or other intellectual property rights, right of publicity, or right of privacy. Upon submission of User-Generated Content You hereby release Ameriprise and Releasees from, and irrevocably waive, any and all claims that Ameriprise’s use of Your User-Generated Content with or without your name, including but not limited to use on Ameriprise Websites, infringes or violates any of Your rights in or to Your User-Generated Content or any work or material contained in Your User-Generated Content.