Earn up to 25,000 Rewards Points

Limited-time offer. Apply now to start earning Ameriprise Rewards.

Ameriprise® Visa Signature® credit card
Enjoy the benefits of this exclusive offer.

Earn 15,000 Rewards Points after you spend $1,500 in eligible net purchases within 90 days of account opening.

Plus, earn an additional 10,000 Rewards Points if you spend $1,000 more in eligible net purchases within that same 90-day period.1

Receive 25% more cash back value when you redeem your Rewards Points for cash back into eligible Ameriprise accounts; redemptions occur in 30,000 Rewards Points increments.2

Earn 1 Rewards Point for every $1 you spend in eligible purchases with your choice to redeem into your eligible Ameriprise account or for travel, merchandise, gift cards and more.3

Zero fraud liability4

Or call 1.866.232.3728 and mention offer code 86866.
If you’ve placed a freeze on your credit report, please contact the credit bureau(s) to lift the freeze before you apply for this credit card.

Ameriprise Credit Card Cash Back Calculator

Ameriprise Credit Card Cash Back Calculator

See how much you can earn with the Ameriprise® Visa Signature® card.

This limited-time offer ends 5/31/24. Apply now.

We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.

To receive one-time bonus of 25,000 Rewards Points (15,000 Rewards Points and additional 10,000 Rewards Points), you must apply by 5/31/2024 and meet the applicable requirements. To receive one-time bonus of 15,000 Rewards Points: You must spend at least $1,500 in eligible net purchases (net purchases are purchases minus credits and returns) within the first 90 days of account opening. To receive an additional one-time bonus of 10,000 Rewards Points after you spend $1,000: You must spend an additional $1,000 in eligible net purchases within the first 90 days of account opening. Your ability to earn this one-time bonus Rewards Points offer is dependent upon your credit limit. Not all transactions are considered to be Purchases and eligible to earn Rewards Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Existing and previous Ameriprise® Visa credit card program cardmembers are not eligible for this offer. Offers subject to change.

If you choose to redeem your earned Rewards Points for cash back into an eligible Ameriprise account, you will receive 25% more cash back value per Rewards Point than if you redeem for statement credit. Statement Credit: When you redeem your earned Rewards Points for statement credit, 1 Rewards Point is worth $0.01. Redemption minimum starts at 10,000 Rewards Points. Redemptions over 10,000 Rewards Points must be made in increments of 100 Rewards Points. 10,000 Rewards Points are worth $100; 30,000 Rewards Points are worth $300 when redeemed for statement credit. Cash back into an eligible Ameriprise account: When you redeem your earned Rewards Points for cash back into an Eligible Ameriprise Account, 1 Rewards Point is worth $0.0125. Redemptions occur in 30,000 Rewards Points increments. With the 25% additional cash value when redeemed into an Eligible Ameriprise Account, 30,000 Rewards Points are worth $375. Eligible Ameriprise Accounts include eligible open and active Ameriprise® Active Portfolios investments, Ameriprise® Strategic Portfolio Services (SPS) Advantage account, Ameriprise ONE® Financial Account, Ameriprise® Brokerage account and Ameriprise® Cash Reserve Certificate account (each “Ameriprise Account”) held individually, jointly or by revocable living trust within Ameriprise rewards account holder’s primary household group (each “Eligible Ameriprise Account”). Ameriprise Accounts held by any corporation, partnership, irrevocable trust and other entity type as well as any Individual Retirement Account, other retirement plan and 529 plan are not eligible for this cash back redemption option. The list of Eligible Ameriprise Account and ownership types may change at any time in our sole discretion without notice, unless otherwise required by law. For details, please see Ameriprise Rewards Program Terms and Conditions available at ameriprise.com/rewards-terms-and-conditions. The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back such as gift cards, merchandise, and travel options. Reward Points redemption minimums as well as other restrictions may apply. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards-terms-and-conditions.

You will earn 1 Rewards Point per $1 in eligible net purchases (net purchases are purchases minus credits and returns). Not all transactions are considered to be Purchases and eligible to earn Rewards Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your account is closed to future transactions (including, but not limited to, due to program misuse, failure to pay, bankruptcy, or death), unless otherwise required by law. Rewards Points that are earned through the use of the account but not redeemed will expire and be forfeited five (5) years from the date the earned Rewards Points post to your Rewards account, unless otherwise required by law. Rewards Points will be redeemed and expired on a first-in, first-out basis. Refer to your Rewards Program Terms and Conditions located at ameriprise.com/rewards-terms-and-conditions for additional information. 

Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Cardmember Service promptly of any unauthorized use. Certain conditions and limitations may apply.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.  

Elan Financial Services is the creditor and issuer of Ameriprise® Visa Signature® credit cards, pursuant to a license from Visa U.S.A. Inc., and does not administer the account Rewards Program.

Ameriprise Bank, FSB administers all operational aspects of the Rewards Program. Please visit ameriprise.com/rewards for the Ameriprise Rewards Program Terms and Conditions details. Offers are subject to change.

You may not use your Ameriprise® Visa Signature® or Ameriprise® Premier Visa Signature® card account (including, but not limited to, the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities.

Ameriprise Bank, FSB provides deposit, lending, and personal trust products and services to its customers, including clients of Ameriprise Financial Services, LLC. (“AFS”). Ameriprise Bank, FSB and AFS are subsidiaries of Ameriprise Financial, Inc. AFS financial advisors may receive compensation for selling bank products.

Ameriprise Bank, FSB. Member FDIC.

Investment products are not insured by the FDIC, NCUA, or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.

Ameriprise Financial Services, LLC. Member FINRA and SIPC.

Ameriprise® and Ameriprise Financial logo are registered service marks of Ameriprise Financial, Inc.

© 2024 Elan Financial Services