Card program for Ameriprise Financial clients

With our Ameriprise MasterCard® and American Express card offerings designed exclusively for Ameriprise Financial clients, you can choose a card that gives you access to exclusive perks, premium services, and purchasing conveniences – all while working with you to help you achieve your financial goals and rewarding you for saving and spending. Learn more about our MasterCard and American Express cards for Ameriprise Financial clients and find the card that’s right for you.

Ameriprise World MasterCard®

Ameriprise World MasterCard

 

Rewards

  • Earn 10,000 bonus rewards points after you make $500 in purchases or balance transfers with your new account in the first 90 days1
  • Earn 1X Ameriprise Rewards points for every dollar you spend on purchases2

Annual Fees

  • No annual fee3
     

Benefits

  • 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 14.24% or 16.24%, based on your credit worthiness3
  • 1.25% cash back when you redeem points in increments of 30,000 for cash back into an eligible Ameriprise® Financial Account1
  • Perfect for every day purchases
  • Gives cardmembers access to complimentary concierge services.
     

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Ameriprise World Elite MasterCard®

Ameriprise World Elite MasterCard &x28;R&x29;

 

Rewards

  • Earn 10,000 bonus rewards points after you make $500 in purchases or balance transfers with your new account in the first 90 days1
  • Earn 1X Ameriprise Rewards points for every dollar you spend on purchases2

Annual Fees

  • $150 annual fee, waived for Ameriprise Achiever Circle Elite Members3

Benefits

  • 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 14.24% or 16.24%, based on your credit worthiness3
  • 1.5% cash back when you redeem points in increments of 30,000 for cash back into an eligible Ameriprise® Financial Account1
  • Earn up to $200 in statement credits toward airline purchases after enrolling and spending $36,000 in purchases each year4
  • Luxury Travel Benefits and Amenities

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Carrying one of the Ameriprise Financial MasterCard credit cards automatically enrolls you in the Ameriprise Rewards program.

Ameriprise rewards image

Reward yourself and put your dreams and goals more within reach. You can earn rewards points for everyday spending, investing, and more.

Learn more about Ameriprise Rewards

Ameriprise Rewards Terms and Conditions

Investment products provided through Ameriprise Financial are not federally or FDIC insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks, including possible loss of principal and fluctuation in value.

1Cardmembers will be awarded ten thousand (10,000) bonus points after at least $500.00 in Net Purchases, Balance Transfers and/or Cash Advances (that are not later returned or rescinded) has been charged to the new account in the first 90 days after account opening. There is a fee for Balance Transfers and Cash Advances. The bonus points will appear on the monthly billing statement within 1 to 2 billing cycles after the qualifying transactions have posted. Subject to Ameriprise Rewards program terms and conditions.

Points for Ameriprise Financial® Planning Certificates must be redeemed in 10,000 point increments worth $150 (1.5% value). Planning Certificates are nonrefundable and are not redeemable for cash.

Points for cash back redemption into an eligible account must be made in 30,000 point increments for 1.25% cash back value with the Ameriprise World MasterCard and 1.50% cash back value with the Ameriprise World Elite MasterCard. You may redeem points for cash back into the following eligible Ameriprise® Accounts: Active Portfolios® Account, Ameriprise SPS Advantage Account, Ameriprise ONE® Financial Account, Ameriprise Brokerage Account and Cash Reserve Certificates Account. Business or trust accounts are not eligible for the Ameriprise Rewards program. Please visit ameriprise.com/rewards for the Ameriprise Reward Program Terms and Conditions for complete details.

2Points earned for everyday purchases on the cards. One (1) Ameriprise Rewards point will be awarded for every $1 of “Net Purchases” made on any Ameriprise Financial MasterCard credit card. “Net Purchases” means the transaction amount, made by a cardmember or any authorized user, minus any credits, returns, or other adjustments as reflected on the cardmember’s monthly account statements. Transactions that are not eligible include, but are not limited to, cash advances (including ATM withdrawals), PIN-based debit card transactions, money orders, balance transfers, convenience checks, drafts, fees, finance charges, purchases made on a line of credit and travelers check purchases. International transactions may take up to 30 days to post.

3About This Offer: Offer subject to credit approval. Not everyone will qualify for the World MasterCard or World Elite MasterCard. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer may not be available if you already have or have had an account with us. For information about rates, fees, the annual fee, other costs, the reward program rules (including cash back accrual rate, cash back awards, etc. points accrual rate, points awards, etc.) and benefits associated with the use of the credit card program, please see the Terms and Conditions.

Annual Fee for Ameriprise World MasterCard: $0. Annual fee for Ameriprise World Elite MasterCard: $150. Annual Fee Waiver for Achiever Circle Elite Members: If you are an Ameriprise Achiever Circle Elite member, the annual fee on a World Elite card will be waived. The Annual Fee may or may not be waived in any year based on factors we may determine from time to time without waiving your Annual Fee in subsequent years. If at any time you are no longer an Achiever Circle Elite member, you will be assessed an Annual Fee of $150. Please see your Cardmember Agreement for more details. Please refer to ameriprise.com or your Financial Advisor for more information about your Achiever Circle status and how this status may change.

The 0% introductory APR on Balance Transfers will apply for the first 15 billing cycles that immediately follow each Balance Transfer made within 45 days of account opening. At the end of the introductory period the APR for all new and outstanding Balance Transfer balances will be either 14.24% or 16.24%, which will be determined at account opening based on your creditworthiness. This APR will vary with the market based on the Prime Rate. There is a fee for Balance Transfers. See the Terms and Conditions for details. This introductory APR offer does not apply to Purchase or Cash Advance transactions.

4Effective January 1, 2012, Ameriprise World Elite cardmembers that are registered, active, and in good standing will be eligible for an annual Airline Credit of $50. To receive the $50 annual credit, cardmembers must enroll at ameriprise.com/airlinecredit. All cards (primary and authorized users) will be enrolled automatically once the primary enrolls their account. You are required to enroll one time. Then a purchase must be made using your Ameriprise World Elite MasterCard with a commercial airline or through most travel agencies or online travel sites to be applied towards the purchase of tickets, baggage fees, upgrades, in-flight incidentals, or lounge access. In addition, the airline, travel agency or online travel sites must submit the incidental air travel fees under the appropriate merchant code, industry code, or required service or product identifier for the charge to be eligible. Please allow up to 2 weeks after the qualifying air travel fee or incidental is charged to your card account for statement credit(s) to be posted to the account. In addition, effective January 1, 2012, cardmembers who are in good standing and who have made total net purchases of $36,000 during either the previous or current calendar year will be eligible for an additional $150 annual credit. The credit is paid at the account level for all enrolled cards on the card member’s statement. All purchase activity from authorized users on your enrolled Ameriprise World Elite MasterCard will be combined to receive the credit. Credits up to the full eligible amount will be applied to the card statement after qualifying purchases and charges are made. Purchases made by both the primary and additional cardmembers for the enrolled card account are eligible for annual statement credits. The maximum credit available per calendar year is $200 per account, regardless of the number of cards on the account, and this benefit is subject to change at any time at the sole discretion of Barclaycard.

You may not use your Ameriprise Financial MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.

Investment advisory services and products are made available through Ameriprise Financial Services, Inc., a registered investment adviser.

The Ameriprise Financial MasterCard® credit cards are issued by Barclays Bank Delaware (Barclaycard) pursuant to a license by MasterCard International Incorporated. MasterCard, World MasterCard and MasterCard World Elite are registered trademarks of MasterCard International Incorporated.

Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.

Ameriprise Rewards Terms and Conditions apply to certain offers. Offers are subject to change.

The Platinum Card® from American Express for Ameriprise Financial1

The Platinum Card &x28;R&x29; from American Express for Ameriprise Financial

Rewards

  • Get an additional 5,000 Membership Rewards® points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year.2

Annual Fee

Benefits

  • The Lounge Collection
    Enjoy complimentary airport lounge access to The Centurion® lounge network2, The International American Express lounges2Delta Sky Club®2, Priority PassTM Select*2 lounges and Airspace lounge.2 *Enrollment required in Priority Pass Select.
  • No foreign transactions fees.2
  • No interest charges because you pay your balance in full each month.2


     

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1 Offer Terms | 2 Benefit Terms | Rates and Fees

The American Express® Gold Card for Ameriprise Financial3

The American Express &x28;R&x29; Gold Card for Ameriprise Financial

Rewards

  • Get 25,000 Membership Rewards® points after you spend $1,000 in purchases on the Card within the first 3 months of Card Membership.3

Annual Fee

Benefits

  • Membership Rewards® Program4
    Get 2X points for flights booked directly with airlines, 2X points at U.S. restaurants and 1X points on other purchases. Terms and limitations apply.4
  • Personalized Travel Service4
    Personalized Travel Service gives you access to Travel Professionals who can help plan and book your travel needs
  • No foreign transactions fees.4
  • No interest charges because you pay your balance in full each month.4

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3 Offer Terms | 4 Benefit Terms | Rates and Fees

 

Investment products provided through Ameriprise Financial are not federally or FDIC insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks, including possible loss of principal and fluctuation in value.

The Platinum Card® from American Express and the American Express® Gold Card are issued by American Express Bank, FSB. ©2016 American Express Bank, FSB. All rights reserved. Your ability to have this Card product is contingent on a relationship between you and Ameriprise Financial, Inc. If no relationship exists, or if your relationship with Ameriprise Financial ends, American Express has the right to cancel your Card account or transfer your account to another American Express Card product that will have different features and benefits.

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