You’ll also get premium services and exclusive Ameriprise benefits, including insights from your advisor on how you can use the card to help achieve your financial goals.
Earn Rewards Points
With the Ameriprise Visa Signature Card, you’ll earn 1 Rewards Point for every $1 you spend in eligible net purchases 1 — unlimited. Plus, you’ll get 10,000 Bonus Rewards Points after you spend $1,000 within the first 90 days of account opening.2
Get enhanced cash back
Receive a 25% bonus by redeeming points for cash back into eligible Ameriprise Financial accounts or for an Ameriprise financial planning certificate — an effective 1.25% cash back per eligible net $1 spent on your card3. Use cash back to boost savings, take a special trip or fund other life goals.
Choose from other redemption options
Receive more valuable benefits
Take the next step
or Apply by phone: 1.800.736.7523
We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
1 Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.
You will earn 1 Rewards Point per $1 in eligible net purchases (net purchases are purchases minus credits and returns). Certain transactions are not eligible for Rewards Points, including Advances (as defined in the Cardmember Agreement, including wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases or transactions to purchase cash convertible items.
You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your account is closed to future transactions (including, but not limited to, due to program misuse, failure to pay, bankruptcy or death). Rewards Points that are earned through the use of the account but not redeemed will expire and be forfeited five (5) years from the date the earned Rewards Points post to your Rewards account. Rewards Points will be redeemed and expired on a first-in, first-out basis. Refer to your Rewards Program Terms and Conditions located at ameriprise.com/rewards for additional information.
2 To receive this one-time bonus, you must spend at least $1,000 in eligible net purchases within the first 90 days of account opening. 10,000 Rewards Points will be credited to your account 6 – 8 weeks after the 90-day period. Purchase requirement is met by purchases only; advances, convenience checks, balance transfers, interest charges, fees, credit insurance charges or transactions to fund certain prepaid card products are not eligible. Your account must be open and in good standing at the time of fulfillment to receive the bonus Rewards Points. This bonus Rewards Points offer is available only to new Ameriprise Visa Signature accounts. Existing and previous Ameriprise Visa Signature cardmembers are not eligible for this offer.
3 The 1.25% cash back rewards value applies only to Rewards Points redeemed for a deposit into an eligible Ameriprise account or for an Ameriprise financial planning certificate. You earn 1 Rewards Point for each $1 spent in eligible net purchases. Example: If you spend $30,000 on eligible net purchases, you’ll earn 30,000 Rewards Points; and if you choose to redeem these Rewards Points earned for cash back into an eligible Ameriprise account or for an Ameriprise financial planning certificate, you will receive $375. Rewards Points redemption minimums as well as other restrictions may apply. Please refer to the Rewards Program Terms and Conditions for more details located at ameriprise.com/rewards.
The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards.
Eligible accounts include Ameriprise Active Portfolios® account, Ameriprise® Strategic Portfolio Services (SPS) Advantage account, Ameriprise ONE® Financial account, and Ameriprise® Brokerage and Cash Reserve Certificates account.
4 Your 0% introductory APR applies to balance transfers made within 30 days of account opening. The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
5 No preset spending limit does not mean unlimited spending. Individual transactions are authorized by card issuer based on factors such as account history, credit record and payment resources. Card issuer will preset an upper limit for revolving balances and cash advances.
6 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Cardmember Service promptly of any unauthorized use. Certain conditions and limitations may apply.
7 Certain terms, restrictions and conditions apply. Refer for your Visa Guide to Benefits for details.
Ameriprise Bank, FSB administers all operational aspects of the Rewards Program. Please visit ameriprise.com/rewards for the Ameriprise Rewards Program Terms and Conditions details. Offers are subject to change.
Investment products made available through AFS are not FDIC insured, are not deposits or other obligations of Ameriprise Bank, FSB and are not guaranteed by Ameriprise Bank, FSB, and are subject to investment risks, including possible loss of principal invested.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Ameriprise Financial Services, LLC. Member FINRA and SIPC.
You may not use your Ameriprise Visa Signature Card account (including, but not limited to, the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise Visa Signature Card account if at any time we believe you have violated this restriction.
© 2020 Ameriprise Financial, Inc. All rights reserved.