Ameriprise World Elite MasterCard®
The card that was designed exclusively for Ameriprise Financial clients. Be rewarded for saving, investing, and more.
- Earn 10,000 bonus rewards points after you make $500 in purchases or balance transfers with your new account in the first 90 days2
- Earn 1X Ameriprise Rewards points for every dollar you spend on purchases3
- 1.5% cash back when you redeem points in increments of 30,000 for $450 into an eligible Ameriprise® financial account2
- Achiever Circle clients also earn:
- 25,000 bonus points with a $50,000 deposit of non-retirement assets into an eligible Ameriprise account4
- 500 bonus points for a completed home or auto insurance quote
- Rewards points for other financial products and services. Please see the Ameriprise Rewards Program Terms and Conditions for each of the reward offers mentioned above.
- Points do not expire when you keep your account open, active and in good standing
- 1.5% redemption value when you redeem points in increments of 10,000 for a $150 Ameriprise Financial Planning certificate2
- $150 annual fee, waived for Ameriprise Achiever Circle Elite Members1
- 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, currently 14.99% or 16.99%, based on your creditworthiness1
- Earn up to $200 in credits toward airline purchases with qualifying transactions5
- Chip card technology to make paying for your purchases more secure at chip-card terminals in the U.S. and abroad
- Security & travel protection including ID theft resolution services, purchase security, extended warranty, travel assistance, travel insurance and rental insurance6
- Complimentary concierge services available 24 hours, 7 days a week, 365 days a year
To apply for an Ameriprise World Elite MasterCard, apply online, call 800.340.0562 or speak with an Ameriprise financial advisor.
Business or trust accounts are not eligible for the Ameriprise Rewards program.
Investment products provided through Ameriprise Financial are not federally or FDIC insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks, including possible loss of principal and fluctuation in value.
1About This Offer: Offer subject to credit approval. If at the time of your application you do not meet the credit or income criteria previously established for this offer, or the income you report is insufficient based on your current obligations, we may be unable to open an account for you. This offer may not be available if you already have or have had an account with us. For information about rates, fees, the annual fee, other costs, the reward program rules (cash back accrual rate, cash back awards, etc., points accrual rate, points awards, etc.) and benefits associated with the use of the credit card program, please see the Terms and Conditions.
Annual fee for Ameriprise World Elite MasterCard: $150. Annual Fee Waiver for Achiever Circle Elite Members: If you are an Ameriprise Achiever Circle Elite member, the annual fee on a World Elite card will be waived. The Annual Fee may or may not be waived in any year based on factors we may determine from time to time without waiving your Annual Fee in subsequent years. If at any time you are no longer an Achiever Circle Elite member, you will be assessed an Annual Fee of $150. Please see your Cardmember Agreement for more details. Please refer to ameriprise.com or your Financial Advisor for more information about your Achiever Circle status and how this status may change.
The 0% introductory APR on Balance Transfers will apply for the first 15 billing cycles that immediately follow each Balance Transfer made within 45 days of account opening. At the end of the introductory period the APR for all new and outstanding Balance Transfer balances will be either 14.99% or 16.99%, which will be determined at account opening based on your creditworthiness. This APR will vary with the market based on the Prime Rate. There is a fee for Balance Transfers. This introductory APR offer does not apply to Purchase or Cash Advance transactions. See the Terms and Conditions for more information about how, subject to applicable law, your APRs may increase if you pay late.
2Cardmembers will be awarded ten thousand (10,000) bonus points after at least $500.00 in Net Purchases, Balance Transfers and/or Cash Advances (that are not later returned or rescinded) has been charged to the new account in the first 90 days after account opening. There is a fee for Balance Transfers and Cash Advances. The bonus points will appear on the monthly billing statement within 1 to 2 billing cycles after the qualifying transactions have posted. Subject to Ameriprise Rewards program terms and conditions.
Points are redeemed in increments of 10,000 for each $150 financial planning certificate. Points for cash back redemption into an eligible account must be made in 30,000 point increments for 1.50% with the Ameriprise World Elite MasterCard. You may redeem points for cash back into the following eligible Ameriprise® Accounts: Active Portfolios® Account, Ameriprise SPS Advantage Account Advantage Account, Ameriprise ONE® Financial Account, Ameriprise Brokerage Account, and Cash Reserve Certificates Account. Business or trust accounts are not eligible for the Ameriprise Rewards program. Please visit ameriprise.com/rewards for the Ameriprise Reward Program Terms and Conditions for complete details.
3Points earned for everyday purchases on the cards. One (1) Ameriprise Rewards point will be awarded for every $1 of “Net Purchases” made on any Ameriprise Financial MasterCard credit card. “Net Purchases” means the transaction amount, made by a cardmember or any authorized user, minus any credits, returns, or other adjustments as reflected on the cardmember’s monthly account statements. Transactions that are not eligible include, but are not limited to, cash advances (including ATM withdrawals), PIN-based debit card transactions, money orders, balance transfers, convenience checks, drafts, fees, finance charges, purchases made on a line of credit and travelers check purchases. International transactions may take up to 30 days to post.
4New money bonus points offer. Achiever Circle and Achiever Circle Elite members can earn 25,000 Ameriprise Rewards points when they add $50,000 or more of new funds to an eligible non-qualified account. Eligible funds are cash or cash equivalents. Eligible accounts include Ameriprise® SPS Advantage, SPS Advisor, Ameriprise ONE® Financial Accounts and Ameriprise® Brokerage Accounts. Examples of accounts that are NOT eligible would include any account which is an IRA, any form of retirement account and/or IRS approved pension plan.
Asset transfers between existing Ameriprise Financial accounts, exchanges and direct at fund transactions are not eligible. This promotional offer is limited to a one-time award per household. Clients who have received an award previously in one household will not be eligible for the New Money bonus points offer if as a result of a change in account ownership they subsequently become part of a different household.
To be eligible, a client’s overall Ameriprise Financial account activity in a calendar month must result in a net increase of at least $50,000. Transferring funds from an existing Ameriprise Financial account to another Ameriprise Financial account are not considered an eligible deposit or increase. The client’s Ameriprise Financial account must remain open with the qualifying funding for two years from the date that the qualifying assets are first received in the eligible account. Ameriprise Financial reserves the right to charge a fee of $312.50 if these funds are withdrawn from the Firm within the two year time frame.
5Effective January 1, 2012, Ameriprise World Elite cardmembers that are registered, active, and in good standing will be eligible for an annual Airline Credit of $50. To receive the $50 annual credit, cardmembers must enroll at ameriprise.com/airlinecredit. All cards (primary and authorized users) will be enrolled automatically once the primary enrolls their account. You are required to enroll one time. Then a purchase must be made using your Ameriprise World Elite MasterCard with a commercial airline or through most travel agencies or online travel sites to be applied towards the purchase of tickets, baggage fees, upgrades, in-flight incidentals, or lounge access. In addition, the airline, travel agency or online travel sites must submit the incidental air travel fees under the appropriate merchant code, industry code, or required service or product identifier for the charge to be eligible. Please allow up to 2 weeks after the qualifying air travel fee or incidental is charged to your card account for statement credit(s) to be posted to the account. In addition, effective January 1, 2012, cardmembers who are in good standing and who have made total net purchases of $36,000 during either the previous or current calendar year will be eligible for an additional $150 annual credit. The credit is paid at the account level for all enrolled cards on the card member’s statement. All purchase activity from authorized users on your enrolled Ameriprise World Elite MasterCard® will be combined to receive the credit. Credits up to the full eligible amount will be applied to the card statement after qualifying purchases and charges are made. Purchases made by both the primary and additional card holders for the enrolled card account are eligible for annual statement credits. The maximum credit available per calendar year is $200 per account, regardless of the number of cards on the account, and this benefit is subject to change at any time at the sole discretion of Barclaycard.
6Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for complete program terms and conditions.
You may not use your Ameriprise Financial MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.
The Ameriprise Financial MasterCard® credit cards are issued by Barclays Bank Delaware (Barclaycard) pursuant to a license by MasterCard International Incorporated. MasterCard, World MasterCard and MasterCard World Elite are registered trademarks of MasterCard International Incorporated.
Investment advisory services and products are made available through Ameriprise Financial Services, Inc., a registered investment adviser.
Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.
Ameriprise Rewards Terms and Conditions apply to certain offers. Offers are subject to change.