Simplify your finances and earn up to $9001

Introducing the Ameriprise Bank Checking Account

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Experience the convenience of the new, fully digital Ameriprise® Bank Checking Account

Plus, when you pair it with an Ameriprise® Bank Savings Account, you can earn up to $900 in bonuses.

 

 

Ready to earn your bonus? Here's how:

$300 checking bonus

  1. Set up Qualifying Direct Deposit1 of $2,000 or more per month into a new or existing Ameriprise Bank Checking Account by June 30, 2026.
  2. Maintain direct deposits for four consecutive months.

Already have an Ameriprise Bank Checking Account? Set up direct deposit.

$300 savings bonus

  1. Deposit at least $25,000 of Eligible Deposits into a new or existing Ameriprise Bank Savings Account by June 30, 2026.
  2. Maintain your existing balance and Eligible Deposits through September 30, 2026.

Already have an Ameriprise Bank Savings Account? Make a deposit.

Complete all checking and savings bonus requirements and earn a total bonus of $900.

 

Discover a more streamlined way to manage your money

 

Earn more on your savings with up to 3.05% Annual Percentage Yield4

Discover the competitive rates available with an Ameriprise Bank Savings Account — and see how your money can work harder for you.

berry-tint Explore rates https://www.ameriprise.com/products/ameriprise-bank/savings#rates
Earn more on your savings with up to 3.05% Annual Percentage Yield4

Discover the competitive rates available with an Ameriprise Bank Savings Account — and see how your money can work harder for you.

berry-tint Explore rates https://www.ameriprise.com/products/ameriprise-bank/savings#rates
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Questions?

Visit us online at ameriprise.com/bank or call the Ameriprise Bank Customer Service Center at:

800.862.7919 tel:18008627919
Ameriprise Bank, FSB. Member FDIC.
1Each offer is valid from April 8, 2026, through June 30, 2026 (“Offer Period”). 
A)        To receive the $300 bonus (“Checking Bonus”), you must:
Set up and maintain a Qualifying Direct Deposit(s) to your existing or new Ameriprise Bank Checking Account (“Checking Account”) that totals at least $2,000 each calendar month for a minimum of four consecutive calendar months (total of $8,000). The first Qualifying Direct Deposit must be made during the Offer Period. Direct deposits must be set up using the Ameriprise Bank, FSB routing number and your Checking Account number, which can be found in your Checking Account information on the secure site on ameriprise.com or the Ameriprise Financial app.
  •    The first Qualifying Direct Deposit must be received during the Offer Period. Checking Bonus is only available if the Checking Account does not have an existing direct deposit arrangement during March 2026. You may make multiple Qualifying Direct Deposits to reach $2,000 per calendar month for the Checking Bonus. 
  •    Qualifying Direct Deposits are new recurring deposits from your employer, payroll, pension or governmental benefits provider via Automated Clearing House (ACH). Deposits that are not considered Qualified Direct Deposits include, but are not limited to, check deposits, peer-to-peer transfers such as Venmo or Zelle®, merchant transactions, wire transfers, internal transfers and ACH transfers not from an employer or government agency.
B)     To receive the $300 bonus (“Savings Bonus”), you must:
         a. Make Eligible Deposit(s) totaling $25,000 or more into your existing or new Ameriprise Bank Savings Account (“Savings Account”) during the Offer Period; AND
Eligible Deposit(s) are deposits into your Savings Account from:
  •    External accounts outside of Ameriprise Bank, FSB and its affiliates; 
  •    External accounts initially deposited into your Ameriprise brokerage account and credited to your Savings Account within seven business days of initial crediting to your Ameriprise brokerage account from an external account; and
  •    Proceeds from the redemption of money market fund balances held in your Ameriprise brokerage account and credited to your Savings Account within seven business days of the settlement date. Please contact your financial advisor for additional information.
         b. Through September 30, 2026, maintain a daily balance equal to or greater than your balance on April 7, 2026, plus at least $25,000 of Eligible Deposit(s).
C)     To receive the $300 extra bonus for a total of $900, you must: 
         Meet all requirements for both the $300 Savings Bonus and the $300 Checking Bonus. The $300 extra bonus will be deposited into your Checking Account.
Each bonus offer is only available to existing clients of Ameriprise Financial and its affiliates as of April 7, 2026. To remain eligible your Savings Account and/or Checking Account must be open and in good standing at the time the applicable bonus is credited to your Savings Account and/or Checking Account. Limit of one of each bonus offer outlined above per customer based on the taxpayer identified on the applicable Savings Account and/or Checking Account. If all Savings Bonus, Checking Bonus and/or extra bonus requirements are met, the appropriate bonus amount(s) will be credited to your Savings Account and/or Checking Account by March 31, 2027.
The credited bonus will be reported as interest on IRS form 1099-INT and you are responsible for any applicable taxes. Please consult your tax advisor; neither Ameriprise Bank, FSB nor its employees provide tax advice.
Other restrictions may apply. We reserve the right to modify or withdraw bonus offers at any time without notice. If we determine that you have engaged in abuse, gaming or fraud in connection with these offers you will not be eligible for any bonus offer.
The Ameriprise Bank Savings Account requires a $100 minimum opening deposit. The Ameriprise Bank Checking Account requires a $25 minimum opening deposit.
All Account terms, conditions, fees, rates and opening procedures apply. For details, please see the Ameriprise Bank, FSB Deposit Account Agreement, Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure, Ameriprise Bank Checking Account Rates and Ameriprise Bank Savings Account Rates at ameriprise.com.
2Ameriprise® Bank Checking Accounts and Ameriprise® Bank Savings Accounts are subject to approval. Other terms and conditions apply. The terms, conditions, fees and features of the accounts may change. For terms and conditions of the accounts, please see Ameriprise Bank, FSB Deposit Account Agreement.
3If you do not have secure site access or have any questions, please contact Ameriprise Bank Customer Service Center at 800.862.7919.
4Annual Percentage Yield (“APY”) is accurate as of 04/29/2026. Ameriprise® Bank Savings Account is a tiered variable-rate account. Each tier reflects the minimum and maximum daily ending balance required to obtain the applicable APY. Ameriprise Bank Savings Account balance tiers and corresponding APYs are: 3.00% APY on $0 to $4,999.99; 3.00% APY on $5,000 to $9,999.99; 3.00% APY on $10,000 to $24,999.99; 3.05% APY on $25,000 to $49,999.99; 3.05% APY on $50,000 to $99,999.99; 3.05% APY on $100,000 to $249,999.99 3.05% APY on $250,000 or more. The rates in any tier may change in our sole discretion at any time without notice, before or after the account is opened. Fees could reduce earnings. Interest is compounded daily and paid monthly. Please see Ameriprise Bank Savings Account Rates and Ameriprise Bank, FSB Deposit Account Agreement at ameriprise.com/disclosures for more information.
The minimum deposit required to open an Ameriprise Bank Savings Account is $100. 
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
Ameriprise® and Ameriprise Financial logo are registered service marks of Ameriprise Financial, Inc. 
© 2026 Ameriprise Financial, Inc. All rights reserved.