Get more from your money with checking and savings accounts
designed exclusively for Ameriprise clients.
Take advantage of a competitive savings rate and cash bonuses designed to help your money grow.
Open an Ameriprise® Bank Checking Account, an Ameriprise® Bank Savings Account or both to earn your reward. Pair them together to get more from your banking, with a secure, connected way to manage your financial life.
Ready to earn your bonus? Here's how:
1. Open a new Ameriprise Bank Checking Account1
2. Set up qualifying direct deposits1 of $1,500 or more within 90 days of account opening.
1. Open a new Ameriprise Bank Savings Account and make one or more eligible deposit2 within 30 days of account opening.
Deposit: Earn:
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$25,000 - $49,999.99 $350
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$50,000 - $99,999.99 $650
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$100,000 or more $1,000
2. Maintain your qualifying balance amount2 for 90 days.
No account fees on checking6 – Keep more of your money with no maintenance and overdraft fees.
Interest rate discounts7 – Leverage your Ameriprise Bank Checking Account and eligible Ameriprise assets to unlock interest rate discounts on home financing solutions.
FDIC insured8 – Our checking and savings accounts are FDIC insured up to applicable limits.
Open in under five minutes4,5 – Complete your simple online application for checking and savings in minutes. The minimum opening deposit for checking is $25 and savings is $100.
Discover the competitive rates available with an Ameriprise Bank Savings Account — and see how your money can work harder for you.
Discover the competitive rates available with an Ameriprise Bank Savings Account — and see how your money can work harder for you.
Questions?
Visit us online at ameriprise.com/bank or call the Ameriprise Bank Customer Service Center at:
1Checking Bonus Terms and Conditions: To receive the checking bonus, you must do all of the following:
1) Open a new Ameriprise® Bank Checking Account (“Checking Account”) from July 1, 2026, through December 29, 2026 (“Offer Period”).
2) Receive Qualifying Direct Deposits to your new Checking Account that total at least $1,500 within 90 calendar days of opening your account.
• Direct deposits must be set up using the Ameriprise Bank, FSB routing number and your Checking Account number, which can be found in your Checking Account information on the secure site on ameriprise.com or the Ameriprise Financial app.
• You may make multiple Qualifying Direct Deposits to reach the $1,500.
• Qualifying Direct Deposits are new recurring deposits from your employer, payroll, pension or government benefits provider via Automated Clearing House (ACH). Deposits that are not considered Qualified Direct Deposits include, but are not limited to, check deposits, peer-to-peer transfers such as Venmo or Zelle®, merchant transactions, wire transfers, internal transfers and ACH transfers not from an employer or government agency. We may determine what qualifies as a direct deposit based on ACH codes or other indicators.
This offer is only available to existing Ameriprise clients and employees of Ameriprise Financial, Inc. and its affiliates during the Offer Period. To remain eligible, your Checking Account must be open and in good standing when the bonus is credited to your Checking Account. Limit one checking bonus per Group ID as shown on the secure site. Clients who have previously received any Ameriprise Bank Checking Account bonus are not eligible for this offer. If you meet all requirements, we will credit the bonus to your new Checking Account within 14 business days after the total of at least $1,500 in Qualifying Direct Deposits post to your Checking Account.
The credited bonus will be reported as interest on IRS Form 1099-INT. You are responsible for any applicable taxes. Please consult your tax advisor; neither Ameriprise Bank, FSB nor its employees provide tax advice.
Other restrictions may apply. We reserve the right to modify or withdraw this offer at any time without notice. If we determine you engaged in abuse, gaming, or fraud related to this offer, you will not be eligible for a bonus.
The Ameriprise Bank Checking Account requires a $25 minimum opening deposit.
All Account terms, conditions, fees, rates and opening procedures apply. For details, please see the Ameriprise Bank, FSB Deposit Account Agreement, Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure and Ameriprise Bank Checking Account Rates at ameriprise.com.
2Savings Bonus Terms and Conditions: To receive the savings bonus, you must do all of the following:
1) Open a new Ameriprise® Bank Savings Account (“Savings Account”) from July 1, 2026, through December 29, 2026 (“Offer Period”).
2) Make one or more Eligible Deposits into your new Savings Account within 30 calendar days of opening (“Deposit Period”) that in total meet one of the Qualifying Balance Amounts in the chart below.
• At the end of the Deposit Period, the total Eligible Deposits posted to your Savings Account during the Deposit Period will determine the maximum bonus you may potentially receive, see chart below.
• The Eligible Deposits are deposits from:
- External accounts outside of Ameriprise Bank, FSB and its affiliates;
- External accounts initially deposited into your Ameriprise brokerage account and credited to your savings account within seven business days of initial crediting to your Ameriprise brokerage account;
- Proceeds from the redemption of money market fund balances held in your Ameriprise brokerage account and credited to your savings account within seven business days of the settlement date. Please contact your financial advisor for additional information.
3) Maintain the daily balance for the assigned bonus tier in your Savings Account for 90 calendar days from the end of the Deposit Period (“Maintenance Period”).
• During the Maintenance Period, if your daily balance drops below the minimum Qualified Balance Amount for your assigned bonus tier, you will no longer qualify for that bonus tier but may qualify for a lower tier as applicable, based on the lowest daily balance during the Maintenance Period, provided that your daily balance does not drop below $25,000.
• If the daily balance in your Savings Account during the Maintenance Period goes above the Qualified Balance Amount for your assigned bonus tier, you will not qualify for the higher bonus tier.
The bonus tiers are as follows:
Qualifying Balance Amount Bonus
$25,000 - $49,999.99 $350
$50,000 - $99,999.99 $650
$100,000 or more $1,000
This offer is only available to existing Ameriprise clients and employees of Ameriprise Financial, Inc. and its affiliates during the Offer Period. To remain eligible, your Savings Account must be open and in good standing when the bonus is credited to your Savings Account. Limit one savings bonus per Group ID as shown on the secure site. Clients who have previously received any Ameriprise Bank Savings Account bonus are not eligible for this offer. If you meet all requirements, we will credit the bonus to your new Savings Account within 14 business days after the Maintenance Period.
The credited bonus will be reported as interest on IRS Form 1099-INT. You are responsible for any applicable taxes. Please consult your tax advisor; neither Ameriprise Bank, FSB nor its employees provide tax advice.
Other restrictions may apply. We reserve the right to modify or withdraw this offer at any time without notice. If we determine you engaged in abuse, gaming, or fraud related to this offer, you will not be eligible for a bonus.
The Ameriprise Bank Savings Account requires a $100 minimum opening deposit.
All Account terms, conditions, fees, rates and opening procedures apply. For details, please see the Ameriprise Bank, FSB Deposit Account Agreement, Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure and Ameriprise Bank Savings Account Rates at ameriprise.com.
3Annual Percentage Yield (“APY”) is accurate as of 07/08/2026. Ameriprise® Bank Savings Account is a tiered variable-rate account. Each tier reflects the minimum and maximum daily ending balance required to obtain the applicable APY. Ameriprise Bank Savings Account balance tiers and corresponding APYs are: 2.50% APY on $0 to $4,999.99; 2.50% APY on $5,000 to $9,999.99; 2.50% APY on $10,000 to $24,999.99; 3.05% APY on $25,000 to $49,999.99; 3.05% APY on $50,000 to $99,999.99; 3.15% APY on $100,000 to $249,999.99 3.15% APY on $250,000 or more. The rates in any tier may change in our sole discretion at any time without notice, before or after the account is opened. Fees could reduce earnings. Interest is compounded daily and paid monthly. Please see Ameriprise Bank Savings Account Rates and Ameriprise Bank, FSB Deposit Account Agreement at ameriprise.com/disclosures for more information.
The minimum deposit required to open an Ameriprise Bank Savings Account is $100.
4Ameriprise® Bank Checking Accounts and Ameriprise® Bank Savings Accounts are subject to approval. Other terms and conditions apply. The terms, conditions, fees and features of the accounts may change. For terms and conditions of the accounts, please see Ameriprise Bank, FSB Deposit Account Agreement.
5If you do not have secure site access or have any questions, please contact Ameriprise Bank Customer Service Center at 800.862.7919.
6The Ameriprise Bank Checking Account has no account fees that include maintenance and overdraft fees. Other service fees may apply and can be found in the Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure on ameriprise.com.
7The interest rate discounts are based on assets held at Ameriprise. The discounts are only available to clients who apply for a new 10/6 jumbo Adjustable-Rate Mortgages (“ARMs”), 7/6 jumbo ARMs, 5/6 jumbo ARMs, jumbo 15-year fixed mortgages and home equity line of credit (“HELOC”) and set up automatic payments from an Ameriprise Bank Checking Account. Clients must apply for the eligible loan or line of credit with Rocket Mortgage through the dedicated phone number, website or Rocket's Pro Refer Application from Ameriprise Financial. See full terms and conditions for interest rate discounts.
Ameriprise Bank, FSB provides mortgage and home equity lending products and services through a third-party relationship with Rocket Mortgage, LLC NMLS#3030. Access the Rocket Mortgage NMLS consumer access page. Mortgage and home equity lending products are offered by Rocket Mortgage, LLC. Rocket Mortgage, LLC is not an affiliate of Ameriprise Bank, FSB. Ameriprise Bank, FSB does not offer or negotiate mortgage and home equity lending products and does not take mortgage and home equity lending applications. Ameriprise Bank, FSB may purchase and service some mortgage and home equity lending products originated by Rocket Mortgage, LLC. Ameriprise Bank, FSB does not guarantee products or services offered by Rocket Mortgage, LLC.
Equal Housing Lender
8For information regarding FDIC deposit insurance, please visit FDIC: Your Insured Deposits.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
Ameriprise Bank, FSB provides deposit, lending, and personal trust products and services to its customers, including clients of Ameriprise Financial Services, LLC (AFS). Ameriprise Bank, FSB and AFS are subsidiaries of Ameriprise Financial, Inc. Your Ameriprise advisor may earn compensation in connection with the Ameriprise Bank products that you choose to open. Ameriprise Bank, FSB. Member FDIC.
Ameriprise® and Ameriprise Financial logo are registered service marks of Ameriprise Financial, Inc.
© 2026 Ameriprise Financial, Inc. All rights reserved.
1) Open a new Ameriprise® Bank Checking Account (“Checking Account”) from July 1, 2026, through December 29, 2026 (“Offer Period”).
2) Receive Qualifying Direct Deposits to your new Checking Account that total at least $1,500 within 90 calendar days of opening your account.
• Direct deposits must be set up using the Ameriprise Bank, FSB routing number and your Checking Account number, which can be found in your Checking Account information on the secure site on ameriprise.com or the Ameriprise Financial app.
• You may make multiple Qualifying Direct Deposits to reach the $1,500.
• Qualifying Direct Deposits are new recurring deposits from your employer, payroll, pension or government benefits provider via Automated Clearing House (ACH). Deposits that are not considered Qualified Direct Deposits include, but are not limited to, check deposits, peer-to-peer transfers such as Venmo or Zelle®, merchant transactions, wire transfers, internal transfers and ACH transfers not from an employer or government agency. We may determine what qualifies as a direct deposit based on ACH codes or other indicators.
This offer is only available to existing Ameriprise clients and employees of Ameriprise Financial, Inc. and its affiliates during the Offer Period. To remain eligible, your Checking Account must be open and in good standing when the bonus is credited to your Checking Account. Limit one checking bonus per Group ID as shown on the secure site. Clients who have previously received any Ameriprise Bank Checking Account bonus are not eligible for this offer. If you meet all requirements, we will credit the bonus to your new Checking Account within 14 business days after the total of at least $1,500 in Qualifying Direct Deposits post to your Checking Account.
The credited bonus will be reported as interest on IRS Form 1099-INT. You are responsible for any applicable taxes. Please consult your tax advisor; neither Ameriprise Bank, FSB nor its employees provide tax advice.
Other restrictions may apply. We reserve the right to modify or withdraw this offer at any time without notice. If we determine you engaged in abuse, gaming, or fraud related to this offer, you will not be eligible for a bonus.
The Ameriprise Bank Checking Account requires a $25 minimum opening deposit.
All Account terms, conditions, fees, rates and opening procedures apply. For details, please see the Ameriprise Bank, FSB Deposit Account Agreement, Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure and Ameriprise Bank Checking Account Rates at ameriprise.com.
2Savings Bonus Terms and Conditions: To receive the savings bonus, you must do all of the following:
1) Open a new Ameriprise® Bank Savings Account (“Savings Account”) from July 1, 2026, through December 29, 2026 (“Offer Period”).
2) Make one or more Eligible Deposits into your new Savings Account within 30 calendar days of opening (“Deposit Period”) that in total meet one of the Qualifying Balance Amounts in the chart below.
• At the end of the Deposit Period, the total Eligible Deposits posted to your Savings Account during the Deposit Period will determine the maximum bonus you may potentially receive, see chart below.
• The Eligible Deposits are deposits from:
- External accounts outside of Ameriprise Bank, FSB and its affiliates;
- External accounts initially deposited into your Ameriprise brokerage account and credited to your savings account within seven business days of initial crediting to your Ameriprise brokerage account;
- Proceeds from the redemption of money market fund balances held in your Ameriprise brokerage account and credited to your savings account within seven business days of the settlement date. Please contact your financial advisor for additional information.
3) Maintain the daily balance for the assigned bonus tier in your Savings Account for 90 calendar days from the end of the Deposit Period (“Maintenance Period”).
• During the Maintenance Period, if your daily balance drops below the minimum Qualified Balance Amount for your assigned bonus tier, you will no longer qualify for that bonus tier but may qualify for a lower tier as applicable, based on the lowest daily balance during the Maintenance Period, provided that your daily balance does not drop below $25,000.
• If the daily balance in your Savings Account during the Maintenance Period goes above the Qualified Balance Amount for your assigned bonus tier, you will not qualify for the higher bonus tier.
The bonus tiers are as follows:
Qualifying Balance Amount Bonus
$25,000 - $49,999.99 $350
$50,000 - $99,999.99 $650
$100,000 or more $1,000
This offer is only available to existing Ameriprise clients and employees of Ameriprise Financial, Inc. and its affiliates during the Offer Period. To remain eligible, your Savings Account must be open and in good standing when the bonus is credited to your Savings Account. Limit one savings bonus per Group ID as shown on the secure site. Clients who have previously received any Ameriprise Bank Savings Account bonus are not eligible for this offer. If you meet all requirements, we will credit the bonus to your new Savings Account within 14 business days after the Maintenance Period.
The credited bonus will be reported as interest on IRS Form 1099-INT. You are responsible for any applicable taxes. Please consult your tax advisor; neither Ameriprise Bank, FSB nor its employees provide tax advice.
Other restrictions may apply. We reserve the right to modify or withdraw this offer at any time without notice. If we determine you engaged in abuse, gaming, or fraud related to this offer, you will not be eligible for a bonus.
The Ameriprise Bank Savings Account requires a $100 minimum opening deposit.
All Account terms, conditions, fees, rates and opening procedures apply. For details, please see the Ameriprise Bank, FSB Deposit Account Agreement, Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure and Ameriprise Bank Savings Account Rates at ameriprise.com.
3Annual Percentage Yield (“APY”) is accurate as of 07/08/2026. Ameriprise® Bank Savings Account is a tiered variable-rate account. Each tier reflects the minimum and maximum daily ending balance required to obtain the applicable APY. Ameriprise Bank Savings Account balance tiers and corresponding APYs are: 2.50% APY on $0 to $4,999.99; 2.50% APY on $5,000 to $9,999.99; 2.50% APY on $10,000 to $24,999.99; 3.05% APY on $25,000 to $49,999.99; 3.05% APY on $50,000 to $99,999.99; 3.15% APY on $100,000 to $249,999.99 3.15% APY on $250,000 or more. The rates in any tier may change in our sole discretion at any time without notice, before or after the account is opened. Fees could reduce earnings. Interest is compounded daily and paid monthly. Please see Ameriprise Bank Savings Account Rates and Ameriprise Bank, FSB Deposit Account Agreement at ameriprise.com/disclosures for more information.
The minimum deposit required to open an Ameriprise Bank Savings Account is $100.
4Ameriprise® Bank Checking Accounts and Ameriprise® Bank Savings Accounts are subject to approval. Other terms and conditions apply. The terms, conditions, fees and features of the accounts may change. For terms and conditions of the accounts, please see Ameriprise Bank, FSB Deposit Account Agreement.
5If you do not have secure site access or have any questions, please contact Ameriprise Bank Customer Service Center at 800.862.7919.
6The Ameriprise Bank Checking Account has no account fees that include maintenance and overdraft fees. Other service fees may apply and can be found in the Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure on ameriprise.com.
7The interest rate discounts are based on assets held at Ameriprise. The discounts are only available to clients who apply for a new 10/6 jumbo Adjustable-Rate Mortgages (“ARMs”), 7/6 jumbo ARMs, 5/6 jumbo ARMs, jumbo 15-year fixed mortgages and home equity line of credit (“HELOC”) and set up automatic payments from an Ameriprise Bank Checking Account. Clients must apply for the eligible loan or line of credit with Rocket Mortgage through the dedicated phone number, website or Rocket's Pro Refer Application from Ameriprise Financial. See full terms and conditions for interest rate discounts.
Ameriprise Bank, FSB provides mortgage and home equity lending products and services through a third-party relationship with Rocket Mortgage, LLC NMLS#3030. Access the Rocket Mortgage NMLS consumer access page. Mortgage and home equity lending products are offered by Rocket Mortgage, LLC. Rocket Mortgage, LLC is not an affiliate of Ameriprise Bank, FSB. Ameriprise Bank, FSB does not offer or negotiate mortgage and home equity lending products and does not take mortgage and home equity lending applications. Ameriprise Bank, FSB may purchase and service some mortgage and home equity lending products originated by Rocket Mortgage, LLC. Ameriprise Bank, FSB does not guarantee products or services offered by Rocket Mortgage, LLC.
Equal Housing Lender
8For information regarding FDIC deposit insurance, please visit FDIC: Your Insured Deposits.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
Ameriprise Bank, FSB provides deposit, lending, and personal trust products and services to its customers, including clients of Ameriprise Financial Services, LLC (AFS). Ameriprise Bank, FSB and AFS are subsidiaries of Ameriprise Financial, Inc. Your Ameriprise advisor may earn compensation in connection with the Ameriprise Bank products that you choose to open. Ameriprise Bank, FSB. Member FDIC.
Ameriprise® and Ameriprise Financial logo are registered service marks of Ameriprise Financial, Inc.
© 2026 Ameriprise Financial, Inc. All rights reserved.