Insurance & Annuities

Reaching your financial goals involves protecting your assets as well as managing them. At Ameriprise Financial, we recommend a balanced and customized approach to asset and risk management.

Ameriprise offers a full range of high-quality insurance and annuity products through third-party insurance carriers, and affinity program and our affiliates, RiverSource Life Insurance Company (RiverSource Life), RiverSource Life Insurance Co. of New York (RiverSource Life of New York) and Ameriprise Auto and Home Insurance. Together, both RiverSource Life and RiverSource Life of New York are ranked as the 21st largest life insurance company of about 780 life insurance companies, based on total assets.1 In addition, RiverSource Life and RiverSource Life of New York consistently earned positive ratings from independent rating agencies2 — a fact that can give you the added confidence of working with a strong, reliable company.

Annuities

An annuity can be a valuable tool for investing and saving for retirement. Plus, annuities generally provide tax deferral which gives you the freedom to control when you pay taxes on your earnings.3

Auto and home insurance

Available through CONNECT, Powered by American Family Insurance* as part of an affinity program, CONNECT has a team of agents dedicated to providing  clients with the kind of personal service they deserve.

Individual major medical health insurance

Major medical insurance provides you and your family with financial protection against unexpected medical expenses as well as coverage for everyday care. Plus, you might qualify for a premium tax credit through the Federal Marketplace.

Life insurance

A life insurance policy can help you plan for your family’s legacy needs and may also offer features that can help you meet other goals.

Long-term care insurance

Long term care insurance provides benefits to offset out of pocket expenses in the event of an extended care need. A secure financial future typically includes protecting your retirement income, assets and your independence in the event of an extended care need.

Disability income insurance

Protect yourself, your family and your lifestyle by insuring your income in the event of long-term illness or injury. Disability income insurance provides the resources you need when you are unable to work.

Your resource for insurance and annuity solutions

An Ameriprise financial advisor can help you identify areas where you may benefit from coverage and recommend products that fit your needs. Whatever life sends your way, you'll feel better knowing you are protecting yourself and your loved ones financially.

1Source: 2018 Life Insurers Fact Book, ACLI. This includes RiverSource Life Insurance Co. of New York.
2RiverSource Life Insurance receives a separate rating from the independent rating agencies and consistently earns top ratings from agencies that include A.M Best, Moody's and Standard & Poor's.
3An annuity held in a qualified account does not provide any additional tax deferral. 
Before you purchase any insurance policy or annuity contract, be sure to consider its features, benefits, risks and fees, and whether it is appropriate for you, based upon your financial situation and objectives. Annuities are long-term insurance products. 
Policies and features may not be available in all states, or may vary by state.
*CONNECT, powered by American Family Insurance, is the brand name of American Family Connect Property and Casualty Insurance Company and American Family Connect Insurance Company, De Pere, WI, both of which have sole financial responsibility for their own products. Insurance is underwritten by either company, depending on the state. The American Family Connect Insurance Agency, Inc., places policies with related and unrelated companies. Each insurer is solely responsible for the claims on its policies and pays the Agency for policies sold. Prices, coverages and privacy policies vary among these insurers. Both underwriting companies and the agency are subsidiaries of American Family Insurance Mutual Holding Company. Specific products may vary and may not be available in all states in accordance with state filings and applicable law. Insurance availability may vary by region or state. Discounts and savings vary by state and apply to certain coverages. Certain restrictions and limitations apply.

CONNECT is not affiliated with Ameriprise Financial, Inc.
Ameriprise Auto & Home Insurance is the marketing name of IDS Property Casualty Insurance Company and Ameriprise Insurance Company, De Pere, WI, both of which have sole financial responsibility for their own products. Insurance is underwritten by either company, depending on the state. The American Family Connect Insurance Agency, Inc., places policies with unaffiliated insurers (Ameriprise Auto & Home Insurance Agency is still used in certain states). Each insurer is solely responsible for the claims on its policies and pays the Agency for policies sold. Prices, coverages and privacy policies vary among these insurers. Both companies and the agency are subsidiaries of American Family Insurance Mutual Holding Company, which acquired both companies and the agency from Ameriprise Financial, Inc. in 2019. The terms “Ameriprise Auto & Home Insurance,” “Ameriprise Insurance,” “Ameriprise Insurance Company” and “IDS Property Casualty Insurance Company” are being used by American Family Insurance Mutual Holding Company under a license from Ameriprise Financial on a temporary basis. Ameriprise Auto & Home Insurance and the associated logo is a registered trademark of Ameriprise Financial, Inc. which is being used under license. Specific products may vary and may not be available in all states in accordance with state filings and applicable law. Insurance availability may vary by region or state. Discounts and savings vary by state and apply to certain coverages. Certain restrictions and limitations apply. IDS Property Casualty Insurance Company's California license number is 3726-7.
Ameriprise Financial Services, Inc. offers financial advisory services, investments, insurance and annuity products. RiverSource® products are offered by affiliates of Ameriprise Financial Services, Inc., Member FINRA and SIPC. CA License #0684538.