Corporate Entities and Important Disclosures

Corporate entities and service groups

The following information describes the principal entities and service groups that conduct the financial planning, asset accumulation and income, and protection business of Ameriprise Financial, Inc. (Ameriprise Financial).

Ameriprise Financial Services, Inc. offers financial advisory services, investments, insurance and annuity products. RiverSource® products are offered by affiliates of Ameriprise Financial Services, Inc., member FINRA and SIPC. CA License #0684538. Ameriprise Financial and its representatives do not provide tax or legal advice. Consult with your tax advisor or attorney regarding specific tax issues.

The complimentary initial consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations. Client experiences will vary.

Ameriprise® certificates are issued by Ameriprise Certificate Company and distributed by Ameriprise Financial Services, Inc. Member FINRA and SIPC.

Columbia Funds and Columbia Acorn Funds are distributed by Columbia Management Investment Distributors, Inc., member FINRA. Columbia Funds are managed by Columbia Management Investment Advisers, LLC and Columbia Acorn Funds are managed by Columbia Wanger Asset Management, LLC, a subsidiary of Columbia Management Investment Advisers, LLC. Columbia Marsico funds are subadvised by Marsico Capital Management. Marsico is not affiliated with Columbia Management. Columbia Management Investment Services Corp. is the transfer agent for the Funds.

Columbia variable funds are managed by Columbia Management Investment Advisers, LLC. Columbia Wanger funds are managed by Columbia Wanger Asset Management, LLC. Columbia and Columbia Wanger variable funds are distributed by Columbia Management Investment Distributors, Inc., member FINRA.

Threadneedle International Limited is an FCA– and a U.S. Securities and Exchange Commission registered investment adviser based in the UK and an affiliate of Columbia Management Investment Advisers, LLC.

Ameriprise Trust Company, a Minnesota-chartered trust company, serves as trustee and offers investment management and related services to collective funds and institutional separate accounts. Columbia Management Investment Advisers, LLC and other affiliates of Ameriprise Trust Company provide investment advice to certain of these accounts in a subadvisory capacity. These companies are part of Ameriprise Financial, Inc.

RiverSource Distributors, Inc., Member FINRA, distributes insurance and annuity products that are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.

"Privileged Assets" is a trade-name and does not provide any privileges beyond those allowed by law.

Ameriprise Auto & Home Insurance offers auto, home and umbrella insurance underwritten by IDS Property Casualty Insurance Company, and in certain states, Ameriprise Insurance Company, both in De Pere, WI. Each company is a wholly owned subsidiary of Ameriprise Financial, Inc. Ameriprise Travel Insurance offers travel and other insurance products underwritten by IDS Property Casualty Insurance Company, De Pere, WI.

The Ameriprise Financial MasterCard® credit cards are issued by Barclays Bank Delaware pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

Ameriprise®, Columbia, and RiverSource® products and services

Many of the financial products and services we offer carry the Ameriprise, Columbia, or RiverSource name. Due to our prior affiliation with the American Express Company, there may be references to the American Express name in historical information about the Ameriprise Financial companies, products or services. The Ameriprise name is associated with brokerage and financial advisory services, retirement and financial education services, certificates, and personal auto, home and umbrella insurance products from Ameriprise Financial. The annuity and insurance products (except personal auto, home and umbrella insurance) provided by Ameriprise Financial, Inc. and its subsidiaries are identified by the RiverSource name. The mutual funds and closed-end funds provided by Ameriprise Financial, Inc. and its subsidiaries are identified by the Columbia, RiverSource, Threadneedle, and Seligman brands. The Columbia, RiverSource, Seligman and Threadneedle names are also used for the institutional asset management business including collective investment funds. Seligman is an offering brand of Columbia Management Investment Advisers, LLC.

You should consider the investment objectives, risks, charges and expenses of a mutual fund, variable annuity or variable life insurance, and their underlying investment options, carefully before investing. For a free prospectus, which contains this and other important information, contact your financial advisor, or call 800.333.3437. Read the prospectus carefully before you invest or send money.

Ameriprise Financial business continuity planning

At Ameriprise Financial, we build long-term relationships with our clients and strive to serve them with a comprehensive approach to their financial needs while providing outstanding client service. Business continuity is essential to achieve that goal. We have dedicated significant resources to business continuity and incorporated it throughout our business practices and strategy. Our Business Continuity Program (BCP) covers operations performed by Ameriprise Financial Services, Inc.; American Enterprise Investment Services; Columbia Management; RiverSource Life Insurance Company; and all other subsidiaries (hereafter Ameriprise Financial).

Our goal is to maintain the ability to serve our clients and to protect our clients’ and the company’s assets without disruption. Our enterprise-wide BCP commitment includes facilities, technology, applications, data, processes, governance and corporate strategy.

View Ameriprise Financial's Business Continuity Disclosure

Other important disclosures

Investment products are not federally or FDIC insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

This website is designed for residents of the United States only, and should not be considered a solicitation to buy or an offer to sell any securities or other financial products and services in any other jurisdictions. Investment services and products of Ameriprise Financial, Inc. and affiliated entities are not available in those jurisdictions where they are not authorized or permitted by local law to promote or sell the services and products. Ameriprise financial advisors conduct business only in states where they are licensed and registered. Products and services mentioned on this site may not be available in all states. Ameriprise may enter into strategic alliances with companies that offer products or services that Ameriprise and its financial advisors do not sell. In some of those alliances, Ameriprise financial advisors may receive gifts and offers from the other companies.

The information and opinions on this site provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. It is provided for informational purposes only and is not a solicitation to buy or sell the securities or other products or services described herein. The information is not intended to be used as the sole basis for investment decisions, nor should it be construed as advice designed to meet the particular needs of an individual investor. Ameriprise Financial and its subsidiaries do not give legal or tax advice. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content. See Rules, Regulations and Disclaimers for more information on the rules and regulations that apply to visitors of this site. Ameriprise Financial cannot guarantee future financial results.

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Additional Ameriprise Research Disclosures

The following disclosure relates to Quick Quote and Client Research Tools content located within the secure site on ameriprise.com:

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