Insurance & Annuities

Reaching your financial goals involves protecting your assets as well as managing them. At Ameriprise Financial, we recommend a balanced and customized approach to asset and risk management.

Ameriprise offers a full range of high-quality insurance and annuity products through third-party insurance carriers and our affiliates, RiverSource Life Insurance Company (RiverSource Life), RiverSource Life Insurance Co. of New York (RiverSource Life of New York) and Ameriprise Auto and Home Insurance. Together, both RiverSource Life and RiverSource Life of New York are ranked as the 21st largest life insurance company of about 780 life insurance companies, based on total assets.1 In addition, RiverSource Life and RiverSource Life of New York consistently earned positive ratings from independent rating agencies2 — a fact that can give you the added confidence of working with a strong, reliable company.


An annuity can be a valuable tool for investing and saving for retirement. Plus, annuities generally provide tax deferral which gives you the freedom to control when you pay taxes on your earnings.3

Auto and home insurance

Available through an affinity program, Ameriprise Auto and Home* has a team of agents dedicated to advisors and their clients, working to provide your clients with the kind of personal service they deserve.

Individual major medical health insurance

Major medical insurance provides you and your family with financial protection against unexpected medical expenses as well as coverage for everyday care. Plus, you might qualify for a premium tax credit through the Federal Marketplace.

Life insurance

A life insurance policy can help you plan for your family’s legacy needs and may also offer features that can help you meet other goals.

Long-term care insurance

Long term care insurance provides benefits to offset out of pocket expenses in the event of an extended care need. A secure financial future typically includes protecting your retirement income, assets and your independence in the event of an extended care need.

Disability income insurance

Protect yourself, your family and your lifestyle by insuring your income in the event of long-term illness or injury. Disability income insurance provides the resources you need when you are unable to work.

Your resource for insurance and annuity solutions

An Ameriprise financial advisor can help you identify areas where you may benefit from coverage, and recommend products that fit your needs. Whatever life sends your way, you'll feel better knowing you are protecting yourself and your loved ones financially.