Ameriprise® Bank Savings Account

Strategically managing your cash is an important process in the journey to achieving your savings goals. Ameriprise Bank, FSB offers a digital savings account for individual or joint account owners. Ameriprise clients can apply for this savings account online at anytime. Once opened, make a minimum opening deposit of $100. See current Ameriprise Bank Savings Account rates

Ameriprise Bank Savings Account rates

Account Balance⁶	Interest Rate⁶	Annual Percentage Yield⁶
$0 - $4,999	3.20%	3.25%
$5,000 - $9,999	3.20%	3.25%
$10,000 - $24,999	3.20%	3.25%
$25,000 - $49,999	3.20%	3.25%
$50,000 - $99,999	3.44%	3.50%
$100,000 - $249,999	3.92%	4.00%
$250,000+	4.21%	4.30%

Printer-friendly savings account rate sheet

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Ameriprise Bank Savings Account features

Digitally enabled

Our savings account is digitally integrated to be viewed 24/7 alongside all your Ameriprise accounts on the secure site on ameriprise.com or on the Ameriprise Financial app.²

Mobile deposits

Make mobile deposits by logging into this savings account through the Ameriprise Financial app.²

Transfer options

Deposit or withdraw funds from this savings account using ACH transfers, internal Ameriprise transfers to and from other eligible Ameriprise accounts, domestic wire transfers, or by requesting an official check.³

FDIC insured

Ameriprise Bank Savings Account is FDIC insured⁴ up to applicable limits.

No monthly maintenance fees

This savings account has no monthly maintenance fees.⁵

Customer service

Ameriprise Bank Customer Service Center is available from 7 a.m. to 6 p.m. Central time (CT) Monday – Friday for questions or support.

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Disclosures:

The content of this page is informational only. Ameriprise® Bank Savings Accounts are subject to approval. Other terms and conditions apply. The terms, conditions, fees and features of the Ameriprise Bank Savings Accounts may change. For terms and conditions of Ameriprise Bank Savings Account, please see Ameriprise Bank, FSB Deposit Account Agreement.

¹If you do not have secure site access or have any questions, please contact Ameriprise Bank Customer Service Center at 800.862.7919.

²Eligibility requirements and restrictions apply. Wireless, message and data rates may apply. Please refer to Ameriprise Mobile Deposit Addendum, Ameriprise Bank, FSB Deposit Account Agreement and Mobile Deposit FAQ for information.

³The number of transfers or withdrawals from an Ameriprise Bank, FSB savings account are limited to a total of six per monthly statement cycle (or each month if you have a quarterly statement cycle) from the following: preauthorized or automatic transfers, telephone or other electronic transmissions, online banking and mobile banking transfers. If the transaction limits are exceeded, fees will be applied, privileges on the account may be revoked or account may be closed. Please see the Ameriprise Bank, FSB Deposit Account Agreement and Consumer Pricing Disclosure for more details.

⁴For information regarding FDIC deposit insurance, please visit FDIC: Your Insured Deposits.

⁵For information about Ameriprise Bank, FSB savings account fees, please see the Ameriprise Bank, FSB Deposit Account Agreement and Consumer Pricing Disclosure.

⁶Annual Percentage Yield (“APY”) is accurate as of 04/24/2024. Ameriprise Bank Savings Account is a tiered variable-rate account. Each tier reflects the minimum and maximum daily ending balance required to obtain the applicable APY and interest rate. Rates are variable. The balance tiers applicable to Ameriprise Bank Savings Account and the rates in any tier may change in our sole discretion at any time without notice, before or after the account is opened. Fees could reduce earnings. Interest is compounded daily and paid monthly. Please see Ameriprise® Bank Savings Account Rates and Ameriprise Bank, FSB Deposit Account Agreement at ameriprise.com/disclosures for more information.

Ameriprise Bank, FSB provides deposit, lending, and personal trust products and services to its customers, including clients of Ameriprise Financial Services, LLC (“AFS”). Ameriprise Bank, FSB and AFS are subsidiaries of Ameriprise Financial, Inc. AFS financial advisors may receive compensation for selling bank products.

Ameriprise Bank, FSB. Member FDIC.