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Ameriprise Bank Savings Account

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Strategically manage your cash to help you achieve your savings goals.

Ameriprise Bank offers a digital savings account to help simplify your financial life. With a convenient online application and minimum opening deposit of just $100, getting started is easy.

Activate the potential of your cash

Grow your money safely with the security of an Ameriprise Bank Savings Account.

 berry-tint Log in and apply1,2 https://www.ameriprise.com/secure/bank-savings-application Activate the potential of your cash

Grow your money safely with the security of an Ameriprise Bank Savings Account.

 berry-tint Log in and apply1,2 https://www.ameriprise.com/secure/bank-savings-application
Log in and Apply1,2

Ameriprise Bank Savings Account rates

Rates as of 12/31/2025

Account Balance3

Interest Rate3

Annual Percentage Yield3

$0 - $4,999

 3.05% 3.10%

$5,000 - $9,999

 3.05% 3.10%

$10,000 - $24,999

 3.05% 3.10%

$25,000 - $49,999

 3.05% 3.10%

$50,000 - $99,999

 3.05% 3.10%

$100,000 - $249,999

 3.05% 3.10%

$250,000+

 3.05% 3.10%

 

Printer-friendly savings account rate sheet

Benefits of an Ameriprise Bank Savings Account

 true FDIC insured security

An Ameriprise Bank Savings Account is FDIC insured4 up to applicable limits.

 Digitally enabled mobile-device

View your account 24/7 alongside all your Ameriprise accounts on the secure site on ameriprise.com or the Ameriprise Financial app.2,5

 Mobile deposits transferring-funds

Make mobile deposits using the Ameriprise app for convenient check deposits.5​

 Convenient access target

With always-on access through the secure site or Ameriprise app, you can bank when it’s convenient for you.2,5

 No monthly maintenance fee coins

Enjoy the benefit of no monthly maintenance fees.6,7

 Customer service conversation

The Ameriprise Bank Customer Service Center is available from 7 a.m. to 7 p.m. Central time (CT) Monday – Friday for questions or support at 800.862.7919. 
Related Information Ameriprise Bank Savings Account FAQs https://www.ameriprise.com/customer-service/ameriprise-bank-savings-account-faqs Ameriprise Bank Checking Account https://www.ameriprise.com/products/cash-cards-lending/bank-checking Personal cash flow management strategies https://www.ameriprise.com/financial-goals-priorities/personal-finance/personal-cash-flow-management-strategies Activate the potential of your cash

Grow your money safely with the security of an Ameriprise Bank Savings Account.

 berry-tint Log in and apply1,2 https://www.ameriprise.com/secure/bank-savings-application Activate the potential of your cash

Grow your money safely with the security of an Ameriprise Bank Savings Account.

 berry-tint Log in and apply1,2 https://www.ameriprise.com/secure/bank-savings-application
Disclosures: 
The content of this page is informational only. 
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1Ameriprise® Bank Savings Accounts are subject to approval. Other terms and conditions apply. The terms, conditions, fees and features of the Ameriprise® Bank Savings Accounts may change. For terms and conditions of Ameriprise® Bank Savings Account, please see Ameriprise Bank, FSB Deposit Account Agreement.
2If you do not have secure site access or have any questions, please contact Ameriprise Bank Customer Service Center at 800.862.7919. If you are not a current client of Ameriprise, click here to apply
3Annual Percentage Yield ("APY") and interest rate are accurate as of 12/31/2025 . Ameriprise® Bank Savings Account is a tiered variable-rate account. Each tier reflects the minimum and maximum daily ending balance required to obtain the applicable APY and interest rate. The rates in any tier may change in our sole discretion at any time without notice, before or after the account is opened. Fees could reduce earnings. Interest is compounded daily and paid monthly. Please see Ameriprise® Bank Savings Account Rates and Ameriprise Bank, FSB Deposit Account Agreement at ameriprise.com/disclosures for more information. The minimum deposit required to open an Ameriprise Bank Savings Account is $100.
4For information regarding FDIC deposit insurance, please visit FDIC: Your Insured Deposits.
5Eligibility requirements and restrictions apply. Wireless, message and data rates may apply. Please refer to Ameriprise Mobile Deposit Addendum, Ameriprise Bank, FSB Deposit Account Agreement and Mobile Deposit FAQ for information. 
6For information about Ameriprise Bank, FSB savings account fees, please see the Ameriprise Bank, FSB Deposit Account Agreement and Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure. 
7The number of transfers or withdrawals from an Ameriprise Bank, FSB savings account are limited to a total of six per monthly statement cycle (or each month if you have a quarterly statement cycle) from the following: preauthorized or automatic transfers, telephone or other electronic transmissions, online banking and mobile banking transfers. If the transaction limits are exceeded, fees will be applied, privileges on the account may be revoked or account may be closed. Please see the Ameriprise Bank, FSB Deposit Account Agreement and Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure for more details.
Ameriprise Bank, FSB. Member FDIC. 
Ameriprise® and Ameriprise Financial logo are registered service marks of Ameriprise Financial, Inc. 
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