Investments

Investing in the financial markets can help you reach your future dreams of retirement, education or world travel. Whether you already know a lot about the market or you want someone to help you make sense of investing, an Ameriprise financial advisor can help.

IRAs and retirement plans

Roth and Traditional IRAs offer tax advantages for retirement savings. Find out if it makes sense to consolidate by rolling over the assets in a 401(k) or 403(b) account to an IRA.* Retirement Plan Solutions for businesses can offer tax-deductible contributions and tax-deferred growth opportunities. Through strategic alliances with industry-leading retirement plan providers, Ameriprise advisors are able to provide an array of 401(k) products to meet a wide range of needs.

*Before requesting a rollover or transfer, talk to your financial and tax advisor to be sure that you are considering all the relevant issues.

Mutual funds

Consider diversifying your investments with professionally managed mutual funds. Choose from more than 2,200 available mutual funds for efficient and cost-effective money management.

Stocks and exchange traded products (ETPs)

Stocks and ETPs can play a role in a long-term, diversified investment strategy. An Ameriprise financial advisor can help you build a portfolio that can work for your immediate needs and your future dreams.

Bonds and individual fixed income securities

Bonds are a debt security that can provide a predictable income stream. By working with an Ameriprise financial advisor, you have access to a wide variety of bonds to help diversify your investment portfolio.

College savings plans

Ameriprise offers a range of 529 plans, which are used to save for education expenses. 529 plan accounts provide tax deferred growth opportunities and can be used to pay for both K-12 tuition and post-secondary education expenses. Talk to your Ameriprise financial advisor about 529 plans today.

Real estate and alternative investments

Ameriprise Financial offers a wide variety of alternative investments that may help you diversify your portfolio.

Advisory solutions

Choose the investment advisory service to suit your individual style — whether you want to be hands-on or delegate investment decisions to your advisor.

Structured products

Structured products are investments designed to provide market exposure while potentially offering varying levels of downside protection and/or enhanced market participation during a set time frame.

Unit investment trusts (UITs)

UITs are professionally-selected securities in a passively managed portfolio that offer access to a variety of investing styles, sectors and asset classes.

Options

Options are complex and sophisticated investments that give the holder the right or the obligation to buy or sell securities at a predetermined price within a set period of time.

Syndicate offerings

A syndicate offering is a means of bringing a new security to the market. Ameriprise Financial participates in two types of offerings: closed-end funds and preferred securities.

Personalized financial advice starts with your financial goals.

A confident financial future begins with what's most important to you.

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This information is being provided only as a general source of information and is not intended to be used as the sole basis for investment decisions, and is not a solicitation to buy the securities mentioned. Investment decisions should always be made based on an investor's specific financial needs, objectives, goals, time horizon and risk tolerance.
Further information about the risks of these products are disclosed in the client application or risk disclosure document, as well as the prospectus or other product documents. Investors should read these documents carefully before investing.
Please review the Ameriprise Managed Accounts Client Disclosure Brochure or, if you have elected to pay a consolidated advisory fee, the Ameriprise Managed Accounts and Financial Planning Service Disclosure Brochure, for a full description of services offered, including the Ameriprise Managed Accounts and Financial Planning Service Disclosure Brochure, for a full description of services offered, including fees and expenses.
Ameriprise Certificates are issued by Ameriprise Certificate Company and distributed by Ameriprise Financial Services, Inc. Member FINRA and SIPC.
You should consider the investment objectives, risks, charges and expenses of certificates carefully before investing. Download a free prospectus, which contains this and other important information about our certificates. Read the prospectus carefully before investing.
Certificates are backed by reserves of cash and qualified assets on deposit of Ameriprise Certificate Company and are not federally or FDIC insured, and include investment risk, including possible loss of principal. The assets backing the certificates have varying ratings and generally increase in market value as interest rates fall and decrease in market value as interest rates rise. These assets have risks, including credit risk, interest rate risk, prepayment and extension risk.
Investment products are not federally or FDIC-insured, are not deposits or obligations of or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser.
Ameriprise Financial Services, Inc. Member FINRA and SIPC.