Insurance & Annuities

Reaching your financial goals involves protecting your assets as well as managing them. At Ameriprise Financial, we recommend a balanced and customized approach to asset and risk management.

Ameriprise offers a full range of high-quality insurance products through our affiliates, RiverSource Life Insurance Company, RiverSource Life Insurance Co. of New York and Ameriprise Auto and Home. Collectively, RiverSource Life Insurance Company and its subsidiaries were ranked the nation's 18th largest life insurance company based on total assets as of Dec. 31, 2010.1 In addition, RiverSource Life Insurance Company consistently earns top ratings from independent rating agencies2 — a fact that can give you the added confidence of working with a strong, reliable company.

Annuities

An annuity can be a valuable tool for investing and saving for retirement. Plus, the policy's tax deferral gives you the freedom to control when you pay taxes on your earnings.

Auto and home insurance

As one of the fastest-growing insurance companies in the country, we're always working to provide you with the kind of personal service you deserve.

Life insurance

A life insurance policy can help you plan for your family’s financial needs and may also offer features that can help you meet other goals, including education, retirement, tax savings and estate planning.

Long-term care insurance

A secure financial future includes protecting your assets and your independence in the event of a long-term care need.

Disability income insurance

Protect yourself, your family and your lifestyle by insuring your income in the event of long-term illness or injury. Disability income insurance provides the resources you need when you are unable to work.

Your resource for insurance solutions

An Ameriprise financial advisor can help you identify areas where you may benefit from coverage, and recommend products that fit your needs. Whatever life sends your way, you'll feel better knowing you are protecting yourself and your loved ones financially.

1 Source: ACLI 2011 Life Insurers Fact Book. ACLI 2011 as of 12/31/10. This includes RiverSource Life Insurance Co. of New York.

2 Each person represented is a policyholder or beneficiary of an insurance policy issued by RiverSource Life Insurance Company or RiverSource Life Insurance Co. of New York, and is discussing his/her experience in that regard.

2 RiverSource Life Insurance Co. of New York receives a separate rating from the independent rating agencies and consistently earns top ratings from agencies that include A.M Best, Fitch, Moody's and Standard & Poor's.

RiverSource Distributors, Inc. (Distributor), Member FINRA. Insurance and annuity products are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. These companies are affiliated with Ameriprise Financial Services, Inc. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.

Auto and home insurance is underwritten by IDS Property Casualty Insurance Company, or in certain states, Ameriprise Insurance Company, both in De Pere, WI. Each company is a wholly owned subsidiary of Ameriprise Financial, Inc.

Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.