Insurance & Annuities

Reaching your financial goals involves protecting your assets as well as managing them. At Ameriprise Financial, we recommend a balanced and customized approach to asset and risk management.

Ameriprise offers a full range of high-quality insurance products through our affiliates, RiverSource Life Insurance Company, RiverSource Life Insurance Co. of New York and Ameriprise Auto and Home. Together, RiverSource and RiverSource Life of New York are ranked as the 19th largest life insurance company of about 900 life insurance companies, based on total assets.1 In addition, RiverSource Life Insurance Company consistently earns ratings from independent rating agencies2 — a fact that can give you the added confidence of working with a strong, reliable company.


An annuity can be a valuable tool for investing and saving for retirement. Plus, the policy's tax deferral gives you the freedom to control when you pay taxes on your earnings.

Auto and home insurance

As one of the fastest-growing insurance companies in the country,3 we're always working to provide you with the kind of personal service you deserve.

Life insurance

A life insurance policy can help you plan for your family’s financial needs and may also offer features that can help you meet other goals, including education, retirement, tax savings and estate planning.

Long-term care insurance

A secure financial future includes protecting your assets and your independence in the event of a long-term care need.

Disability income insurance

Protect yourself, your family and your lifestyle by insuring your income in the event of long-term illness or injury. Disability income insurance provides the resources you need when you are unable to work.

Your resource for insurance solutions

An Ameriprise financial advisor can help you identify areas where you may benefit from coverage, and recommend products that fit your needs. Whatever life sends your way, you'll feel better knowing you are protecting yourself and your loved ones financially.

1 Source: 2013 Life Insurers Fact Book, ACLI, as of 12/31/2012.

2 RiverSource Life Insurance Co. of New York receives a separate rating from the independent rating agencies and consistently earns top ratings from agencies that include A.M Best, Fitch, Moody's and Standard & Poor's.

3 Based on Ameriprise Auto & Home rankings in the 2013 Auto Insurance Report and the 2013 Property Insurance Report newsletter, published by Risk Information, Inc.

RiverSource Distributors, Inc. (Distributor), Member FINRA. Insurance and annuity products are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. These companies are affiliated with Ameriprise Financial Services, Inc. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.

Auto and home insurance is underwritten by IDS Property Casualty Insurance Company, or in certain states, Ameriprise Insurance Company, both in De Pere, WI. Each company is a wholly owned subsidiary of Ameriprise Financial, Inc.

Long-term care insurance is issued by Genworth Financial or John Hancock Financial Network, which are not affiliated with Ameriprise Financial, Inc.

Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC.