Insurance & Annuities

Reaching your financial goals involves protecting your assets as well as managing them. At Ameriprise Financial, we recommend a balanced and customized approach to asset and risk management.

Ameriprise offers a full range of high-quality insurance and annuity products through third-party insurance carriers and our affiliates, RiverSource Life Insurance Company (RiverSource Life), RiverSource Life Insurance Co. of New York (RiverSource Life of New York) and Ameriprise Auto and Home. Both, RiverSource Life and RiverSource Life of New York are ranked as the 18th largest life insurance company of about 850 life insurance companies, based on total assets.1 In addition, RiverSource Life consistently earns positive ratings from independent rating agencies2 — a fact that can give you the added confidence of working with a strong, reliable company.

Annuities

An annuity can be a valuable tool for investing and saving for retirement. Plus, the contract's tax deferral gives you the freedom to control when you pay taxes on your earnings.

Auto and home insurance

As one of the fastest-growing insurance companies in the country,3 we're always working to provide you with the kind of personal service you deserve.

Individual major medical health insurance

Major medical insurance provides you and your family with financial protection against unexpected medical expenses as well as coverage for everyday care. Plus, you might qualify for a premium tax credit through the Federal Marketplace.

Life insurance

A life insurance policy can help you plan for your family’s financial needs and may also offer features that can help you meet other goals, including education, retirement, tax savings and estate planning.

Long-term care insurance

A secure financial future includes protecting your retirement income, assets and your independence in the event of an extended care need.

Disability income insurance

Protect yourself, your family and your lifestyle by insuring your income in the event of long-term illness or injury. Disability income insurance provides the resources you need when you are unable to work.

Your resource for insurance solutions

An Ameriprise financial advisor can help you identify areas where you may benefit from coverage, and recommend products that fit your needs. Whatever life sends your way, you'll feel better knowing you are protecting yourself and your loved ones financially.

1 Source: 2013 Life Insurers Fact Book, ACLI, as of 12/31/2014.

2 RiverSource Life Insurance Co. of New York receives a separate rating from the independent rating agencies and consistently earns top ratings from agencies that include A.M Best, Moody's and Standard & Poor's.

3 Based on Ameriprise Auto & Home rankings in the 2014 Auto Insurance Report and the 2014 Property Insurance Report newsletter, published by Risk Information, Inc.

Issue by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc.

Auto and home insurance is underwritten by IDS Property Casualty Insurance Company, or in certain states, Ameriprise Insurance Company, both in De Pere, WI. Each company is a wholly owned subsidiary of Ameriprise Financial, Inc.

Long-term care insurance is issued by Genworth Financial Inc., or John Hancock Life Insurance Company USA, Mutual of Omaha Insurance Company, and Transamerica Life Insurance Company and in NY Transamerica Financial Life Insurance Company, which are not affiliated with Ameriprise Financial, Inc.

Before you purchase any insurance policy, be sure to consider its features, benefits, risks and fees, and whether it is appropriate for you, based upon your financial situation and objectives

RiverSource Distributors, Inc. (Distributor) , Member FINRA. Issue by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in Albany, New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc.