Certificate rates

Ameriprise® Certificates

Ameriprise® Certificates offer guaranteed principal, various terms and competitive rates. They can be an ideal way to build your cash reserves.

Printer-friendly certificates rate sheet

Ameriprise® Flexible Savings Certificate

Rates as of Apr. 18, 2018

Investment Amount Effective Annual Yield
Under $100,000
  New Purchases Renewals
3 months 1.50% 1.50%
6 months 1.70% 1.70%
7 months1 1.70% N/A
9 months 1.80% 1.80%
12 months 1.90% 1.90%
18 months 2.00% 2.00%
24 months 2.11% 2.11%
30 months 2.20% 2.20%
36 months 2.40% 2.40%
$100,000 and above2
  New Purchases Renewals
3 months 1.55% 1.55%
6 months 1.75% 1.75%
7 months1 1.75% N/A
9 months 1.85% 1.85%
12 months 1.95% 1.95%
18 months 2.05% 2.05%
24 months 2.15% 2.15%
30 months 2.25% 2.25%
36 months 2.45% 2.45%
$1,000,000 to $5,000,0002
  New Purchases Renewals
13 months 2.15% N/A

Ameriprise® Cash Reserve Certificate

Rates as of Apr. 18, 2018

Balance Amount Effective Annual Yield
Under $10,000 0.45%
Between $10,000 and $24,999 0.50%
$25,000 and above 0.50%

Ameriprise® Step-Up Rate Certificate

Rates as of Apr. 18, 2018

Term New Purchases/Current Step-Up Effective Annual Yield3
2 Year 1.65%
3 Year 1.80%
4 Year 1.75%

Ameriprise® Stock Market Certificate

 

Full Participation
Effective for Terms Starting:
Apr. 25, 2018

Partial Participation
Effective for Terms Starting:
Apr. 25, 2018
Full Participation
Effective for Terms Starting:
May 2, 2018
Partial Participation
Effective for Terms Starting:
May 2, 2018
Maximum Return - 52 week term 2.00% 2.00% 2.75% 2.75%
Minimum Return - 52 week term 0.00% 0.35% 0.00% 0.45%
Maximum Return - 104 week term 5.25% 5.25% 6.50% 6.50%
Minimum Return - 104 week term 0.00% 1.10% 0.00% 1.40%
Maximum Return - 156 week term 10.00% 10.00% 12.00% 12.00%
Minimum Return - 156 week term 0.00% 2.35% 0.00% 3.00%

 

  Full Participation Partial Participation Effective Date
Market Participation - all terms 100% 25%  
Interim Interest Rate4 0.20%   25-Apr-18
0.20%   2-May-18
S&P 500 Closing Index Value

2656.87

 

10-Apr-18

 

Ameriprise® Installment Certificate

Rates as of Apr. 18, 2018

Effective Annual Yield
3 months 1.00%