Certificate rates

Ameriprise® Certificates

Ameriprise® Certificates offer guaranteed principal, various terms and competitive rates. They can be an ideal way to build your cash reserves.

Printer-friendly certificates rate sheet

*Effective annual yield

Ameriprise® Flexible Savings Certificate

Rates as of May 22, 2019

Investment Amount New Purchases Renewals
Under $100,000
  Interest Rate Effective Annual Yield Interest Rate Effective Annual Yield
3 months 1.79% 1.80% 1.79% 1.80%
6 months 1.89% 1.90% 1.89% 1.90%
7 months1 1.89% 1.90% N/A N/A
9 months 1.89% 1.90% 1.89% 1.90%
12 months 1.89% 1.90% 1.89% 1.90%
18 months 1.94% 1.95% 1.94% 1.95%
24 months 1.94% 1.95% 1.94% 1.95%
30 months 1.99% 2.00% 1.99%

2.00%

36 months 2.13% 2.15% 2.13% 2.15%
$100,000 and above2
  Interest Rate Effective Annual Yield Interest Rate Effective Annual Yield
3 months 1.84% 1.85% 1.84% 1.85%
6 months 1.94% 1.95% 1.94% 1.95%
7 months1 1.94% 1.95% N/A N/A
9 months 1.94% 1.95% 1.94% 1.95%
12 months 1.94% 1.95% 1.94% 1.95%
18 months 1.99% 2.00% 1.99% 2.00%
24 months 1.99% 2.00% 1.99% 2.00%
30 months 2.04% 2.05% 2.04% 2.05%
36 months 2.18% 2.20% 2.18% 2.20%
$1,000,000 to $5,000,0002
  Interest Rate Effective Annual Yield Interest Rate Effective Annual Yield
13 months 2.13% 2.15% N/A N/A

Ameriprise® Cash Reserve Certificate

Rates as of May 22, 2019

Balance Amount Interest Rate Effective Annual Yield
Under $10,000 1.15% 1.15%
Between $10,000 and $24,999 1.20% 1.20%
$25,000 and above 1.20% 1.20%

Ameriprise® Step-Up Rate Certificate

Rates as of May 22, 2019

Term New Purchases/Renewals
  Interest Rate/Set-Up Rate3 Effective Annual Yield
2 Year 1.64% 1.65%
3 Year 1.74% 1.75%
4 Year 1.64% 1.65%

Ameriprise® Stock Market Certificate

 

Full Participation
Effective for Terms Starting:
May 29, 2019

Partial Participation
Effective for Terms Starting:
May 29, 2019
Full Participation
Effective for Terms Starting:
June 5, 2019
Partial Participation
Effective for Terms Starting:
June 5, 2019
Maximum Return - 52 week term 3.00% 3.00% 3.00% 3.00%
Minimum Return - 52 week term 0.00% 0.65% 0.00% 0.65%
Maximum Return - 104 week term 6.75% 6.75% 6.75% 6.75%
Minimum Return - 104 week term 0.00% 1.60% 0.00% 1.60%
Maximum Return - 156 week term 12.25% 12.25% 12.25% 12.25%
Minimum Return - 156 week term 0.00% 3.15% 0.00% 3.15%

 

  Full Participation Partial Participation Effective Date
Market Participation - all terms 100% 25%  
Interim Interest Rate4 0.35%   29-May-19
0.35%   5-June-19
S&P 500 Closing Index Value 2834.41  

14-May-19

 

Ameriprise® Installment Certificate

Rates as of May 22, 2019

Effective Annual Yield
3 months 1.51%