Certificate rates

Ameriprise® Certificates

Ameriprise® Certificates offer guaranteed principal, various terms and competitive rates. They can be an ideal way to build your cash reserves.

Printer-friendly certificates rate sheet

Ameriprise® Flexible Savings Certificate

Rates as of: July 19, 2017

Investment Amount Effective Annual Yield
Under $100,000
  New Sales Renewals
3 months 0.90% 0.90%
6 months 1.00% 1.00%
7 months1 1.00% N/A
9 months 1.05% 1.05%
12 months 1.10% 1.10%
18 months 1.15% 1.15%
24 months 1.20% 1.20%
30 months 1.30% 1.30%
36 months 1.45% 1.45%
$100,000 and above2
  New Sales Renewals
3 months 0.95% 0.95%
6 months 1.05% 1.05%
7 months1 1.05% N/A
9 months 1.10% 1.10%
12 months 1.15% 1.15%
18 months 1.20% 1.20%
24 months 1.25% 1.25%
30 months 1.35% 1.35%
36 months 1.50% 1.50%
$1,000,000 to $5,000,0002
  New Sales Renewals
13 months 1.35% N/A

Ameriprise® Cash Reserve Certificate

Rates as of: July 19, 2017

Balance Amount Effective Annual Yield
Under $10,000 0.35%
Between $10,000 and $24,999 0.40%
$25,000 and above 0.40%

Ameriprise® Step-Up Rate Certificate

Rates as of: July 19, 2017

Term New Sales/Current Step-Up Effective Annual Yield3
2 Year 1.10%
3 Year 1.25%
4 Year 1.20%

Ameriprise® Stock Market Certificate

 

Full Participation
Effective:
July 26, 2017

Partial Participation
Effective:
July 26, 2017
Full Participation
Effective:
August 2, 2017
Partial Participation
Effective:
August 2, 2017
Maximum Return - 52 week term 1.55% 1.55% 1.55% 1.55%
Minimum Return - 52 week term 0.00% 0.25% 0.00% 0.25%
Maximum Return - 104 week term 4.00% 4.00% 4.00% 4.00%
Minimum Return - 104 week term 0.00% 0.60% 0.00% 0.60%
Maximum Return - 156 week term 8.15% 8.15% 8.15% 8.15%
Minimum Return - 156 week term 0.00% 1.50% 0.00% 1.50%

 

  Full Participation Partial Participation Effective Date
Market Participation - all terms 100% 25%  
Interim Interest Rate4 0.10%   26-Jul-17
0.10%   02-Aug-17
S&P 500 Closing Index Value

2425.53

 

11-Jul-17

 

Ameriprise® Installment Certificate

Rates as of: July 19, 2017

Effective Annual Yield
3 months 0.65%