Certificate rates

Ameriprise® Certificates

Ameriprise® Certificates offer guaranteed principal, various terms and competitive rates. They can be an ideal way to build your cash reserves.

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Ameriprise® Flexible Savings Certificate

Rates as of Aug. 15, 2018

Investment Amount Effective Annual Yield
Under $100,000
  New Purchases Renewals
3 months 1.60% 1.60%
6 months 1.80% 1.80%
7 months1 1.80% N/A
9 months 1.90% 1.90%
12 months 2.00% 2.00%
18 months 2.11% 2.11%
24 months 2.20% 2.20%
30 months 2.30% 2.30%
36 months 2.50% 2.50%
$100,000 and above2
  New Purchases Renewals
3 months 1.65% 1.65%
6 months 1.85% 1.85%
7 months1 1.85% N/A
9 months 1.95% 1.95%
12 months 2.05% 2.05%
18 months 2.15% 2.15%
24 months 2.25% 2.25%
30 months 2.35% 2.35%
36 months 2.55% 2.55%
$1,000,000 to $5,000,0002
  New Purchases Renewals
13 months 2.25% N/A

Ameriprise® Cash Reserve Certificate

Rates as of Aug. 15, 2018

Balance Amount Effective Annual Yield
Under $10,000 0.70%
Between $10,000 and $24,999 0.75%
$25,000 and above 0.75%

Ameriprise® Step-Up Rate Certificate

Rates as of Aug. 15, 2018

Term New Purchases/Current Step-Up Effective Annual Yield3
2 Year 1.80%
3 Year 2.00%
4 Year 1.90%

Ameriprise® Stock Market Certificate

 

Full Participation
Effective for Terms Starting:
Aug. 22, 2018

Partial Participation
Effective for Terms Starting:
Aug. 22, 2018
Full Participation
Effective for Terms Starting:
Aug. 29, 2018
Partial Participation
Effective for Terms Starting:
Aug. 29, 2018
Maximum Return - 52 week term 3.00% 3.00% 3.00% 3.00%
Minimum Return - 52 week term 0.00% 0.65% 0.00% 0.65%
Maximum Return - 104 week term 7.25% 7.25% 7.25% 7.25%
Minimum Return - 104 week term 0.00% 1.85% 0.00% 1.85%
Maximum Return - 156 week term 13.50% 13.50% 13.50% 13.50%
Minimum Return - 156 week term 0.00% 3.70% 0.00% 3.70%

 

  Full Participation Partial Participation Effective Date
Market Participation - all terms 100% 25%  
Interim Interest Rate4 0.25%   22-Aug-18
0.25%   29-Aug-18
S&P 500 Closing Index Value 2858.45  

7-Aug-18

 

Ameriprise® Installment Certificate

Rates as of Aug. 15, 2018

Effective Annual Yield
3 months 1.15%