Certificate rates

Ameriprise® Certificates

Ameriprise® Certificates offer guaranteed principal, various terms and competitive rates. They can be an ideal way to build your cash reserves.

Printer-friendly certificates rate sheet

*Effective annual yield

Ameriprise® Flexible Savings Certificate

Rates as of Mar. 20, 2019

Investment Amount New Purchases Renewals
Under $100,000
  Interest Rate Effective Annual Yield Interest Rate Effective Annual Yield
3 months 1.79% 1.80% 1.79% 1.80%
6 months 1.94% 1.95% 1.94% 1.95%
7 months1 1.94% 1.95% N/A N/A
9 months 1.94% 1.95% 1.94% 1.95%
12 months 1.99% 2.00% 1.99% 2.00%
18 months 2.04% 2.05% 2.04% 2.05%
24 months 2.04% 2.05% 2.04% 2.05%
30 months 2.13% 2.15% 2.13%

2.15%

36 months 2.28% 2.30% 2.28% 2.30%
$100,000 and above2
  Interest Rate Effective Annual Yield Interest Rate Effective Annual Yield
3 months 1.84% 1.85% 1.84% 1.85%
6 months 1.99% 2.00% 1.99% 2.00%
7 months1 1.99% 2.00% N/A N/A
9 months 1.99% 2.00% 1.99% 2.00%
12 months 2.04% 2.05% 2.04% 2.05%
18 months 2.09% 2.11% 2.09% 2.11%
24 months 2.09% 2.11% 2.09% 2.11%
30 months 2.18% 2.20% 2.18% 2.20%
36 months 2.33% 2.35% 2.33% 2.35%
$1,000,000 to $5,000,0002
  Interest Rate Effective Annual Yield Interest Rate Effective Annual Yield
13 months 2.23% 2.25% N/A N/A

Ameriprise® Cash Reserve Certificate

Rates as of Mar. 20, 2019

Balance Amount Interest Rate Effective Annual Yield
Under $10,000 1.15% 1.15%
Between $10,000 and $24,999 1.20% 1.20%
$25,000 and above 1.20% 1.20%

Ameriprise® Step-Up Rate Certificate

Rates as of Mar. 20, 2019

Term New Purchases/Renewals
  Interest Rate/Set-Up Rate3 Effective Annual Yield
2 Year 1.74% 1.75%
3 Year 1.84% 1.85%
4 Year 1.74% 1.75%

Ameriprise® Stock Market Certificate

 

Full Participation
Effective for Terms Starting:
Mar. 27, 2019

Partial Participation
Effective for Terms Starting:
Mar. 27, 2019
Full Participation
Effective for Terms Starting:
Apr. 3, 2019
Partial Participation
Effective for Terms Starting:
Apr. 3, 2019
Maximum Return - 52 week term 3.25% 3.25% 3.25% 3.25%
Minimum Return - 52 week term 0.00% 0.65% 0.00% 0.65%
Maximum Return - 104 week term 7.25% 7.25% 7.25% 7.25%
Minimum Return - 104 week term 0.00% 1.70% 0.00% 1.70%
Maximum Return - 156 week term 13.25% 13.25% 13.25% 13.25%
Minimum Return - 156 week term 0.00% 3.45% 0.00% 3.45%

 

  Full Participation Partial Participation Effective Date
Market Participation - all terms 100% 25%  
Interim Interest Rate4 0.35%   27-Mar-19
0.35%   3-Apr-19
S&P 500 Closing Index Value 2791.52  

12-Mar-19

 

Ameriprise® Installment Certificate

Rates as of Mar. 20, 2019

Effective Annual Yield
3 months 1.51%