Certificate rates

Ameriprise® Certificates

Ameriprise® Certificates offer guaranteed principal, flexible terms and competitive rates. They can be an ideal way to build your cash reserves.

Printer-friendly certificates rate sheet

Ameriprise® Flexible Savings Certificate

Rates as of: April 26, 2017

Investment Amount Effective Annual Yield
Under $100,000
  New Sales Renewals
3 months 0.75% 0.75%
6 months 0.90% 0.90%
7 months1 0.90% N/A
9 months 0.95% 0.95%
12 months 1.00% 1.00%
18 months 1.05% 1.05%
24 months 1.10% 1.10%
30 months 1.25% 1.25%
36 months 1.40% 1.40%
$100,000 and above2
  New Sales Renewals
3 months 0.80% 0.80%
6 months 0.95% 0.95%
7 months1 0.95% N/A
9 months 1.00% 1.00%
12 months 1.05% 1.05%
18 months 1.10% 1.10%
24 months 1.15% 1.15%
30 months 1.30% 1.30%
36 months 1.45% 1.45%
$1,000,000 to $5,000,0002
  New Sales Renewals
13 months 1.25% N/A

Ameriprise® Cash Reserve Certificate

Rates as of: April 26, 2017

Balance Amount Effective Annual Yield
Under $10,000 0.30%
Between $10,000 and $24,999 0.35%
$25,000 and above 0.35%

Ameriprise® Step-Up Rate Certificate

Rates as of: April 26, 2017

Term New Sales/Current Step-Up Effective Annual Yield3
2 Year 1.00%
3 Year 1.20%
4 Year 1.15%

Ameriprise® Stock Market Certificate

  Full Participation Partial Participation Effective Date
Market Participation - all terms 100% 25%  
Interim Interest Rate4 0.10%   03-May-17
0.10%   10-May-17
S&P 500 Closing Index Value

2342.19

  18-Apr-17
Maximum Return - 52 week term 1.55% 1.55% 10-May-17
Minimum Return - 52 week term 0.00% 0.25% 10-May-17
Maximum Return - 104 week term 4.00% 4.00% 10-May-17
Minimum Return - 104 week term 0.00% 0.60% 10-May-17
Maximum Return - 156 week term 8.15% 8.15% 10-May-17
Minimum Return - 156 week term 0.00% 1.50% 10-May-17

Ameriprise® Installment Certificate

Rates as of: April 26, 2017

Effective Annual Yield
3 months 0.55%