Certificate rates

Ameriprise® Certificates

Ameriprise® Certificates offer guaranteed principal, various terms and competitive rates. They can be an ideal way to build your cash reserves.

Printer-friendly certificates rate sheet

Ameriprise® Flexible Savings Certificate

Rates as of Feb. 14, 2018

Investment Amount Effective Annual Yield
Under $100,000
  New Purchases Renewals
3 months 1.25% 1.25%
6 months 1.45% 1.45%
7 months1 1.45% N/A
9 months 1.55% 1.55%
12 months 1.65% 1.65%
18 months 1.75% 1.75%
24 months 1.90% 1.90%
30 months 2.05% 2.05%
36 months 2.25% 2.25%
$100,000 and above2
  New Purchases Renewals
3 months 1.30% 1.30%
6 months 1.50% 1.50%
7 months1 1.50% N/A
9 months 1.60% 1.60%
12 months 1.70% 1.70%
18 months 1.80% 1.80%
24 months 1.95% 1.95%
30 months 2.11% 2.11%
36 months 2.30% 2.30%
$1,000,000 to $5,000,0002
  New Purchases Renewals
13 months 1.90% N/A

Ameriprise® Cash Reserve Certificate

Rates as of Feb. 14, 2018

Balance Amount Effective Annual Yield
Under $10,000 0.45%
Between $10,000 and $24,999 0.50%
$25,000 and above 0.50%

Ameriprise® Step-Up Rate Certificate

Rates as of Feb. 14, 2018

Term New Purchases/Current Step-Up Effective Annual Yield3
2 Year 1.60%
3 Year 1.75%
4 Year 1.70%

Ameriprise® Stock Market Certificate

 

Full Participation
Effective for Terms Starting:
Feb. 21, 2018

Partial Participation
Effective for Terms Starting:
Feb. 21, 2018
Full Participation
Effective for Terms Starting:
Feb. 28, 2018
Partial Participation
Effective for Terms Starting:
Feb. 28, 2018
Maximum Return - 52 week term 1.75% 1.75% 1.75% 1.75%
Minimum Return - 52 week term 0.00% 0.35% 0.00% 0.35%
Maximum Return - 104 week term 4.50% 4.50% 4.50% 4.50%
Minimum Return - 104 week term 0.00% 1.00% 0.00% 1.00%
Maximum Return - 156 week term 9.00% 9.00% 9.00% 9.00%
Minimum Return - 156 week term 0.00% 2.15% 0.00% 2.15%

 

  Full Participation Partial Participation Effective Date
Market Participation - all terms 100% 25%  
Interim Interest Rate4 0.15%   21-Feb-18
0.15%   28-Feb-18
S&P 500 Closing Index Value

2695.14

 

06-Feb-18

 

Ameriprise® Installment Certificate

Rates as of Feb. 14, 2018

Effective Annual Yield
3 months 0.85%