Embrace the value of rewards

 

Ameriprise credit card rewards

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Earn Rewards Points for eligible everyday purchases made with your Ameriprise® credit card.

Be rewarded for what you spend with unlimited Rewards Points. Talk with your advisor about how an Ameriprise credit card can help achieve your financial goals. Learn more about Ameriprise Rewards Redemption options

Choose from a range of valuable rewards

Find the right card for you

Choose between Ameriprise® Premier Visa Signature® and Ameriprise® Visa Signature® to access benefits and earn rewards.

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Find the right card for you

Choose between Ameriprise® Premier Visa Signature® and Ameriprise® Visa Signature® to access benefits and earn rewards.

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Gift cards 

Redeem Rewards Points for gift cards from major retailers and brands, including Amazon, Apple, Home Depot and more.

Merchandise

Shop for everything from household basics to high-end electronics and designer jewelry — shipping and handling included.

Financial Planning Credit

Redeem 10,000 Rewards Points for a $125 credit towards your eligible Ameriprise Financial Planning Service fee.1 

Cash back

Receive 25% more cash back value when you redeem Rewards Points for cash back into eligible Ameriprise accounts.  

Your everyday card purchases could help fund a college savings account, home remodel, vacation or any other savings goal. Redemptions occur in 30,000 Rewards Points increments.2

Redeeming points is easy

Simply log in to ameriprise.com and select your Rewards Account from the Overview page. Or call the Rewards Service Center at 800.867.0843 and provide your Rewards Account number. For more details about redeeming Rewards Points, visit our FAQ.

Find the right card for you

Ameriprise® Premier Visa Signature®

  • Earn 15,000 bonus Rewards Points after you spend $1,500 in eligible net purchases in the first 90 days of account opening3
     
  • 1.5 Rewards Points for every $1 spent in eligible purchases4
     
  • Receive 25% more cash back value when you redeem your Rewards Points for cash back into eligible Ameriprise accounts; redemptions occur in 30,000 Rewards Points increments.2

Or apply by phone: 1.800.736.7523.

Ameriprise® Visa Signature®

 

  • Earn 10,000 Bonus Rewards Points after you spend $1,000 in eligible net purchases in the first 90 days of account opening5
     
  • 1 Rewards Points for every $1 spent in eligible purchases6
     
  • Receive 25% more cash back value when you redeem your Rewards Points for cash back into eligible Ameriprise accounts; redemptions occur in 30,000 Rewards Points increments.2

Or apply by phone: 1.800.736.7523.

If you’ve placed a freeze on your credit report, please contact the credit bureau(s) to lift the freeze before you apply for this credit card. 

For more information on the Ameriprise Rewards Program, view the Ameriprise Rewards Program Terms & Conditions.

Related Information Ameriprise® Visa Signature® Credit Card Program FAQ https://www.ameriprise.com/customer-service/ameriprise-credit-card-faqs Ameriprise Rewards Redemption options /binaries/content/assets/ampcom/amp_rewards_options.pdf Credit scores explained: A guide to understanding your credit score https://www.ameriprise.com/financial-goals-priorities/personal-finance/credit-scores-explained Find the right card for you

Choose between Ameriprise® Premier Visa Signature® and Ameriprise® Visa Signature® to access benefits and earn rewards.

berry-tint
Find the right card for you

Choose between Ameriprise® Premier Visa Signature® and Ameriprise® Visa Signature® to access benefits and earn rewards.

berry-tint
1-6 Read the following important disclosures for the Ameriprise® Visa Signature® credit cards 
We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law. 
Account must be open and in good standing to earn and redeem rewards and benefits.  Upon approval, please refer to your Cardmember Agreement for additional information. 
1 When you redeem your earned Rewards Points for an Eligible Ameriprise Financial Planning Service fee credit, 1 Rewards Point is worth $0.0125. Redemptions occur in 10,000 Rewards Points increments that are worth $125 in redemption value. Eligible Ameriprise Financial Planning Service fee credit is non-refundable and is not redeemable for cash or cash equivalent.  
Eligible Ameriprise Financial Planning Service includes eligible open and active Ameriprise Financial Planning Service provided to individual or revocable living trust within Ameriprise rewards account holder’s primary household group (each “Eligible Ameriprise Financial Planning Service “). Ameriprise Financial Planning Service provided to any corporation, partnership, irrevocable trust and other entity type as well as any Individual Retirement Account, other retirement plan and 529 plan are not eligible for this redemption option. The list of Eligible Ameriprise Financial Planning Service ownership types may change at any time in our sole discretion without notice, unless otherwise required by law. For details, please see Ameriprise Rewards Program Terms and Conditions available at ameriprise.com/rewards-terms-and-conditions. 
2 If you choose to redeem your earned Rewards Points for cash back into an Eligible Ameriprise Account, you will receive 25% more cash back value per Rewards Point than if you redeem for statement credit. 
Statement Credit: When you redeem your earned Rewards Points for statement credit, 1 Rewards Point is worth $0.01. Redemption minimum starts at 10,000 Rewards Points. Redemptions over 10,000 Rewards Points must be made in increments of 100 Rewards Points. 10,000 Rewards Points are worth $100; 30,000 Rewards Points are worth $300 when redeemed for statement credit. Cash back into an Eligible Ameriprise Account: When you redeem your earned Rewards Points for cash back into an Eligible Ameriprise Account, 1 Rewards Point is worth $0.0125. Redemptions occur in 30,000 Rewards Points increments. With the 25% additional cash value when redeemed into an Eligible Ameriprise Account, 30,000 Rewards Points are worth $375. Eligible Ameriprise accounts include eligible open and active Ameriprise® Active Portfolios investments, Ameriprise® Strategic Portfolio Services (SPS) Advantage account,Ameriprise ONE® Financial Account, Ameriprise® Brokerage account and Ameriprise® Cash Reserve Certificate account (each “Ameriprise Account”) held individually, jointly or by revocable living trust within Ameriprise rewards account holder’s primary household group (each “Eligible Ameriprise Account”). Ameriprise Accounts held by any corporation, partnership, irrevocable trust and other entity type as well as any Individual Retirement Account, other retirement plan and 529 plan are not eligible for this cash back redemption option. The list of Eligible Ameriprise Account and ownership types may change at any time in our sole discretion without notice, unless otherwise required by law. For details, please see Ameriprise Rewards Program Terms and Conditions available at ameriprise.com/rewards-terms-and-conditions. The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back such as gift cards, merchandise, and travel options. Reward Points redemption minimums as well as other restrictions may apply. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards-terms-and-conditions. 
3 To receive this one-time bonus, you must spend at least $1,500 in eligible net purchases (net purchases are purchases minus credits and returns) within the first 90 days of account opening. 15,000 bonus Rewards Points will be credited to your account 6-8 weeks after the 90-day period. Your ability to earn this one-time bonus Rewards Points offer is dependent upon your credit limit. Not all transactions are considered to be Purchases and eligible to earn Rewards Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Existing and previous Ameriprise® Visa credit card program cardmembers are not eligible for this offer. Offer subject to change. 
4You will earn 1.5 Rewards Points per $1 in eligible net purchases (net purchases are purchases minus credits and returns). Not all transactions are considered to be Purchases and eligible to earn Rewards Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your account is closed to future transactions (including, but not limited to, due to program misuse, failure to pay, bankruptcy, or death), unless otherwise required by law. Rewards Points that are earned through the use of the account but not redeemed will expire and be forfeited five (5) years from the date the earned Rewards Points post to your Rewards account, unless otherwise required by law. Rewards Points will be redeemed and expired on a first-in, first-out basis. Refer to your Rewards Program Terms and Conditions located at ameriprise.com/rewards-terms-and-conditions for additional information. 
5 To receive this one-time bonus, you must spend at least $1,000 in eligible net purchases (net purchases are purchases minus credits and returns) within the first 90 days of account opening. 10,000 bonus Rewards Points will be credited to your account 6-8 weeks after the 90-day period. Your ability to earn this one-time bonus Rewards Points offer is dependent upon your credit limit. Not all transactions are considered to be Purchases and eligible to earn Rewards Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Existing and previous Ameriprise® Visa Signature cardmembers are not eligible for this offer. Offers subject to change. 
6 You will earn 1 Rewards Point per $1 in eligible net purchases (net purchases are purchases minus credits and returns). Not all transactions are considered to be Purchases and eligible to earn Rewards Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your account is closed to future transactions (including, but not limited to, due to program misuse, failure to pay, bankruptcy, or death), unless otherwise required by law. Rewards Points that are earned through the use of the account but not redeemed will expire and be forfeited five (5) years from the date the earned Rewards Points post to your Rewards account, unless otherwise required by law. Rewards Points will be redeemed and expired on a first-in, first-out basis. Refer to your Rewards Program Terms and Conditions located at ameriprise.com/rewards-terms-and-conditions for additional information. 
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.   
Elan Financial Services is the creditor and issuer of Ameriprise® Visa Signature® credit cards, pursuant to a license from Visa U.S.A. Inc., and does not administer the account Rewards Program. 
Ameriprise Bank, FSB administers all operational aspects of the Rewards Program. Please visit ameriprise.com/rewards-terms-and-conditions for the Ameriprise Rewards Program Terms and Conditions details. Offers are subject to change. 
You may not use your Ameriprise® Visa Signature® or Ameriprise® Premier Visa Signature® card account (including, but not limited to, the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. 
Ameriprise Bank, FSB provides deposit, lending, and personal trust products and services to its customers, including clients of Ameriprise Financial Services, LLC (AFS). Ameriprise Bank, FSB and AFS are subsidiaries of Ameriprise Financial, Inc. Your Ameriprise advisor may earn compensation in connection with the Ameriprise Bank products that you choose to open. Ameriprise Bank, FSB. Member FDIC.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value. 
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser. 
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
Ameriprise® and Ameriprise Financial logo are registered service marks of Ameriprise Financial, Inc. 
©  2025 Elan Financial Services