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Ameriprise Rewards

Earn Rewards Points for eligible everyday purchases made with your Ameriprise® credit card.  There’s no limit to the number of Rewards Points you can earn. Talk with your advisor about how an Ameriprise® credit card can help achieve your financial goals.

Choose from a range of valuable rewards

Gift cards 

There are many options available to you when you redeem Rewards Points for gift cards from major retailers and brands. 
 

Merchandise

Shop for everything from household basics to high-end electronics and designer jewelry — shipping and handling included.
 

Travel

Book with major airlines (no blackout dates!), more than 325,000 hotels worldwide, popular car rental agencies and cruise lines. Not enough points saved yet? No problem — combine points with cash, and you’re on your way. Gain access to unique travel experiences and special tours, too.
 

Cash back

Redeem your Rewards Points for cash back into eligible Ameriprise accounts and your everyday card purchases could help fund a college savings account, home remodel, vacation — whatever your savings goal may be. Receive 25% more cash back value when you redeem Rewards Points for cash back into eligible Ameriprise accounts; redemptions occur in 30,000 Rewards Points increments.1

You can also redeem your points for statement credits.

Redeeming points is easy

Simply log in to ameriprise.com and select your Rewards Account from the Overview page. Or, call the Rewards Service Center at 800.867.0843 with your Rewards Account number in hand. For more details about redeeming Rewards Points, visit our FAQ.

Choose the card with the benefits and rewards that work for you

Ameriprise® Premier Visa Signature®

  • Limited time offer expires on 11/30/21:

    Earn 30,000 Bonus Rewards Points after you spend $3,000 in eligible net purchases in the first 90 days of account2
     
  • 1.5 Rewards Points for every $1 spent in eligible purchases3
  • Receive 25% more cash back value when you redeem your Rewards Points for cash back into eligible Ameriprise accounts; redemptions occur in 30,000 Rewards Points increments1 

Take the next step

or Apply by phone: 1.800.736.7523 and mention offer code 43277.

If you’ve placed a freeze on your credit report, please contact the credit bureau(s) to lift the freeze before you apply for this credit card.

Learn more

Ameriprise® Visa Signature®

  • Limited time offer expires on 11/30/21:

    Earn 20,000 Bonus Rewards Points after you spend $2,000 in eligible net purchases in the first 90 days of account4
     
  • 1 Rewards Point for every $1 you spend in eligible purchases5
  • Receive 25% more cash back value when you redeem your Rewards Points for cash back into eligible Ameriprise accounts; redemptions occur in 30,000 Rewards Points increments1

Take the next step

or Apply by phone: 1.800.736.7523 and mention offer code 43278.

If you’ve placed a freeze on your credit report, please contact the credit bureau(s) to lift the freeze before you apply for this credit card.

Learn more

1-5 Read the following important disclosures for Ameriprise Visa Signature credit cards.
We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.
1 If you choose to redeem your earned Rewards Points for cash back into an eligible Ameriprise account, you will receive 25% more cash back value per Rewards Point than if you redeem for statement credit.
Statement Credit: When you redeem your earned Rewards Points for statement credit, 1 Rewards Point is worth $0.01. Redemption minimum starts at 10,000 Rewards Points. Redemptions over 10,000 Rewards Points must be made in increments of 100 Rewards Points. 10,000 Rewards Points are worth $100; 30,000 Rewards Points are worth $300 when redeemed for statement credit.
Cash back into an eligible Ameriprise account: When you redeem your earned Rewards Points for cash back into an eligible Ameriprise accounts, 1 Rewards Point is worth $0.0125. Redemptions occur in 30,000 Rewards Points increments. With the 25% additional cash value when redeemed into an eligible Ameriprise account, 30,000 Rewards Points are worth $375. Eligible Ameriprise accounts include Ameriprise® Active Portfolios investments, Ameriprise® Strategic Portfolio Services (SPS) Advantage account, Ameriprise ONE® Financial Account, Ameriprise® Brokerage account and Ameriprise® Cash Reserve Certificate account.
The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back such as gift cards, merchandise, and travel options. Reward Points redemption minimums as well as other restrictions may apply. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards.
2 To receive this one-time bonus, you must apply by 11/30/2021 and you must spend at least $3,000 in eligible net purchases within the first 90 days of account opening to receive this bonus. 30,000 Rewards Points will be credited to your account 6-8 weeks after the 90-day period. Purchase requirement is met by purchases only; advances, convenience checks, balance transfers, interest charges, fees, credit insurance charges, or transactions to fund certain prepaid card products are not eligible. Existing and previous Ameriprise Visa credit card program cardmembers are not eligible for this offer.
3 You will earn 1.5 Rewards Points per $1 in eligible net purchases (net purchases are purchases minus credits and returns). Certain transactions are not eligible for Rewards Points, including Advances (as defined in the Cardmember Agreement, including wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.
You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your account is closed to future transactions (including, but not limited to, due to program misuse, failure to pay, bankruptcy, or death). Rewards Points that are earned through the use of the account but not redeemed will expire and be forfeited five (5) years from the date the earned Rewards Points post to your Rewards account. Rewards Points will be redeemed and expired on a first-in, first-out basis. Refer to your Rewards Program Terms and Conditions located at ameriprise.com/rewards for additional information.
4 To receive this one-time bonus, you must apply by 11/30/2021 and you must spend at least $2,000 in eligible net purchases (net purchases are purchases minus credits and returns) within the first 90 days of account opening to receive this bonus. 20,000 Rewards Points will be credited to your account 6-8 weeks after the 90-day period. Purchase requirement is met by purchases only; advances, convenience checks, balance transfers, interest charges, fees, credit insurance charges, or transactions to fund certain prepaid card products are not eligible. Existing and previous Ameriprise Visa credit card program cardmembers are not eligible for this offer.
5 You will earn 1 Rewards Point per $1 in eligible net purchases (net purchases are purchases minus credits and returns). Certain transactions are not eligible for Rewards Points, including Advances (as defined in the Cardmember Agreement, including wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.
You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your account is closed to future transactions (including, but not limited to, Program misuse, failure to pay, bankruptcy, or death). Rewards Points that are earned through the use of the account but not redeemed will expire and be forfeited five (5) years from the date the earned Rewards Points post to your Rewards account. Rewards Points will be redeemed and expired on a first-in, first-out basis. Refer to your Rewards Program Terms and Conditions located at ameriprise.com/rewards for additional information.
The Contactless Symbol and Contactless Indicator are trademarks owned and used with the permission of EMVCo, LLC.
Elan Financial Services is the creditor and issuer of Ameriprise® Visa Signature® credit cards, pursuant to a license from Visa U.S.A. Inc., and does not administer the account Rewards Program.
Ameriprise Bank, FSB administers all operational aspects of the Rewards Program. Please visit ameriprise.com/rewards for the Ameriprise Rewards Program Terms and Conditions details. Offers are subject to change.
You may not use your Ameriprise® Visa Signature® or Ameriprise® Premier Visa Signature® card account (including, but not limited to, the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities.
Ameriprise Bank, FSB provides deposit, lending, and personal trust products and services to its customers, including clients of Ameriprise Financial Services, LLC. (“AFS”). Ameriprise Bank, FSB and AFS are subsidiaries of Ameriprise Financial, Inc. AFS financial advisors may receive compensation for selling bank products.
Ameriprise Bank, FSB. Member FDIC.
Investment products made available through AFS are not FDIC insured, are not deposits or other obligations of Ameriprise Bank, FSB, or any other financial institution, and are not guaranteed by Ameriprise Bank, FSB, and are subject to investment risks, including possible loss of principal invested.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Ameriprise Financial Services, LLC. Member FINRA and SIPC.
Ameriprise® and Ameriprise Financial logo are registered service marks of Ameriprise Financial, Inc.
© 2021 Elan Financial Services