Ameriprise Rewards

Earn Ameriprise Rewards Points automatically for everyday purchases made with your Ameriprise® Visa Signature® credit card. And at Ameriprise, there’s no limit to the number of Rewards Points you can earn.

Choose from a range of valuable rewards

Cash back

Redeem your Rewards Points for cash back and your everyday card purchases could help fund a college account, home remodel, vacation — whatever you’re saving for. And, when you redeem Rewards Points for cash back into an eligible Ameriprise financial account or toward an Ameriprise financial planning certificate, enjoy 1.875% cash back with the Ameriprise® Premier Visa Signature® credit card or 1.25% cash back with the Ameriprise® Visa Signature® credit card.

Gift cards and more

Don’t know what to choose? Keep your options open with gift cards or statement credits.

Merchandise

Shop for everything from household basics to high-end electronics and designer jewelry—shipping and handling included.

Travel

Book with major airlines (no blackout dates!), more than 325,000 hotels worldwide, popular car rental agencies and cruise lines. Not enough points saved yet? No problem — combine points with cash, and you’re on your way. Gain access to unique travel experiences and special tours, too.

Redeeming points is easy

Simply log in to ameriprise.com and select your Rewards account from the Overview page. Or call the Rewards Service Center at 800.867.0843 with your Rewards account number in hand. For more details about redeeming Rewards Points, visit our FAQ.

Choose the card with the benefits and rewards that work for you

Ameriprise® Premier Visa Signature®

  • $180 Bonus!
    Earn Rewards Points worth $180 cash back value when deposited into an eligible Ameriprise account after spending $1,500 in eligible net purchases within the first 90 days of account opening1
  • 1.5 Rewards Points for every $1 you spend in eligible purchases2
  • Unlimited 1.875% cash back per $1 spent into your eligible Ameriprise account3

Take the next step

or Apply by phone: 1.800.736.7523

Please remove any credit bureau freezes before applying.

Learn more

Ameriprise® Visa Signature®

  • $125 Bonus!
    Earn Rewards Points worth $125 cash back value when deposited into an eligible Ameriprise account after spending $1,000 in eligible net purchases within the first 90 days of account opening4
  • 1 Rewards Point for every $1 you spend in eligible purchases5
  • Unlimited 1.25% cash back per $1 spent into your eligible Ameriprise account6

Take the next step

or Apply by phone: 1.800.736.7523

Please remove any credit bureau freezes before applying.

Learn more

1-6 Read the following important disclosures for Ameriprise Visa Signature credit cards.
We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
Account must be open and in good standing to earn and redeem rewards and benefits.  Upon approval, please refer to your Cardmember Agreement for additional information.
A one-time bonus of $187.50 will be awarded to you as 15,000 points, which are equivalent to $187.50 cash back when deposited into an eligible Ameriprise account upon reaching the redemption threshold. Redemptions occur in 30,000 Rewards Points increments for cash back into an eligible Ameriprise Financial account and 10,000 Rewards Points increments for financial planning certificates. The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back. You must spend at least $1,500 in eligible net purchases within the first 90 days of account opening to receive this bonus. 15,000 Rewards Points will be credited to your account 6-8 weeks after the 90-day period. Purchase requirement is met by purchases only; advances, convenience checks, balance transfers, interest charges, fees, credit insurance charges, or transactions to fund certain prepaid card products are not eligible.  Existing and previous Ameriprise Visa credit card program cardmembers are not eligible for this offer.
You will earn 1.5 Rewards Points per $1 in eligible net purchases (net purchases are purchases minus credits and returns). Certain transactions are not eligible for Rewards Points, including Advances (as defined in the Cardmember Agreement, including wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.
3 The 1.875% cash back rewards value applies only to Rewards Points redeemed for a deposit into an eligible Ameriprise account or for an Ameriprise financial planning certificate. You earn 1.5 Rewards Points for each $1 spent in eligible net purchases. If you choose to redeem for cash back into an eligible Ameriprise account, you will receive 1.25% cash back per Rewards Point when doing so. $1 spend = 1.5 Rewards Points earned. 1.5 Rewards Points * 1.25% = 1.875% cash back per $1 of spend. Example: If you spend $20,000 on eligible net purchases, you’ll earn 30,000 Rewards Points; and if you choose to redeem these Rewards Points earned for cash back into an eligible Ameriprise account, you will receive $375. The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back such as travel options, merchandise, gift cards, and/or statement credit. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards. Eligible Ameriprise accounts include Ameriprise® Active Portfolios® investments, Ameriprise® Strategic Portfolio Services (SPS) Advantage account, Ameriprise ONE® Financial Account, Ameriprise® Brokerage account and Ameriprise® Cash Reserve Certificate account.
4 A one-time bonus of $125 will be awarded to you as 10,000 points, which are equivalent to $125 cash back when deposited into an eligible Ameriprise account upon reaching the redemption threshold. Redemptions occur in 30,000 Rewards Points increments for cash back into an eligible Ameriprise Financial account and 10,000 Rewards Points increments for financial planning certificates. The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back. You must spend at least $1,000 in eligible net purchases within the first 90 days of account opening to receive this bonus. 10,000 Rewards Points will be credited to your account 6-8 weeks after the 90-day period. Purchase requirement is met by purchases only; advances, convenience checks, balance transfers, interest charges, fees, credit insurance charges, or transactions to fund certain prepaid card products are not eligible. Existing and previous Ameriprise Visa credit card program cardmembers are not eligible for this offer.
5 You will earn 1 Rewards Point per $1 in eligible net purchases (net purchases are purchases minus credits and returns). Certain transactions are not eligible for Rewards Points, including Advances (as defined in the Cardmember Agreement, including wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your account is closed to future transactions (including, but not limited to, Program misuse, failure to pay, bankruptcy, or death). Rewards Points that are earned through the use of the account but not redeemed will expire and be forfeited five (5) years from the date the earned Rewards Points post to your Rewards account. Rewards Points will be redeemed and expired on a first-in, first-out basis. Refer to your Rewards Program Terms and Conditions located at ameriprise.com/rewards for additional information.
6 The 1.25% cash back rewards value applies only to Rewards Points redeemed for a deposit into an eligible Ameriprise account or for an Ameriprise financial planning certificate. You earn 1 Rewards Point for each $1 spent in eligible net purchases. If you choose to redeem for cash back into an eligible Ameriprise account, you will receive 1.25% cash back per Rewards Point when doing so. $1 spend = 1 Rewards Point earned. 1 Rewards Point * 1.25% = 1.25% cash back per $1 spend. Example: If you spend $30,000 on eligible net purchases, you’ll earn 30,000 Rewards Points; and if you choose to redeem these Rewards Points earned for cash back into an eligible Ameriprise account, you will receive $375. The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back such as travel options, merchandise, gift cards, and/or statement credit. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards. Eligible Ameriprise accounts include Ameriprise® Active Portfolios® investments, Ameriprise® Strategic Portfolio Services (SPS) Advantage account, Ameriprise ONE® Financial Account, Ameriprise® Brokerage account and Ameriprise® Cash Reserve Certificate account.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
Elan Financial Services is the creditor and issuer of Ameriprise® Visa Signature® credit cards, pursuant to a license from Visa U.S.A. Inc., and does not administer the account Rewards Program.
You may not use your Ameriprise Visa Signature card account (including, but not limited to, the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities.

Ameriprise Bank, FSB provides deposit, lending, and personal trust products and services to its customers, including clients of Ameriprise Financial Services, LLC. (“AFS”). Ameriprise Bank, FSB and AFS are subsidiaries of Ameriprise Financial, Inc. AFS financial advisors may receive compensation for selling bank products.

Investment products made available through AFS are not FDIC insured, are not deposits or other obligations of Ameriprise Bank, FSB, or any other financial institution, and are not guaranteed by Ameriprise Bank, FSB, and are subject to investment risks, including possible loss of principal invested.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Ameriprise Financial Services, LLC. Member FINRA and SIPC.
Ameriprise Bank, FSB. Member FDIC.
Ameriprise® and Ameriprise Financial logo are registered service marks of Ameriprise Financial, Inc.
© 2020 Elan Financial Services