Disclosures:
1-8 Read the following important disclosures for the Ameriprise® Visa Signature® credit cards
We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules.
1 If you choose to redeem your earned Rewards Points for cash back into an Eligible Ameriprise Account, you will receive 25% more cash back value per Rewards Point than if you redeem for statement credit.
Statement Credit: When you redeem your earned Rewards Points for statement credit, 1 Rewards Point is worth $0.01. Redemption minimum starts at 10,000 Rewards Points. Redemptions over 10,000 Rewards Points must be made in increments of 100 Rewards Points. 10,000 Rewards Points are worth $100; 30,000 Rewards Points are worth $300 when redeemed for statement credit.
Cash back into an Eligible Ameriprise Account: When you redeem your earned Rewards Points for cash back into an Eligible Ameriprise Account, 1 Rewards Point is worth $0.0125. Redemptions occur in 30,000 Rewards Points increments. With the 25% additional cash value when redeemed into an Eligible Ameriprise Account, 30,000 Rewards Points are worth $375. Eligible Ameriprise accounts include eligible open and active Ameriprise® Active Portfolios investments, Ameriprise® Strategic Portfolio Services (SPS) Advantage account, Ameriprise® Financial Account, Ameriprise® Brokerage account and Ameriprise® Cash Reserve Certificate account (each “Ameriprise Account”) held individually, jointly or by revocable living trust within Ameriprise rewards account holder’s primary household group (each “Eligible Ameriprise Account”). Ameriprise Accounts held by any corporation, partnership, irrevocable trust and other entity type as well as any Individual Retirement Account, other retirement plan and 529 plan are not eligible for this cash back redemption option. The list of Eligible Ameriprise Account and ownership types may change at any time in our sole discretion without notice, unless otherwise required by law. For details, please see Ameriprise Rewards Program Terms and Conditions available at ameriprise.com/rewards-terms-and-conditions.
The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back such as gift cards, merchandise, and travel options. Reward Points redemption minimums as well as other restrictions may apply. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards-terms-and-conditions.
2 If you choose to redeem your earned Rewards Points for an Eligible Ameriprise Financial Planning Service fee credit, you will receive 25% more value per Rewards Point than if you redeem for statement credit.
Statement Credit: When you redeem your earned Rewards Points for statement credit, 1 Rewards Point is worth $0.01. Redemption minimum starts at 10,000 Rewards Points. 10,000 Rewards Points are worth $100 when redeemed for statement credit.
Ameriprise Financial Planning Service Fee Credit: When you redeem your earned Rewards Points for an Eligible Ameriprise Financial Planning Service fee credit, 1 Rewards Point is worth $0.0125. Redemptions occur in 10,000 Rewards Points increments. With the 25% additional value when redeemed for an Eligible Ameriprise Financial Planning Service fee credit, 10,000 Rewards Points are worth $125. Eligible Ameriprise Financial Planning Service fee credit is non-refundable and is not redeemable for cash or cash equivalent. Eligible Ameriprise Financial Planning Service includes eligible open and active Ameriprise Financial Planning Service provided to individual or revocable living trust within Ameriprise rewards account holder’s primary household group (each “Eligible Ameriprise Financial Planning Service“). Ameriprise Financial Planning Service provided to any corporation, partnership, irrevocable trust and other entity type as well as any Individual Retirement Account, other retirement plan and 529 plan are not eligible for this redemption option. The list of Eligible Ameriprise Financial Planning Service ownership types may change at any time in our sole discretion without notice, unless otherwise required by law. For details, please see Ameriprise Rewards Program Terms and Conditions available at ameriprise.com/rewards-terms-and-conditions.
The redemption value is different if you choose to redeem your Rewards Points for rewards other than statement credit or Ameriprise Financial Planning Service fee credit such as gift cards, merchandise, cash back and travel options. Reward Points redemption minimums as well as other restrictions may apply. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards-terms-and-conditions.
3 To receive this one-time bonus, you must spend at least $1,500 in eligible net purchases (Net Purchases are purchases minus credits and returns) within the first 90 days of account opening. 15,000 bonus Rewards Points will be credited to your account 1-2 billing cycles after the 90-day period. Your ability to earn this one-time bonus Rewards Points offer is dependent upon your credit limit. Not all transactions are considered to be Purchases and eligible to earn Rewards Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Existing and previous Ameriprise® Visa credit card program card members are not eligible for this offer. Offer subject to change.
4 You will earn 2 Rewards Points per $1 spent in eligible net purchases (Net Purchases are purchases minus credits and returns). Not all transactions are considered to be Purchases and eligible to earn Rewards Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Rewards Points will be redeemed and expired on a first-in, first-out basis. Refer to your Rewards Program Terms and Conditions located at ameriprise.com/rewards-terms-and-conditions for additional information.
5 The 2.5% cash back rewards value applies only to Rewards Points redeemed for a deposit into an Eligible Ameriprise Account. You earn 2 Rewards Points for each $1 spent in eligible net purchases. If you choose to redeem for cash back into an Eligible Ameriprise Account, you will receive 1.25% cash back per Rewards Point when doing so. $1 spend = 2 Rewards Points earned. 2 Rewards Points * 1.25% = 2.5% cash back per $1 of spend. Example: If you spend $15,000 on eligible net purchases, you’ll earn 30,000 Rewards Points; and if you choose to redeem these Rewards Points earned for cash back into an Eligible Ameriprise Account, you will receive $375. Redemptions into an Eligible Ameriprise Account occur in 30,000 Rewards Points increments.
Eligible Ameriprise accounts include eligible open and active Ameriprise® Active Portfolios investments, Ameriprise® Strategic Portfolio Services (SPS) Advantage account, Ameriprise® SPS Advantage with ONE Features account, Ameriprise® SPS Advisor, Ameriprise ONE® Financial Account, Ameriprise® Brokerage account, Ameriprise® Cash Reserve Certificate account, Master Funding Account, Select Separate Account (SSA), Ameriprise® SmartTrade account, Ameriprise® SmartTrade with ONE Features account and Vista Separate Account (each “Ameriprise Account”) held individually, jointly or by revocable living trust within Ameriprise rewards account holder’s primary household group (each “Eligible Ameriprise Account”). Ameriprise Accounts held by any corporation, partnership, irrevocable trust and other entity type as well as any Individual Retirement Account, other retirement plan and 529 plan are not eligible for this cash back redemption option. The list of Eligible Ameriprise Account and ownership types may change at any time in our sole discretion without notice, unless otherwise required by law. For details, please see Ameriprise Rewards Program Terms and Conditions available at ameriprise.com/rewards-terms-and-conditions.
The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back such as gift cards, merchandise, statement credit and travel options. Reward Points redemption minimums as well as other restrictions may apply. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards-terms-and-conditions.
6 To receive this one-time bonus, you must spend at least $1,000 in eligible net purchases (net purchases are purchases minus credits and returns) within the first 90 days of account opening. 10,000 bonus Rewards Points will be credited to your account 6-8 weeks after the 90-day period. Your ability to earn this one-time bonus Rewards Points offer is dependent upon your credit limit. Not all transactions are considered to be Purchases and eligible to earn Rewards Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Existing and previous Ameriprise® Visa Signature cardmembers are not eligible for this offer. Offers subject to change.
7 You will earn 1 Rewards Point per $1 in eligible net purchases (net purchases are purchases minus credits and returns). Not all transactions are considered to be Purchases and eligible to earn Rewards Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Rewards Points will be redeemed and expired on a first-in, first-out basis. Refer to your Rewards Program Terms and Conditions located at ameriprise.com/rewards for additional information.
8 The 1.25% cash back rewards value applies only to Rewards Points redeemed for a deposit into an Eligible Ameriprise Account. You earn 1 Rewards Points for each $1 spent in eligible net purchases. If you choose to redeem for cash back into an Eligible Ameriprise Account, you will receive 1.25% cash back per Rewards Point when doing so. $1 spend = 1 Rewards Points earned. 1 Rewards Points * 1.25% = 1.25% cash back per $1 of spend. Example: If you spend $30,000 on eligible net purchases, you’ll earn 30,000 Rewards Points; and if you choose to redeem these Rewards Points earned for cash back into an Eligible Ameriprise Account, you will receive $375. Redemptions into an Eligible Ameriprise Account occur in 30,000 Rewards Points increments.
The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back such as gift cards, merchandise, statement credit and travel options. Reward Points redemption minimums as well as other restrictions may apply. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards-terms-and-conditions.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
Elan Financial Services is the creditor and issuer of Ameriprise® Visa Signature® credit cards, pursuant to a license from Visa U.S.A. Inc., and does not administer the account Rewards Program.
Ameriprise Bank, FSB administers all operational aspects of the Rewards Program. Please visit ameriprise.com/rewards-terms-and-conditions for the Ameriprise Rewards Program Terms and Conditions details. Offers are subject to change.
You may not use your Ameriprise® Visa Signature® or Ameriprise® Premier Visa Signature® card account (including, but not limited to, the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities.
Ameriprise Bank, FSB provides deposit, lending, and personal trust products and services to its customers, including clients of Ameriprise Financial Services, LLC (AFS). Ameriprise Bank, FSB and AFS are subsidiaries of Ameriprise Financial, Inc. Your Ameriprise advisor may earn compensation in connection with the Ameriprise Bank products that you choose to open. Ameriprise Bank, FSB. Member FDIC.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
Ameriprise® and Ameriprise Financial logo are registered service marks of Ameriprise Financial, Inc.
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