Corporate entities and important disclosures
Corporate entities and service groups
The following information describes the principal entities and service groups that conduct the financial planning, asset accumulation and income, and protection business of Ameriprise Financial, Inc. (Ameriprise Financial).
Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser. Ameriprise Financial Services, Inc. Member FINRA and SIPC. RiverSource® products are offered by affiliates of Ameriprise Financial Services, Inc. CA License #0684538. Ameriprise Financial and its representatives do not provide tax or legal advice. Consult with your tax advisor or attorney regarding specific tax issues.
The complimentary initial consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations. Client experiences will vary.
Ameriprise® Certificates are issued by Ameriprise Certificate Company and distributed by Ameriprise Financial Services, Inc. Member FINRA and SIPC.
Columbia Funds and Columbia Acorn Funds are distributed by Columbia Management Investment Distributors, Inc., member FINRA. Columbia Funds are managed by Columbia Management Investment Advisers, LLC and Columbia Acorn Funds are managed by Columbia Wanger Asset Management, LLC, a subsidiary of Columbia Management Investment Advisers, LLC. Columbia Management Investment Services Corp. is the transfer agent for Funds.
Columbia variable funds are managed by Columbia Management Investment Advisers, LLC. Columbia Wanger funds are managed by Columbia Wanger Asset Management, LLC. Columbia and Columbia Wanger variable funds are distributed by Columbia Management Investment Distributors, Inc., member FINRA.
Threadneedle International Limited is an FCA– and a U.S. Securities and Exchange Commission registered investment adviser based in the UK and an affiliate of Columbia Management Investment Advisers, LLC.
Ameriprise Trust Company, a Minnesota-chartered trust company, serves as trustee and offers investment management and related services to collective funds and institutional separate accounts. Columbia Management Investment Advisers, LLC and other affiliates of Ameriprise Trust Company provide investment advice to certain of these accounts in a subadvisory capacity. These companies are part of Ameriprise Financial, Inc.
RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York.
"Privileged Assets" is a trade-name and does not provide any privileges beyond those allowed by law.
Ameriprise Auto & Home Insurance is the marketing name of IDS Property Casualty Insurance Company and Ameriprise Insurance Company, De Pere, WI, both of which have sole financial responsibility for their own products. Insurance is underwritten by either company, depending on the state, or other insurance companies for whom Ameriprise Auto & Home Insurance Agency is an agent. Both companies and the agency are subsidiaries of Ameriprise Financial, Inc.
Elan Financial Services is the creditor and issuer of Ameriprise® Visa Signature® credit cards, pursuant to a license from Visa U.S.A. Inc., and does not administer the account Rewards Program.
The Ameriprise Visa Card is issued under an agreement between Ameriprise Financial, Inc. and/or its affiliates (“Ameriprise”) and UMB Bank, n.a. The Card is the property of and issued by UMB Bank, n.a. pursuant to license by VISA U.S.A. Inc.
Ameriprise Bank, FSB provides deposit, lending, and personal trust products and services to clients of Ameriprise Financial Services, Inc. (“AFSI”). Ameriprise Bank, FSB and AFSI are subsidiaries of Ameriprise Financial, Inc. AFSI financial advisors may receive compensation for selling bank products.
Neither Ameriprise Bank, FSB nor AFSI financial advisors are authorized to give legal or tax advice. For specific legal or tax matters, clients should consult with their own legal and/or tax advisors.
Investment products made available through AFSI are not FDIC insured, are not deposits or other obligations of Ameriprise Bank, FSB and are not guaranteed by Ameriprise Bank, FSB, and are subject to investment risks, including possible loss of principal invested.
Ameriprise Bank, FSB. Member FDIC. Equal Housing Lender
Ameriprise®, Columbia Threadneedle Investments, and RiverSource® products and services
Many of the financial products and services we offer carry the Ameriprise, Columbia Threadneedle Investments, or RiverSource name. Due to our prior affiliation with the American Express Company, there may be references to the American Express name in historical information about the Ameriprise Financial companies, products or services. The Ameriprise name is associated with brokerage and financial advisory services, retirement and financial education services, certificates, and personal auto, home and umbrella insurance products from Ameriprise Financial. The annuity and insurance products (except personal auto, home and umbrella insurance) provided by Ameriprise Financial, Inc. and its subsidiaries are identified by the RiverSource name. The mutual funds and closed-end funds provided by Ameriprise Financial, Inc. and its subsidiaries are identified by the Columbia Threadneedle Investments brand, which is also used for the institutional asset management business, including collective funds maintained by Ameriprise Trust Company. Certain products may also be branded Seligman Investments, an offering brand of Columbia Management Investment Advisers, LLC. Columbia Threadneedle Investments is the global brand name for the Columbia and Threadneedle group of companies.
You should consider the investment objectives, risks, charges and expenses of a mutual fund, variable annuity or variable life insurance, and their underlying investment options, carefully before investing. For a free prospectus, which contains this and other important information, contact your financial advisor, or call 800.333.3437. Read the prospectus carefully before you invest or send money.
Ameriprise Financial business continuity planning
At Ameriprise Financial, we build long-term relationships with our clients and strive to serve them with a comprehensive approach to their financial needs while providing outstanding client service. Business continuity is essential to achieve that goal. We have dedicated significant resources to business continuity and incorporated it throughout our business practices and strategy. Our Business Continuity Program (BCP) covers operations performed by Ameriprise Financial Services, Inc.; American Enterprise Investment Services; Columbia Threadneedle Investments; RiverSource Life Insurance Company; and all other subsidiaries (hereafter Ameriprise Financial).
Our goal is to maintain the ability to serve our clients and to protect our clients’ and the company’s assets without disruption. Our enterprise-wide BCP commitment includes facilities, technology, applications, data, processes, governance and corporate strategy.
Other important disclosures
Investment products are not federally or FDIC insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
This website is designed for residents of the United States only, and should not be considered a solicitation to buy or an offer to sell any securities or other financial products and services in any other jurisdictions. Investment services and products of Ameriprise Financial, Inc. and affiliated entities are not available in those jurisdictions where they are not authorized or permitted by local law to promote or sell the services and products. Ameriprise financial advisors conduct business only in states where they are licensed and registered. Products and services mentioned on this site may not be available in all states. Ameriprise may enter into strategic alliances with companies that offer products or services that Ameriprise and its financial advisors do not sell. In some of those alliances, Ameriprise financial advisors may receive gifts and offers from the other companies.
The information and opinions on this site provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. It is provided for informational purposes only and is not a solicitation to buy or sell the securities or other products or services described herein. The information is not intended to be used as the sole basis for investment decisions, nor should it be construed as advice designed to meet the particular needs of an individual investor. Ameriprise Financial and its subsidiaries do not give legal or tax advice. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content. See Rules, Regulations and Disclaimers for more information on the rules and regulations that apply to visitors of this site. Ameriprise Financial cannot guarantee future financial results.
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Additional Ameriprise research disclosures
The following disclosure relates to Quick Quote and Client Research Tools content located within the secure site on ameriprise.com:
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