Retirement calculators & tools

Whether you're just beginning to think about retirement or are already enjoying it, these interactive retirement calculators and tools can make it easy for you to plan and prepare for the road ahead.

Retirement planner

Roth IRA conversion analyzer

Retirement income calculator

Retirement milestones

years old

You can make catch-up contributions to many retirement plans beginning in the year you turn 50.

years old

You can start taking penalty-free withdrawals from qualified retirement plans such as 401(k)s, 403(b)s and profit sharing plans after you left your employer in the year you turned 55 or later.

years old

You can begin taking withdrawals without penalty from IRAs and qualified retirement plans.

years old

You can start taking reduced Social Security benefits.

years and 9 months old

You can apply for Medicare.

years old

You can start taking full Social Security benefits depending on your birth year. Any delay in applying for Social Security benefits, up to age 70, can qualify you for increased retirement benefits.

years old

You must begin taking Required Minimum Distributions (RMDs) from most retirement accounts.

Important Upcoming Dates

May - August 2015


Second installment of 2014 estimated quarterly tax payment due for those who are self-employed or have income not subject to withholding


Employers sponsoring calendar year qualified plans with eligible employees or $250,000 or more in assets must file IRS form 5500 or 5500-EZ