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Ameriprise ONE® Financial Account

Take control of your finances

How you manage your cash can affect how secure you feel today and how comfortable you can fund your accumulation, spending and investment goals for tomorrow. That’s why we offer the Ameriprise ONE Financial Account – a brokerage account with cash management features. To request cash management features, you can open an account with as little as $500 in cash or securities.

The benefits of managing your day-to-day spending and investing in one account

  • Because it is a non-qualified brokerage account, you can invest in equities, fixed income, mutual funds and other products that can help you reach your goals.
  • Daily spending or larger expenses can be managed through the cash management features of the Ameriprise ONE Financial Account.
  • Convenience of easily accessing the cash in your brokerage account.

Features of the Ameriprise ONE Financial Account

Check writing

Write checks to anyone for any amount up to your available cash balance. There are no limits or minimums and your first order of checks is free.

Ameriprise® Visa® Debit card

The Ameriprise Visa® Debit card with contactless & digital wallet capability with Apple Pay, Samsung Pay, Garmin Pay & FitBit Pay is accepted at over 25 million locations worldwide. Additionally, you can access cash at more than a million ATMs in more than 179 countries as well as the largest surcharge-free ATM network in America of over 55,000 ATM locations nationwide

Online Bill Pay

Pay bills online with an on-time payment guarantee. Automating the bill paying process helps you save time and postage – and there's no limit to how many bills you can pay online each month. You can choose to receive electronic bills and then set up one-time or recurring payments.

Take the next step

Implement a successful cash management strategy with the help of the Ameriprise ONE Financial Account. To find out more, contact your Ameriprise financial advisor or locate an advisor near you.

The Ameriprise ONE Financial Account is a brokerage account with cash management features.

Check Clearing: Wells Fargo clears Ameriprise ONE Financial Account checks but your account is held with Ameriprise; therefore, Wells Fargo treats them as third-party checks. Wells Fargo will accept Ameriprise ONE Financial Account checks for deposit only. Wells Fargo’s policy of handling these checks applies regardless of whether the payee is a Wells Fargo depositor or not.

The Ameriprise Visa® debit card is issued under an agreement between Ameriprise Financial, Inc. and/or its affiliates ("Ameriprise") and UMB Bank, n.a. The debit card is the property of and issued by UMB Bank, n.a. pursuant to license by VISA U.S.A. Inc.

Apple Pay is a registered trademark of Apple Inc.

©2023 Samsung Pay is a trademark or registered trademark of Samsung Electronics Co. Ltd. Use only in accordance with law. Samsung Pay is compatible with select cards and Samsung devices.

Garmin and the Garmin logo are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Fitbit, Fitbit Pay, Fitbit Ionic, Fitbit Versa, Fitbit Versa 2 and Fitbit Charge 3 are trademarks or registered trademarks of Fitbit, Inc.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

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