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Cash Management Account

Bring your plan to life

At Ameriprise Financial, we think of cash as more than just money for today's needs. How you manage your cash can affect how secure you feel today and how comfortably you can fund your goals for tomorrow. That's why we offer the Ameriprise ONE® Financial Account, a non-qualified brokerage account with cash management features.

The benefits of managing your day to day spending and investing in one account

The Ameriprise ONE Financial Account allows you to manage your day to day finances and long term investing in one account. Because it is a non-qualified brokerage account you can invest in equities, fixed income, mutual funds and other products that help you reach your goals. Daily spending or larger expenses can be managed through the cash management features of the Ameriprise ONE Financial Account. Both your short term and long term goals can be funded, giving you more financial confidence and control.

You can open an account today with as little as $500 in cash or securities.

Features of the Ameriprise ONE Financial Account

Check writing

Write checks to anyone for any amount up to your available cash balance. There are no limits or minimums and your first order of checks is free.

Ameriprise Visa® Debit card

The Ameriprise Visa® Debit card with contactless & digital wallet capability with Apple Pay, Samsung Pay, Garmin Pay & FitBit Pay is accepted at over 25 million locations worldwide. Additionally, you can access cash at more than a million ATMs in more than 179 countries as well as the largest surcharge-free ATM network in America of over 55,000 ATM locations nationwide.

Online Bill Pay

Pay bills online with an on-time payment guarantee. Automating the bill paying process helps you save time and postage – and there's no limit to how many bills you can pay online each month. You can choose to receive electronic bills and then set up one-time or recurring payments.

related information

Investing for major financial goals

Maximize your retirement savings

Ameriprise ONE® Financial Account FAQ

The Ameriprise ONE Financial Account is a brokerage account with cash management features.
Check Clearing: Wells Fargo clears Ameriprise ONE Financial Account checks, but your account is held with Ameriprise; therefore, Wells Fargo treats them as third-party checks. Wells Fargo will accept Ameriprise ONE Financial Account checks for deposit only. Wells Fargo’s policy of handling these checks applies regardless of whether the payee is a Wells Fargo depositor or not.
The Ameriprise Visa® debit card is issued under an agreement between Ameriprise Financial, Inc. and/or its affiliates ("Ameriprise") and UMB Bank, n.a. The debit card is the property of and issued by UMB Bank, n.a. pursuant to license by VISA U.S.A. Inc.
Apple, the Apple logo, Apply Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other counties, iPad is a trademark of Apple Inc.
©2019 Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Use only in accordance with the law. Contact your bank or financial institution to verify that it is a Samsung Pay participant. Samsung Pay is available on select Samsung devices.
Garmin®, Garmin Pay™ and Garmin Connect™ are registered trademarks and service mark of Garmin Ltd.
Fitbit Pay is available on select Fitbit watches, including the Fitbit Ionic and Fitbit Versa SE. Fitbit Pay and the Fitbit Pay Logo are trademarks, service marks and/or registered trademarks of Fitbit, Inc.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Ameriprise Financial Services, LLC. Member FINRA and SIPC.