When will my tax document be mailed?
Tax documents are mailed at various times from January through May based on Internal Revenue Service (IRS) requirements, the types of accounts you have invested in, and the investments you own. The most common mailing dates are listed below. Review the tax statements mailing dates schedule.
- Jan. 31, 2024 - Tax documents for annuities, life insurance policies, IRAs and other retirement accounts, 529 Plans, and Coverdell Educations Savings Accounts (CESA).
- Jan. 31, 2024 – Tax documents for nonqualified6 mutual fund and brokerage accounts for clients and qualifying household members who have indicated their occupation includes them under the Farmer / Fisherman / Rancher IRS estimated tax provision.
- Feb. 15, 2024 - Tax documents for Ameriprise brokerage accounts, Ameriprise® advisory (managed) Accounts and nonqualified Ameriprise® certificates accounts.
Some of my accounts are missing from the tax package I received. Will I receive more than one year-end tax document package?
Your household may receive more than one year-end tax package from Ameriprise Financial if:
- You own various types of investments/accounts that have different IRS mailing deadlines.
- See the previous question and tax document mailing dates for more information.
- There is more than one taxpayer in your household.
- Each account has one designated taxpayer and one associated taxpayer identification number (TIN), including accounts that are owned jointly, by a trust, by a corporation, etc.
- The IRS requires that we send tax documents to each taxpayer separately.
- If you need to verify who the taxpayer (name and TIN) is on an account, contact your Ameriprise financial advisor or a client service representative at 800.862.7919.
- Your accounts with reportable activity in 2023 have different mailing addresses or different financial advisors assigned.
- You own a Custodial IRA plan which has investments in mutual funds, Ameriprise® certificates accounts, Ameriprise® brokerage accounts and/or Ameriprise® advisory (managed) accounts. Note that Custodial IRA plans receive an aggregate tax document for all the accounts in the plan. If you own more than one Custodial IRA plan, each plan will receive its own tax document(s).
For more information, see questions:
When will my tax document be mailed?
Will I receive more than one year-end tax document package?
Why don’t I see tax documents for all of my IRA accounts?
How can I access my tax documents online?
Copies of many of your tax documents are available on the secure site on ameriprise.com. However, some RiverSource® annuity tax documents are only available on riversource.com.
To view your tax documents online you must be:
- At least 18 years old
- Registered for the secure site on ameriprise.com
- The taxpayer on the account
- In some cases, only the person listed as the taxpayer on an account, whose Social Security number (or other taxpayer identification number) is on the tax document, will have access to the online tax document. While a joint account owner who is not the first-named taxpayer on the account will have access to the online tax statement for non-qualified brokerage accounts, this is not the case for other types of accounts.
With the secure site on ameriprise.com, you can choose to access your tax documents online only, rather than in the mail. When they become available for you to retrieve online, we’ll send you an email. See the E-delivery guide for instructions.
For more information see Online tax information FAQ.
How can I get an additional copy of my tax document(s)?
You can get a copy of your tax document(s) online. See the previous question for more information.
Please allow 10 calendar days following the tax document mailing deadline for your documents to arrive by mail prior to contacting your advisor or the Service Center for a duplicate document. See contact information below.
Any owner or any person who is authorized to transact business for the account can request to have duplicate tax documents mailed to the address of record. For minors, the account custodian must make the request.
Note: Duplicates will be mailed to your address of record. Tax documents can’t be sent by fax or email.
Why is only part of my Taxpayer Identification Number listed on my tax document(s)?
Only the last four digits of a Taxpayer Identification Number (TIN), which may be a Social Security Number (SSN), Individual Taxpayer Identification (ITIN), Adoption Taxpayer Identification Number (ATIN), or Employer Identification Number (EIN), will be shown on tax documents for security purposes. The preceding numbers will be replaced with X.
For example, SSN 123-45-6789 will be shown on the tax document as the Recipient’s ID No. XXX-XX-6789. Truncating the TIN may assist in protecting you from identity theft. Although the number will be truncated on your tax document, we will still report the full TIN to the IRS as required.
Why is the information on my Ameriprise annual financial statement different from the information on my tax document(s)?
The financial statement and the tax document each have a different purpose, so you may notice different information and levels of detail if you are comparing them. The Ameriprise annual financial statement reflects your account at a point in time, which is the last business day of the year. Alternatively, Ameriprise tax documents provide information across the span of a tax year that is taken into consideration when preparing tax returns.
- When an investment has an income reclassification, the tax designation of income may change after year-end. This occurs more commonly with mutual funds, unit investment trusts (UITs) and real estate investment trusts (REITs)
- The financial statement will capture the information available at year-end
- The tax document will be updated and mailed when the investment issuers notify us of changes
- When a mutual fund declares a dividend in the fourth quarter of the year and pays the following January (and makes the appropriate tax election)
- The financial statement captures the information available at year-end
- The tax document will report these dividends for the year they are declared and report any updates after year-end
- When there is a sale transaction
- The financial statement will display the activity by settlement date
- The tax document will list the activity and report to you and the IRS by trade date, per tax law requirements
- When there is cost basis5 information to report
- The financial statement may not reflect all the adjustments needed for tax reporting purposes
- The tax document will report cost basis and holding period information for covered6 investments on the statement and to the IRS per mandatory cost basis reporting regulations.
- The cost basis for noncovered6 investments may be provided on the tax document, if available, but will not be reported to the IRS. See Cost basis reporting FAQ for more information on covered investments.
- Gain/loss information is provided to the taxpayer as a service and is not reported to the IRS.
For more information about the financial statement, go to Ameriprise financial statements FAQ.